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Dipping your toe into the world of credit? You’re in luck: There are more ways to establish credit now than there were in decades past.You build your credit score by adding positive information to your credit reports, which are files of financial data about you. These files are compiled by the three major credit bureaus, Experian, Equifax and TransUnion. Lenders, landlords and employers may check one or more of those files while reviewing your application.Here are three well-known ways to establish credit, plus some new products designed to give you a leg up.Traditional credit-building toolsThese three approaches can quickly 645

DETROIT — Brandon Zarb has a passion for food and culinary arts. He's a top chef who went from leading two of metro Detroit's busiest restaurants, Public House and Imperial, to the classroom. Zarb started working as a culinary paraprofessional educator at Rising Stars Academy in Center Line in July. He helps mentor students with intellectual disabilities."It was a spontaneous decision. It was kind of an emotional reaction to visiting the school and getting to meet Mark (Prentiss), the founder. It's just so rewarding," says Zarb.Students at the school are 18 to 26 years old. The goal is to have them gainfully employed within a couple of years. They learn valuable skills in many ways, from classrooms to a student-run restaurant, to sustainably growing greens and herbs with an aquaponics system. They also work in a full-service bake shop. Some of their products are sold in local businesses. The students are also taught workplace and life skills so they can better transition into the community after high school. Mark and Deb Prentiss founded the school six years ago. It started with 26 students and now has 125."We label everyone today in society, but we're all people," Mark Prentiss says. "We just need sometimes for people to believe in us. That's the true meaning of it, right?"Christopher Elle, 22, is a student at Rising Stars Academy. He says chef Mark Prentiss changed his life in many ways."He taught me how to be independent ... how to work in the kitchen, cook right, make good recipes," says Elle.The experience isn't just changing the students' lives, it's also making a difference for their parents and families. Janice Slattery's 19-year-old son Matthew is a student at Rising Stars Academy. He has autism and she says communication continues to be a struggle. However, even though her son just started at the school in August, she says he has changed."It's been amazing. He's shown more independence at home. He's doing tasks we didn't know he could do. His confidence level is increasing," the mother says. Twenty-seven Rising Stars Academy students are now employed. Zarb says being a part of this school's staff is incredibly rewarding."Society kind of in a sense turns their backs on these students ... to people with these types of disabilities," Zarb says. "They can be as productive members of society as you or me. They just need some extra help and training."Even though the school receives state aid, it relies heavily on donations. If you'd like to help or if you're a business looking to hire the students, you can visit the academy's website 2596

Credit reporting agency Equifax is nearing a deal to pay about 0 million to state and federal regulators to settle probes stemming from a data breach that exposed the personal information of nearly 150 million people, according to two published reports.Funds from the settlement will go toward compensating consumers for the cost of the 2017 data breach, the 374

China's National Health Commission says the number of cases of a new respiratory virus has risen to 830 with 25 deaths. The update Friday morning also confirmed the first death outside the central province of Hubei. The health commission in Hebei, a northern province bordering Beijing, said an 80-year-old man died after showing symptoms upon his return from a two-month stay in Wuhan to see relatives. Wuhan is the capital of Hubei and has been the epicenter of the outbreak of the coronavirus first detected last month. 534

COLUMBUS, Ohio — The annual butter display at the Ohio State Fair presented by the American Dairy Association Mideast, a long-standing Ohio tradition of the state’s nearly 2,000 dairy farm families, is honoring the 227