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The Pentagon is preparing to send about 5,000 additional active duty troops to support border authorities' efforts to stop Central American migrants bound for the US, according to a defense official and an official familiar with the current plan.The announcement comes days before midterm elections in which President Donald Trump has repeatedly warned of dangers related to immigration and of specific but unsubstantiated threats posed by the migrants, who are still weeks away from the US border.Trump tweeted Monday that the group of Central Americans includes "gang members and some very bad people."The tweet to the President's 55.5 million followers came just two days after a man with virulently anti-immigrant views, who referred to immigrant "invasions," killed 11 people in a Pittsburgh synagogue."Please go back," Trump tweeted Monday to the migrants, who are some 900 miles away from the border and moving at a pace of 20 to 30 miles a day. "You will not be admitted into the United States unless you go through the legal process. This is an invasion of our Country and our Military is waiting for you!"The migrants are seeking asylum, which can be applied for only once someone seeking protection from persecution or fleeing violence in their home country is inside another country or is at the border."Operation Faithful Patriot" is expected to start on November 5 and last until December 15, the defense official said. The current plan is to send the additional active duty troops to Brownsville, Texas, Nogales, Arizona and likely near San Diego, California.Asked Monday whether the administration was considering closing the southern border, White House spokeswoman Sarah Sanders said, "we have a number of options on the table and we're exploring those."The official said that while no final decision has been made, the commander of Northern Command, which will oversee the operation, has the authority to preposition forces. The troops will be deployed from Fort Bragg in North Carolina, Fort Campbell and Fort Knox in Kentucky and Fort Hood in Texas.The official added that verbal orders went out this past weekend to some units and additional written orders are starting Monday. The official added that some troops were already moving and that their number could increase or decrease as needs are assessed.Last week, CNN reported that the US could send 800 or more troops to the border.Trump has said migrant groups will be a central issue of the campaign and has repeatedly linked them to Democrats. He threatened to cut off aid to Central American countries that allow the estimated 6,500 people fleeing Honduras, Guatemala and El Salvador to continue moving north.The officials emphasized the troops will be at the border to support civil authorities and that they are not expected to come into any contact with migrants. If the troops carry arms, it will be solely for self defense, the officials said.Last week, Homeland Security Secretary Kirstjen Nielsen told Fox News that her agency had asked for defense department help to "bolster our capabilities" in an effort to avoid a repeat of clashes on the Guatemalan-Mexican border between some of the northbound migrants and Mexican troops.Specifically, she said DHS has asked for air, engineering, logistics and planning support as well as vehicle barriers and "ways in which we can protect my officers and agents as well as the ports of entry themselves."This deployment is separate from an ongoing National Guard effort to support border authorities with technical assistance. There are approximately 4,000 personnel authorized for that mission, but only 2,100 are currently in place, according to the Pentagon.Asked why the President felt to compelled to send additional troops to do essentially the same thing, Sanders told reporters Monday that the "President's number one job and number one priority is protecting the safety" of Americans.The-CNN-Wire 3941

The pandemic, and much of the isolation that has come along with it, has prompted a lot of discussions about mental health. Now, as the winter months approach, psychologists are concerned about the impact seasonal affective disorder, or seasonal depression, might have."And we think that it is because of reduced light and at a more reliable time late in the year, usually around spring, summer, those symptoms resolve. And so, we come into 2020 and it's a completely different landscape right now, and honestly, we don't know what to expect yet," says Dr. Craig Sawchuck, a clinical psychologist with the Mayo Clinic.Dr. Sawchuck says there is some speculation that seasonal depression rates could increase this year."Kind of think about it like people are operating at a deficit right now. With the number of stressors that have been going on in 2020, just the erosion effect has been wearing folks down, so maybe folks that have struggled with winter blues in the past, so maybe not full-blown seasonal depression but winter blues, you layer in the erosion effect with the stress and maybe that's going to put them more in the range of depression," says Dr. Sawchuck.Social isolation from the pandemic and any unhealthy habits that might normally form in the winter months could exacerbate seasonal depression."Energy goes down, we want to sleep more, there's that urge for carbohydrate cravings, increased weight gain and socially pulling back or withdrawing," says Dr. Sawchuck.Experts say if you suffer from winter blues or seasonal depression, there are things you can do to try and boost your mood."Seasonal depression and treatment during this time is a little tricky. Some of the things we would recommend are hindered by COVID-19, especially with the escalating rates. So, things like getting outside might be risky for some people with the transmission of COVID -19, so we’re thinking about some of the basic things to just take care of yourself. What are your coping skills? What are things that do get you involved and happy and excited?" says Dr. Apryl Alexander, a psychologist and professor at the University of Denver.Dr. Alexander says a recent study from the American Psychological Association reports that eight in 10 Americans are feeling stressed because of COVID-19. Even though we're in a pandemic, Dr. Alexander says it's still important to socialize, especially if you are prone to seasonal depression."So, how can you maintain those social connections during this time, whether its dance parties we’ve had in our department during COVID-19 to engaging with your family members on Zoom or other forms of social media," says Dr. Alexander.Dr. Alexander also says many psychologists and therapists are offering virtual sessions, so it's important to take advantage of tele-mental health visits. And with the holiday season approaching, whether you're able to be with family or not, make sure you also take the time to check in on loved ones who may not be feeling themselves this winter season. 3027

