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Googled your name lately? You might be surprised by what you find.If someone has your name and your approximate age, they can find out a lot about you online.Digital journalist Yael Grauer says people search sites like Spokeo, Whitepages, and MyLife make a lot of your personal information widely available.Public records, court documents, real estate, voter rolls, are all places Grauer says your information is pulled from.And it's up to you to get it taken down. In an article for the website Motherboard, Grauer gives a list of people search sites and how to request that your information be removed.Some sites like MyLife, require a phone call or email. But others have more hoops for you to jump through."They want you to mail your driver’s license," Grauer said.Even then, removal may not be permanent."You have to repeat this process every three months or so," Grauer says of the privacy service.Grauer says the privacy service, Delete Me, offers to continuously have you removed for an annual fee.But Grauer says the easiest way to keep them out of your business is to "be careful about not giving out your information as much as possible."That could mean using a P.O. box or your work address to receive mail — or using your initials instead of your full name when making purchases. 1316
High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

Frozen beef is out. Fresh beef is coming to McDonald's Quarter Pounders.McDonald's announced Tuesday that Quarter Pounders in every US store except for ones in Hawaii and Alaska will have fresh beef starting in May."The switch to fresh beef quarter-pound burgers is the most significant change to our system and restaurant operations since All Day Breakfast [in 2015]," said McDonald's USA President Chris Kempczinski.McDonald's has attempted to change its ingredients and menu over the last several years to shift customers' perceptions about the food, said Ernest Baskin, an assistant professor of food marketing at St. Joseph's University."This coincides with a national consumer demand for items that they perceive as healthier and higher quality," he said.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 865
Homicide detectives in Florida are investigating what they say appear to be the discovery of human remains after a jogger found something and notified the St. Petersburg Police Department. #stpetepd investigating human head found on the side of the road on 38th Av S between 31st and 34th St. South. Anyone with info call 727-893-7780 pic.twitter.com/zoICcaYvpI— St. Pete Police (@StPetePD) July 7, 2020 The area is used by several drivers to cut to busy 34th Street South and police officers hope someone may have seen something suspicious while driving on 38th Avenue S.The area where the remains were found does not have any surveillance cameras and is not in direct view of many homes or businesses, according to detectives.Officers spent hours Tuesday looking in the wooded area around the overpass but did not find the rest of the body.Ernest Lee lives in the neighborhood and says he was in disbelief Tuesday morning as the path he walks several times a week turned into a crime scene.“I do a lot of walking and we have a whole community that walks around here so I’m surprised none of us came across it," Lee explained. “The whole neighborhood is concerned because that could be someone we know.”Detectives say the woman who found the remains told police she jogs in the area often but did not see anything suspicious during her previous run in the same area over the weekend.Rafael Lopez, a spokesperson for the St. Petersburg Police Department says it is too early to determine the gender, age or race of the remains. Lopez also said the head was decomposed and it is unknown how long the remains may have been present near the road.“We do have a wooded area on both ends so although we are in the center of the city, it occurred in a pocket where it is pretty hard to determine if anyone saw anything at all," Lopez added. "We’re asking the public if they saw anything or were around this area in the last several days to give us a call.”This story is developing. Stay with ABC Action News for updates.WFTS's Dan Trujillo and Sarah Hollenbeck first reported this story. 2099
