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2025-05-31 13:23:07
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  山西痔疮能治疗吗   

Michael Cohen said in court Wednesday that he had been living in a "personal and mental incarceration" under President Donald Trump and that his prison sentence would, ironically, help him get back his freedom.That's particularly true if he goes to a certain minimum-security prison not far from the city.In federal court on Wednesday, US District Judge William Pauley agreed to recommend that Cohen serve his 36-month prison sentence at FCI Otisville, about 70 miles northwest of New York City.FCI Otisville has sometimes been viewed as a preferable prison option for inmates convicted of white-collar crimes. In 2009, Forbes named it one of "America's 10 cushiest prisons."Despite the judge's recommendation, the decision as to where Cohen will spend time is ultimately up to the Bureau of Prisons, which has sole responsibility for determining where offenders spend their prison sentences.The decisions are made at the Designation and Sentence Computation Center in Texas. The DSCC attempts to send inmates to prisons within a 500-mile radius of their residence, which for Cohen is in New York. However, the decision also is made using a series of criteria, such as security needs, medical needs, availability of counseling services, and bed space.Bureau of Prison data shows the bureau complies with 74% of judicial recommendations, wholly or in part, according to an analysis of the DSCC published in Criminal Justice magazine in 2016.  1454

  山西痔疮能治疗吗   

Michigan Governor Gretchen Whitmer signed a package of bills Wednesday that will allow restaurants and bars to sell cocktails and alcoholic beverages to-go.According to the governor's office, the bills were aimed to provide relief for restaurants and bars. They will be able to sell drinks to-go and deliver them until the end of 2025.“The MLBA, its members, and all 8,500 licensees throughout the state have something to be excited about today,” said Michigan Licensed Beverage Association Executive Director Scott Ellis. “We would like to thank Governor Whitmer, Senator Nesbitt, Representative Webber, and Representative Anthony for their focus and hard work for bringing these ideas to fruition in a timely manner.”The billsRaises the current 17 percent discount on spirits purchased from the state by an on-premises account to 23 percent for a 12-month period.Allows for drinks to go and the delivery of drinks by on-premises licensees until Dec. 31, 2025.Allows two-for-one pricing on drinks sold in a licensed establishment.Increases the number of spirits an on-premises account can purchase from an off-premises account from nine liters per month (108 liters per year) to 120 liters per year with no monthly cap.Creates an exception to the aid and assistance rule to allow a manufacturer to refund a wholesaler for expired products.Allows small distilleries to sell drinks to go and samples in the licensed establishments.Allows local governmental units to establish social districts with a commons area that multiple on-premises licensees can use to increase sales via permit until Dec. 31, 2024.“These bills are critical to the survival of the hospitality industry because we don’t know how long we will be operating at this reduced capacity while many bars are continuing to accrue debt and face financial hardship,” Ellis added. “Everything in this package will help businesses with their long-term recovery as we continue to transition back to normal.”Last month, the State Senate passed the package of bills 37-1 just two weeks after it was introduced.You can read the summaries below. Whitmer signs bill allowing bars to sell alcoholic drinks to-go, discounts on liquor by WXYZ-TV Channel 7 Detroit on Scribd WXYZ first reported this story. 2268

  山西痔疮能治疗吗   

MENTOR, Ohio — A simple box that might look more at home in an apartment building is what the U.S. Postal Service says is the future of daily mail delivery. "We've gone to all Cluster Box Units, at the request of the U.S. Postal Service," said Sommers Real Estate President Rick Sommers. He says every new development that real estate groups like his build have the simply boxed called Cluster Boxes. The Postal Service says they cut down on the cost of individual boxes, locked boxes keep sensitive mail safe and make delivery a one-stop shop. "Obviously the post office truck doesn't have to stop at every house, blocking traffic," said Sommers.It's a trend that could help with some mail delivery concerns we told you about in the past. Residents near Akron were concerned with inconsistent delivery and letters going to their neighbors' homes.Sommers says this new way is going to be even more common in Northeast Ohio as the housing market continues to climb."There weren't any lots developed from about 2005 to about 2011, so there was a pent-up demand for new lots now that the housing market is back and strong," said Sommers.The Postal Service says the boxes could foster a stronger sense of community, almost like a new water cooler. Walking to the same spot to get their mail creates a place where neighbors can get to know each other, or even just get out for a stroll."We are designing and integrating walking paths throughout the communities, even though it is Northeast Ohio and we have some bad weather," said Sommers.One concern is that without mailboxes it might be harder for the police or fire departments to find the addresses that need their help. All the departments we spoke to say it hasn't been a problem, as long as home addresses are clearly labeled, even without a mailbox.If you are having issues with your mail delivery, you can contact the U.S. Postal Service at usps.com or over the phone at 1-800-275-8777 (1-800-ASK-USPS). 2010

  

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

  

Mack Beggs defended his Texas wrestling state title on Saturday by winning the girls Class 6A 110-pound class, to the chagrin of some of those in attendance in Cypress, Texas, the Dallas Morning News reported. Beggs, who was born female, is a transgender male who is only allowed to wrestle against girls. Texas' University Interscholastic League requires that athletes compete in the gender listed on their birth certificate. Beggs told the Dallas Morning News that he has not gone through any gender reassignment surgeries. But that did not stop those in the crowd from heckling Beggs. "They're saying 'steroids.' They're saying, 'Oh, they're beating up on girls,'" he told the Morning News. "It just comes down to technique and who has the most heart. I put too much blood, sweat and tears, I put too much B.S. into this journey that I wanted to come out on top."If Beggs had his choice, he would be competing against boys. "What can I tell people? I can tell the state legislature to change the policy, but I can't tell them to change it right now," Beggs told reporters. "All I can hope for is that they come to their [senses] and realize this is stupid and we should change the policies to conform to other people in my position."Among those who believe it was not a fair bout was Beggs' semifinal opponent Kayla Fitts, who went 52-0 as a senior for Cypress Ranch High School. "The strength definitely was the difference. I didn't anticipate how strong he was," Fitts told the Morning News."I understand if you want to transition your gender," she added. "I understand that totally. But there's a time and a place."Part of the issue has been that Beggs is taking a low dose of testosterone. Although testosterone injections are prohibited for athletes, an exception is made for Beggs due to the state's "safe harbor" provision, which allows for injections when used for valid medical purposes. Beggs said that he plans on wrestling against males in college. To read more of the Dallas Morning News' report, click here.  2153

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