The National Transportation Safety Board is launching a probe that will focus on how first responders handled a fatal crash of a Tesla Model S in Florida this week.Two people died Tuesday evening in Fort Lauderdale, Florida, after a gray 2014 Tesla Model S ran off the road and collided with a concrete wall. The vehicle then caught on fire, engulfing the car in flames, local police said.The NTSB said in a statement Wednesday that the investigation will "primarily focus on emergency response in relation to the electric vehicle battery fire, including fire department activities and towing operations."The driver and front seat passenger were pronounced dead at the scene. A third passenger in the back seat survived and was taken to the hospital, authorities said.Police said the car's speed was likely a factor in the incident. The NTSB did not indicate that it suspects first responders did something wrong. Nor does it indicate that something was wrong with the vehicle.Related: Elon Musk spends million of his own money on Tesla sharesNTSB chairman Robert Sumwalt said in a statement that the "NTSB has a long history of investigating emerging transportation technologies, such as lithium ion battery fires in commercial aviation, as well as a fire involving the lithium ion battery in a Chevrolet Volt.""The goal of these investigations is to understand the impact of these emerging transportation technologies when they are part of a transportation accident," Sumwalt said.Tesla said in a statement that it is "working to establish the facts of the incident and offer our full cooperation to the local authorities.""We have not yet been able to retrieve the logs from the vehicle, but everything we have seen thus far indicates a very high-speed collision and that Autopilot was not engaged," Tesla said.The NTSB also said in its statement Wednesday that it "does not, at this time, anticipate autopilot being a part of this investigation."Several crashes have occurred in the past with Tesla's Autopilot function engaged, including a fatal incident in March.The Autopilot feature is not fully autonomous. It handles some driving functions, but not all, and drivers are expected to stay engaged when the feature is activated. Tesla said after the March incident that the driver was given "several visual and one audible" cue from the vehicle to grab the wheel "earlier in the drive" before the crash.Tesla CEO Elon Musk recently lashed out at reporters who have written articles "that would lead people to believe that autonomy is less safe.""Because people might actually turn it off, and then die," Musk said during an earnings call last month. "So anyway, I'm very upset by this."Tesla has repeatedly referred to a government report from January 2017, which has been widely criticized, that found that Autopilot reduced crash rates for Tesla by 40%. 2889

The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July.The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate average was the lowest in the four-year history of NerdWallet’s daily rate survey.A mission to reduce ratesMortgage rates were remarkably anchored from April through June after the Federal Reserve intervened to stabilize rates and push them down.But the Fed’s intervention hasn’t been entirely successful: Although mortgage rates have been remarkably stable, they’re stuck at a higher-than-expected level. To put it more bluntly, rates should be lower.Since March, the central bank has bought billions of dollars’ worth of Treasurys and mortgage bonds “to sustain smooth market functioning, thereby fostering effective transmission of monetary policy to broader financial conditions,” as the Fed explained in a June 10 statement.Dissecting that short passage:The Fed is saying that its goal is to push interest rates, including mortgage rates, lower. That’s what “transmission of monetary policy to broader financial conditions” means.It’s trying to accomplish that goal by buying Treasurys and mortgage bonds to calm and stabilize those markets. Stabilizing markets is a method, not the goal.? MORE: How mortgage rates are determinedFed failed to make a bigger splashThe Fed has succeeded in calming the waters. That’s why there were ripples, not waves, in fixed mortgage rates from April through June. But it has only partially succeeded in its goal to push interest rates lower. For the Fed to declare victory in “fostering effective transmission of monetary policy to broader financial conditions,” mortgage rates would have to fall another half a percentage point or so.With its intervention, the Fed decreased Treasury yields and mortgage rates. But the results are unequal: Since January, the 10-year Treasury yield has fallen a little over one percentage point, while the 30-year mortgage has fallen about half a percentage point. Normally, the two would fall roughly the same amount.Rates slow to sync with TreasurysWhy haven’t mortgage rates fallen further? You might guess that lenders are keeping rates elevated to offset the risk of mortgages going into default during the COVID-19 recession. But mortgage rates tend to fall during recessions.? MORE: What COVID-19 means for mortgage ratesMaybe mortgage servicers, the companies that collect monthly payments and work with past-due borrowers, want to be paid for the increased risk they bear, and it’s translating to higher rates. Maybe an undetected economic force keeps a floor on mortgage rates, preventing the 30-year fixed from falling below 3% and lingering there.A more plausible theory is that mortgage rates will follow historical patterns and shamble lower until they’ve fallen roughly the same as Treasury yields. That’s the conclusion that Bill Emmons, economist for the Federal Reserve Bank of St. Louis, makes in a paper titled “Why Haven’t Mortgage Rates Fallen Further?”Using history as a guide, Emmons writes, “we would expect a further decline in mortgage rates of perhaps 0.5 percentage points.” If he’s right, mortgage rates might drop in July.Don’t count on it, though. Not after these two months of stability; rates might continue to tread water.More From NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 3623

