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"Despite more serious measures taken to get defaulters to comply with verdicts, there were still 19 people who defaulted and were thus sentenced under the Criminal Law," he said, adding that some other defaulters were given detention and fines last year.

"Cutting the RRR is the best way in the current situation to reduce actual bank lending rates as it may increase the supply of low-cost funds for banks" and then increase credit especially for small and medium-sized companies, according to Lu.

"Did you actually totally exonerate the president?" Nadler asked.

"Facing external uncertainties, China has been unswervingly opening to the outside world to increase its resilience to risks and shoulder its responsibility as a major country," said Wang Xiaosong, a research fellow with the National Academy of Development and Strategy under Renmin University of China.

"Digital payment services are expanding into digital lending, developing cheaper and more efficient ways to extend credit to hard-to-reach borrowers," she said.