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At the age of 22, Purdue University graduate Andrew Hoyler accomplished his goal of becoming a pilot. But in doing so, his debt took off. He took on 4,000 in student loan debt. “It was tough to look forward to the future, just because 4,000 clouding over your head is not something that anyone wants,” he says. As a new pilot, he brings less than ,000 a month after taxes. Yet, less than two years after he graduated, he's been able to pay off more ,000. “Looking back, it's crazy that it's already come this far and that I’ve been able to pay off this much, but it hasn't been without sacrifice,” Hoyler says. Those sacrifices include living at home with parents, skipping out on vacations with friends and using a large chunk of a ,000 signing bonus to pay down his debt.“It was a little rough putting most of that towards the student loans,” he says. “But here today, I'm happy I made that decision and didn't go out and buy a new car.” Hoyler says he also uses his tax refunds to help pay down his debt. It's something anyone who gets a refund can do, whether it's for student loans, car payments or credit cards. “For many Americans, the biggest windfall they get all year is a tax refund, so this time of year, that is a great opportunity to really take out a big chunk of your debt,” says Arielle Oshea, a personal finance expert with NerdWallet. Oshea says for Americans struggling with debt, taking small steps like cutting cable, skipping eating out or not going shopping can add up.“Small amounts seem like they're going to be a drop in the bucket compared to your debt balance in many cases. But when you add them together and you make a cut here and make a cut there, and you maybe bring in some extra income, all of that adds up and it can very quickly lead to you being able to make bigger payments on your debt every month,” Oshea says. As Hoyler proves, small sacrifices can lead to a big payoff. 1940
A police body-camera recording released Wednesday shed more light on the house party that earned six Miami University students citations for violating COVID-19 health orders over Labor Day weekend.There were 20 people inside the house on Saturday afternoon, when an Oxford police officer arrived to break up the party. In the recording, he approaches a group of young men sitting outside and asks to speak to someone who lives in the house.One steps forward and admits he knows he’s broken the state’s rule against gatherings larger than 10 people.The officer takes his ID, runs it through a police database and discovers that its owner had tested positive for COVID-19.This exchange follows:Officer: I’ve never seen this before. There’s an input on the computer that you tested positive for COVID.Student: Yes.Officer: When was this?Student: This was a week ago.Officer: Are you supposed to be quarantining?Student: Yeah. That’s why I’m at my house.Officer: So you have other people here, and you’re positive for COVID?Student: I mean…Officer: You see the problem? How many other people have COVID?Student: They all do.Officer: Everybody has it?Student: Well, and them — [gestures to house across the street]Officer: And everybody over here has it?Student: Well, I think two.Officer: That’s what we’re trying to prevent, man.Student: I know.Officer: We’re trying to keep this town open.Student: I know. That’s why I’m staying home.Six men who lived in the house were cited, a civil penalty that carries no criminal charge but comes with a 0 fine.Miami University has been the single largest contributor to Butler County’s case count since mid-August, according to Ohio Gov. Mike DeWine. He and Miami University president Gregory Crawford attribute the school’s cases — 1,084 of them, most diagnosed in the last two weeks — to off-campus house parties exactly like the one recorded over the weekend.Although Miami delayed the start of in-person instruction, Crawford said upperclassmen moved back into town in August and began partying when they got there."Those early weekends in August, we saw an uptick in parties and gatherings,” he said. “I think that’s what is responsible for the surge today.”It’s a surge that is, for now, unique among schools in the Cincinnati area. The University of Cincinnati, a similarly-sized campus, recorded only 147 cases in the last two weeks.Miami has instituted a mandatory testing policy for students, and Crawford on Wednesday announced the school would resume in-person classes starting Sept. 21.A university spokesperson did not respond to questions about whether the students involved in Saturday’s party would be suspended. This article was written by Courtney Francisco for WCPO. 2750