The race for the White House has reached its final week, and millions of Americans have already gone to the polls to cast a ballot in the 2020 presidential election.On Wednesday, a number of national and state polls were released. In general, Joe Biden is leading Donald Trump in national polls, but battleground polls show a tightening race. A CNN poll of likely voters released Wednesday afternoon showed Biden leading Trump 54-42 in the popular vote, which is slightly tighter than the 57-41 advantage the CNN poll had for Biden in early October.Another poll, one conducted by the Economist/YouGov, showed Biden leading by 11%. Emerson released its poll on Wednesday showing Biden with a 5% edge. But one poll, the Rasmussen poll, shows Trump actually ahead nationally by 1%. Polls by Rasmussen have generally been more favorable than other national polls.One national poll released on Tuesday, conducted by CNBC, had Biden up 51-40.State pollingNo matter the margin of the popular vote, the number that matters the most is reaching 270 Electoral College votes. And in that respect, Biden is leading in the polls, but his leads in battleground states is much more fragile than his standing in the national polls.In Wisconsin, a poll released on Wednesday by Marquette gave Biden a 48-43 edge. An ABC News/Washington Post poll of Wisconsin gave Biden a much larger lead of 17%, which is a bit of an outlier from other polls of the state.In Michigan, Biden held a 51-44 lead in the ABC News/Washington Post poll while he led Trump in the New York Times/Sienna poll 49-41 on Wednesday.In North Carolina, the race was a statistical tie with Biden’s advantage well within the margin of error in Wednesday’s Civitas/Harper poll.In Georgia, Biden leads 50-46 in the Monmouth poll.In recent days, polling in Arizona, Florida and Iowa have generally been within the margin of error. Biden has held a very narrow lead in Pennsylvania.Comparing 2020 to 2016The landscape of the race six days out is somewhat similar to the 2016 race.One key difference is Clinton’s lead in national polls was generally smaller than Biden’s lead. The final CNN poll, which was released two weeks before the election, gave Clinton a 5% edge. The final CNBC poll gave Clinton a lead of 9%. But other reputable polls, such as the CBS News Poll, were more narrow. The CBS News poll gave Clinton just a 3% edge. Clinton ended up winning the popular vote by 2%.Battleground state polls generally were off by a margin of 5%, which is normal in a presidential election. What made things abnormal was those polling errors were just enough to flip the election for Trump in a number of states.In Michigan, a Detroit Free Press poll released a week before the election showed Clinton up by 4 percent. She ended up losing by .2 percent.In Pennsylvania, polls generally gave Clinton a modest lead. Her lead in the final CNN poll was 5 percent a week before the election. She ended up losing by 1 percent.Wisconsin was another state Trump won by about .5%. He trailed Clinton in the Marquette poll by 6% in the final days before the election. Compared to 2016, his deficit in the Marquette poll is slimmer in 2016 than it is currently.On the flip side, polling in Nevada did not suggest a Clinton win. A CNN poll had Trump up 51-46 just days before the election. Clinton won the state by 2%.What is conclusive in pollingWhile predicting a winner in the presidential election might be a challenge based on polls, they can give an insight on what voters are thinking.One clear difference in the polls is based on gender. Wednesday’s CNN poll gave Biden a 61-37 lead among women, while Trump won with men 48-47. The poll also showed Biden leading among independents 58-36.While voters were more inclined to say Biden would do a better job handling the coronavirus, health care, racial inequality in the US and crime and safety, a slim majority, 51-46, said that Trump would do a better job with the economy. 3972

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