Heavy rain, pounding surf and flash floods hit parts of the Florida Panhandle and the Alabama coast on Tuesday as Hurricane Sally lumbered toward land at a painfully slow pace, threatening as much as 30 inches (76 centimeters) of rain and dangerous, historic flooding.The storm’s center churned offshore 65 miles (105 kilometers) south-southeast of Mobile, Alabama, as Sally crept north-northeast toward an expected Wednesday landfall at 2 mph (3 kph), according to the National Hurricane Center. The forecast map showed the center likely coming ashore in Alabama, near the Florida line.Hurricane force winds extended 40 miles (65 kilometers). Rain fell sideways and began covering roads in Pensacola, Florida, and Mobile. More than 80,000 power customers were without electricity, according to poweroutage.us .Up to a foot (more than 30 centimeters) of rain had fallen already on the coast by Tuesday night and Sally’s lumbering pace meant there would likely be extended deluges.“A hurricane moving at 2 mph is stalled for all intents and purposes,” said Brian McNoldy, a hurricane researcher at the University of Miami. “If they aren’t moving along and they just kind of sit there, you’re going to get a ridiculous amount of rain.”Sally strengthened late Tuesday, with sustained winds reaching 90 mph (145 kph). Winds had reached 100 mph (161 kph) on Monday. The National Hurricane Center expected Sally to remain a Category 1 hurricane when it comes ashore, adding “historic life-threatening flash flooding is likely.”By Tuesday night, hurricane warnings stretched from coastal Mississippi to the Florida Panhandle. There also was a threat the storm could spawn tornadoes and dump isolated rain accumulations of 30 inches (76 centimeters) in spots from the Florida Panhandle to southeast Mississippi.Heavy rain and surf pounded the barrier island of Navarre Beach, Florida, on Tuesday and road signs wobbled in the wind. Rebecca Studstill, who lives inland, was wary of getting stuck on the island, saying police close bridges once the wind and water get too high. “Just hunkering down would probably be the best thing for folks out here,” she said.Two large casino boats broke loose Tuesday from a dock where they were undergoing construction work in Bayou La Batre, Alabama. M.J. Bosarge, who lives near the shipyard, said at least one of the riverboats had done considerable damage to the dock.“You really want to get them secured because with wind and rain like this, the water is constantly rising,” Bosarge said.In Orange Beach, Alabama, towering waves crashed onshore as Crystal Smith and her young daughter, Taylor, watched before nightfall. They drove more than an hour to take in the sight.“It’s beautiful, I love it,” Crystal Smith said amid whipping wind. “But they are high. Hardly any of the beach isn’t covered.”Capt. Michael Thomas, an Orange Beach fishing guide, secured boats and made other last-minute preparations. He estimated up to 5 inches (13 centimeters) of rain had fallen in as many hours.“I’m as prepared as I can be,” Thomas said.Stacy Stewart, a hurricane center senior specialist, warned that floods could be deadly.“This is going to be historic flooding along with the historic rainfall,” Stewart said. “If people live near rivers, small streams and creeks, they need to evacuate and go somewhere else.”Forecasters warned that Sally could unleash flooding similar to what Hurricane Harvey inflicted in 2017 in swamping the Houston metropolitan area.Mississippi Gov. Tate Reeves urged people in the southern part of the state to prepare for the potential for flash flooding. He said about 120 people were in shelters in Mississippi.As rain grew heavier Tuesday, many businesses appeared to be closed at exits along the Interstate 10 highway running along the Gulf Coast from Louisiana to Florida.In Gulfport, Mississippi, white plastic bags hung over some gas station pumps that were out of fuel. Along a bayou inland from the Gulf, three shrimp boats were tied up as shrimpers tried to protect their boats from waves. Metal storm shutters or plywood covered the windows of many businesses.In Alabama, officials closed the causeway to Dauphin Island and the commuter tunnel that runs beneath the Mobile River.Alabama Gov. Kay Ivey urged residents near Mobile Bay and low-lying areas near rivers to evacuate if conditions still permitted a safe escape. Revised forecasts late Tuesday predicted that storm surge along Alabama’s coast could reach 6 feet (1.8 meters) at Dauphin Island and as much as 4 feet (1.2 meters) at Mobile Bay.“This is not worth risking your life,” Ivey said.Once ashore, Sally was forecast to cause flash floods and minor to moderate river flooding across inland portions of Mississippi, Alabama, northern Georgia and the western Carolinas over ensuing days.President Donald Trump issued emergency declarations for parts of Louisiana, Mississippi and Alabama on Monday, and tweeted that residents should listen to state and local leaders.On the barrier island of Pensacola Beach, Florida, the Sandshaker Lounge was open Tuesday afternoon, filled with about 30 locals and tourists staying at nearby hotels.“I think I’m the only business open,” said bartender Kyra Smith. She said most locals have lived in the area for decades and have weathered many storms bigger than Sally.“We’re just going to ride it out,” she said.___Wang reported from Pascagoula, Mississippi. Associated Press reporters Jeff Martin in Marietta, Georgia; Russ Bynum in Savannah, Georgia; Sophia Tulp in Atlanta; Tamara Lush in St. Petersburg, Florida; Rebecca Santana in New Orleans; Emily Wagster Pettus in Jackson, Mississippi and Kim Chandler in Montgomery, Alabama, contributed to this report.Full Coverage: Hurricanes 5758
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