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As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources.  5633

As protests reached unprecedented levels on Wednesday, bolstered by professional athletes sitting out sporting events, Republicans offered a full-throated backing of police officers during Night 3 of the Republican National Convention.Featured on Wednesday, Michael McHale of the National Association of Police Organizations, went after the Biden campaign, who he claimed is “anti-police.”“I’m proud that the overwhelming majority of American police officers are the best of the best and put their lives on the line without hesitation. And good officers need to know their elected leaders and the department brass have their backs,” said McHale.Meanwhile, unrest unfolded in Kenosha, Wisconsin, following the shooting of Jacob Blake. Blake was shot seven times by Rusten Sheskey, a Kenosha Police officer who has since been placed on administrative leave.Investigators, speaking for the first time since Sunday's incident, declined to press charges on Wednesday against Sheskey despite the massive protests. Joining in the protests were athletes from the NBA, MLB and MLS, who took the unprecedented step to boycott playing as players demanded action against the officer who shot Blake. As the fourth night of demonstrations ensued in Kenosha, amid a summer of protests demanding changes to policing, Sen. Marsha Blackburn, R-Tenn., decried protests.“I'm talking about the heroes of our law enforcement and armed services. Leftists try to turn them into villains. They try to cancel them. But I'm here to tell you that these heroes can’t be canceled.,” Blackburn said.Mike Pence, accepting the GOP nomination for a second term as vice president Wednesday, tried to thread the needle between offering support for law enforcement while understanding the pain many Black Americans are experiencing. "We don’t have to choose between supporting law enforcement and standing with African American neighbors," Pence said.While Republicans multiple times claimed that Biden would defund policing, Biden has said he opposes defunding police departments. 2052

As teachers report to work this week at Georgia’s largest school district, the Gwinnett County Public Schools, 260 of them tested positive or reported exposure to the coronavirus, according to multiple reports.Officials told CNN that most of the cases were likely through community spread. "As of last Thursday, we had approximately 260 employees who had been excluded from work due to a positive case or contact with a case," GCPS spokeswoman Sloan Roach told CNN. "This number is fluid as we continue to have new reports and others who are returning to work," she added.The district plans to reopen August 12 after shutting down in March. Nearly 160,000 students attend classes in Gwinnett County.The area saw a rise in coronavirus cases in July, according to public health data. The state of Georgia has averaged over 3,000 new coronavirus cases per day in the month of July."Given the number of COVID cases in Gwinnett we would expect to see positives among our employees based on the community spread in our county," Roach told CNN. 1045

As more and more states legalize marijuana, a Colorado family and Mothers Against Drunk Driving (MADD) want people to know about the devastating consequences of driving while high.Amanda Hill loved all things animal. The 24-year-old had landed a coveted internship at the Denver Zoo and was well on her way to becoming a vet tech.“She was like an animal whisperer,” said Amanda’s mother, Denise Hill. “She loved animals. Animals made her feel better. She didn’t always get along with humans as she did with animals.”The two were extremely close. Denise says on a sunny June day near Denver, Colorado, the two worked in the garage until Amanda had to leave for an appointment.“I’m thankful that when she left, I gave her a hug and told her I loved her,” said Denise.Then, she got a phone call.“I picked the phone up and instead, it was that phone call that every parent dreads,” said the mother.On a road that Amanda travels all the time, and in the middle of the afternoon, she was hit head on.“And the impact was such that the sheriff who showed up later said its typically not survivable at the level they recorded,” Denise said.While the medical staff worked to save her life, they let Ed and Denise Hill have a few moments with their daughter.“We got those precious few seconds to tell her we loved her,” said Denise. “The last thing I told her was you’re going to be okay.”Amanda didn't make it. Two years later, her parents are keeping her memory alive, fighting for tougher laws for people who drive while high on marijuana. They believe the sentence that was handed down to the driver who caused the accident that killed their daughter was too lenient.“There’s so much that’s not understood about driving high, how long it stays in your system, what effect it truly has,” said Denise.Helen Witty, National President of Mothers Against Drunk Driving, said “I think the frightening thing is that almost half of Americans think it's okay to drive after smoking marijuana even in the first two hours.”Witty also lost her 16-year-old daughter in an accident. That driver was also drinking. And had smoked marijuana.“When she died so violently and suddenly, I always would say, my daughter would be saying, mother say something. Do something. Not mom, mother.”A new study sponsored by MADD and dedicated to Amanda Hill found that 26% of people surveyed think that driving after marijuana consumption is "not too concerning" and more than 40% of parents and grandparents reported never discussing the subject.“The legalization happened before the data is out there,” said Witty. “The data is actually that it’s different for every person”Ed and Denise Hill say they are proof of what one decision can do to a family. Amanda's loss is a painful void that they feel every day."The first thing you have to do is decide whether you want to live anymore and if you make the decision to live, then you have to decide how you’re going to live,” said Denise. “Are you going to just get through each day or is there going to be some kind of meaning in your life?”The meaning is in her memory – a life cut too short, a death that was entirely preventable. 3154

At age 106, Sen. John McCain's Roberta McCain mother will be in attendance at the late senator's funeral this Saturday in Washington, D.C., and his burial service in Maryland, the Associated Press reported. Roberta McCain has outlived the son she called "Johnny," as the U.S. Senator from Arizona died on Saturday at the age of 81. Sen. McCain will be lain in state at the U.S. Capitol on Friday before his final services on Saturday. Roberta McCain, at age 96, was active on the campaign trail for her son during his presidential bid. She also made a number of appearances on television, including one controversial spot on MSNBC's Hardball, where she went after fellow GOP presidential hopeful Mitt Romney. Roberta McCain had an identical twin sister, Rowena Wright, who died at the age of 99 in 2011.  842

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