山西内痔疮的图片女(太原大便秘结怎么办) (今日更新中)

As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549

As a new work week begins, many are wondering if Atlanta is back to full speed following a cyberattack on the city's computer systems last week.It all depends on the department. Some departments were not affected at all by the cyberattack, while employees in others are still not able to turn on their computers.The fire and police departments were not affected at all by the ransomware attack. The same goes for the public works department, housing authority and Hartsfield-Jackson International Airport, although the airport has suspended its Wi-fi services, just in case.But other departments have been forced to conduct businesses the old-fashioned way, by using pen and paper.For example, if you have an issue with trash pickup, traffic signals and potholes, you'll have to resolve it over the phone. Also, the city jail is having to process inmates manually.Business owner Marcus Woodard was among the people turned away Monday at Atlanta City Hall. He was looking to renew his business license but the computers are still down."I commuted all this way to get it, and now I've got to come back tomorrow or the day after," said Woodard.On the other hand, Doug Lueder walked out a happy man after his application to have a commercial property subdivided was handled."I had to turn in an application last week just before the cyberattack happened, so I got in and got out," said Lueder. "Today, I was just turning in my notarized sign posting affidavit so that went pretty easy also, so all in all, I got out pretty easy."Atlanta Mayor Keisha Lance Bottoms provided an update on city services and says people may want to check ahead to see which services are available.CBS46 spoke with cyber security expert Alex DeFreese and he says it's malicious software that takes over a computer or a system and encrypts it."You can't access the contents unless you have the key," says DeFreese. "And then they take that key and they ship it back to their servers and they hold the information and the systems and the drives and whatever ransom until you either manage to revert from a backup or pay them however much they're asking for it."It all started Thursday morning around 5:40 a.m. when the city of Atlanta official Twitter account sent out a tweet saying:“The City of Atlanta is currently experiencing outages on various customer-facing applications, including some that customers may use to pay bills or access court-related information. Our @ATL_AIM team is working diligently with support from Microsoft to resolve this issue. Atlantaga.gov remains accessible. We will post any updates as we receive them. Thank you for your patience.”The hackers sent a note listing their demands and instructions that read:-Send .8 bitcoins for each computer or 6 bitcoins for all of the computers. (the equivalent of around ,000)-After the .8 bitcoin is sent, leave a comment on their website with the provided host name-They'll then reply to the comment with a decryption software. When you run that all of the encrypted files will be recovered.City officials have not said if they'll pay the ransom.The FBI is investigating.  3133

ARVADA, Colo. — At 90 years old, Ken Felts is writing about his old life and is now living his new one."There's myself Ken, who's a straight man and then my inner self Larry, who is a gay man," Felts said.Felts has hidden that part of himself from the world his whole life."I was doing my best to be straight and I thought I was, it's just not possible unless you really are," he said.Felts recently wrote a message on Facebook to friends and family."The message was: I am out, I am gay, I am free," Felts said of the post.It was a weight lifted off his shoulders. Since the age of 12, he's kept his sexuality hidden. In his 20s, Felts had a secret relationship with a man named Phillip."I had this terrible dichotomy of what's right and what's wrong," Felts said.After nine months, Felts skipped town, leaving Phillip behind. Felts would go on to have a family, becoming a husband, father, and grandfather.After being divorced for 40 years, Felts continued to search for Phillip. An investigator even reached out offering to help find Phillip after his coming out.On Thursday night, Felts found out Phillip died two years ago."I'm sorry I waited so long. If I said it when I was still with Phillip, we may have stayed together," Felts said.He can't change the past, but he is looking forward to his future."There's only a few years I have left or maybe even a few hours for all I know, so I will make the most of it while I can," Felts said.This story was originally published by Gary Brode on KMGH in Denver. 1518

Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068

ANAHEIM (CNS) - A man working in a trench at Disneyland in Anaheim suffered fatal injuries Thursday when a steel plate fell on him. Paramedics were called to the park about 3:20 a.m., a Metro Net Fire dispatcher said. Javier Jimenez, a 37-year-old West Covina resident, was pronounced dead shortly after arriving at the hospital, according to Carrie Braun, a spokeswoman for the Orange County Coroner's Office. Jimenez was working for a contractor installing piping for a heating and air conditioning system outside of the theme park on Disneyland property, according to Anaheim police Sgt. Daron Wyatt. Wyatt said a crane carrying a large pipe accidentally struck a cross beam, which knocked over a large metal plate shoring up a wall. He said the metal plate knocked over the worker, who was in an 8- to 10-foot-deep trench. ``We are saddened by this tragic accident involving a contractor and on behalf of Disneyland Resort extend our deepest sympathies to Mr. Jimenez's family, friends and co-workers,'' said Liz Jaeger, a Disneyland Resort spokeswoman. 1065

来源：资阳报