BALTIMORE, Md. – In looking for creative inspiration, engineering student Qiyuan Fu finds it in a box, with an interesting occupant. Inside: a real, live snake. “We can definitely learn something from them,” Fu said. The snake is a Kingsnake, which is native to deserts in California and Mexico and serves as the model for a new robot, developed in a mechanical engineering lab at Johns Hopkins University. “We added this one directional wheel, so it can only rotate in one direction,” said Fu, as he demonstrated how the robot moves. The “snake robot,” and its colleague, the “roach robot,” are so-called “bio-inspired robots” – taking their cues from mother nature. “We studied snakes here because they are exceptionally good at moving through almost any terrain,” said Johns Hopkins assistant professor Chen Li. Li said it’s an idea with practical applications: the robots could potentially help in search and rescue, by making their way through tight spaces to find people trapped in rubble. “People have actually tried to build snake robots for several decades,” he said. In the past, though, the robots fell short once they left the lab environments, unable to make it through different types of terrain. This time – using specially positioned cameras – they’ve observed how the snakes and roaches move across different surfaces and attempted to mimic what nature already does so well. “What's really unique about our work is that we focus on understanding the physical principles – starting by looking at animals,” Li said. “And then by understanding such principles, we can apply them to the to the robot.” The snakes have 200 vertebrae; the snake robot has 20 segments. It’s progress, these engineers say, with more to go. “There’s still going to be a lot of challenges ahead,” Li said.The engineering lab is now looking into modeling robots based on lizards. That’s because of their ability to leap across surfaces, which could further help robots make their way across uneven terrain. 2008
Message from Dr. Amie: Working on your self esteem is crucial. Studies show that low self esteem can lead to poor relationships, addiction issues and more. This is something that you have the ability to change and take action with. When we learn to love ourselves, we strive for a better life—a happier relationship, a more fulfilling career or recovery from addiction. But changing the deep-rooted feelings we have about ourselves isn't easy. Seeking a therapist to learn skills to combat negative thoughts is helpful. The skill is to challenge and adjust these negative thoughts into more positive ones. Learning to value and care for your mind and body through a healthy lifestyle is important. Healthy eating, exercise and meditation can be the first steps in reclaiming physical and emotional confidence. Fully engaging with those we love is important. Feeling loved and supported (and being able to offer love and support in return) is a wonderful way to start increasing self-esteem. If you don't have any immediate friends or family then consider joining a support group or even volunteering. Helping others and focusing on them has proven to increase positive thoughts and improve mental health. #mentalhealth #confidence #selfesteem #therapy #therapist #dramie #dramieharwick #amieharwick #positivethoughts #coping #anxiety #depression 1361
Two sets of human remains found in the backyard of Chad Daybell's property have been confirmed to be those of JJ Vallow and Tylee Ryan.According to a news release Saturday from the Rexburg Police Department in Idaho, the medical examiner's office confirmed their identities after performing an autopsy.Earlier this week, family members said in a statement that they were informed the remains were JJ and Tylee, who were reported missing last year. J & Tylee are gone, Joshua Vallow's grandparents confirm. #JJVallow #TyleeRyan pic.twitter.com/XGPNMbK7U0— Marc Sternfield (@msternfield) June 10, 2020 Police said Wednesday that two bodies were found Tuesday on Daybell's Idaho property during the execution of a search warrant. An official cause of death hasn't been released. The children's grandparents released a statement saying the family was "filled with unfathomable sadness" and could confirm that the bodies were JJ and Tylee. Daybell was taken into custody Tuesday and appeared in court Wednesday when a judge set a million bail. He is currently jailed on charges of “destruction, alteration or concealment of evidence."A prosecutor said during Wednesday's initial court appearance that they were aware the remains were that of children, but at that time officials had not yet fully identified them. Lori Daybell, Chad's current wife, has remained in jail on a million bail as authorities continued the search for JJ and Tylee. She has been in jail since February.Authorities in Arizona had also been investigating two deaths tied to the case -- Lori Daybell's fourth husband, Charles Vallow, as well as her brother, Alex Cox. This story was written by KNXV Staff. 1733
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