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ANZA, Calif. (KGTV) - A 3.7 earthquake shook the Riverside County city of Anza Friday morning.The quake was centered 15 kilometers southeast of the city at 11:40 a.m., according to the U.S. Geological Survey.People as far away as Escondido, approximately 50 miles away, felt the temblor as a "sudden jolt".10News reached out to several Anza businesses, but no employees reported feeling any shaking.A 3.2 magnitude earthquake struck Borrego Springs Thursday night. No damage was reported. 496
As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

An Oceanside City Councilman is proposing a tax credit for companies who hire Oceanside residents and pay them at least ,000 a year.Councilman Christopher Rodriguez says he wants to reward Oceanside businesses who hire locally. The proposal, which the City Council will initially discuss Wednesday, would pay Oceanside companies ,500 for each new hire who lives in Oceanside and is paid that minimum salary. "It's a big problem, housing affordability in North County," Rodriguez said. "North County, Coastal Oceanside, we're up and coming. It's more expensive to live here for sure."Rodriguez said his proposal is a starting point and that he is willing to move on the numbers based on council feedback. If there is support, city staff could analyze the proposal and return in 120 days with a concrete plan.Business groups such as the Oceanside Chamber of Commerce expressed support for the plan. Peter Rodriguez, an operations manager at Beachfront Only, a vacation rental property management firm, said the credit could help his company. He says Beachfront Only often hires Oceanside residents because they are close to most of their properties. The company has two openings that pay about ,000 a year. "The ability to have one of our assistant managers down the street is kind of a selling point," he said, noting that he did not plan to specify Oceanside resident in a job ad. 1397
AMHERST, N.Y. — 8-year-old Caleb Kabala of Amherst said he has a passion for helping other people.“I just like helping other kids and it makes me feel good,” he said.And while Caleb is just a kid himself, he’s proving you are never too young to give back.“I just wanted to help children cause that’s what I usually do.”For the last two weeks, Caleb and his grandma have been selling framed pictures of Santa at pop-up events throughout Western New York. And the Santa seen in each picture frame is the colorful creation of Caleb himself.“The outpouring that he has gotten it's just been... it hasn't stopped," Caleb's grandma said. Money from every picture sold goes straight to charity.“This week we’re gonna donate to the little heroes," Caleb said. "And every other week we’re gonna pick a different charity to donate to.”Caleb plans on selling these picture frames year-round and with different themes. And his reasoning for it was simple.“So I can help out more and more kids,” he said.Right now, Caleb’s picture frames can be purchased on his website for . This story was first reported by Jeddy Johnson at WKBW in Buffalo, New York. 1150
Another reason to wash those hands, Thursday is Global Handwashing Day.October 15 has been designated as a day to remember that “soap and water is one of the best steps we can take to avoid getting sick and spreading germs to others,” according to the Centers for Disease Control and Prevention.Global Handwashing Day was established in 2008 by the Global Handwashing Partnership, an international organization dedicated to awareness about the health and economic benefits of handwashing hygiene and making clean water and soap available to all.This year’s Global Handwashing Day is also a reminder that proper handwashing with soap is a recognized way to stop the spread of the coronavirus.This year’s theme is “hand hygiene for all” and “calls for institutions and individuals to improve hand hygiene efforts in the COVID-19 response that can outlast the pandemic and ensure continued access to clean water and soap,” the CDC says.The CDC estimates that the number of colds and respiratory illnesses in a community could be reduced between 16-21 percent with handwashing education.The CDC has some recommendations for proper handwashing:There are 5 easy steps to washing hands: wet, lather, scrub, rinse and dry.Wash for 20 seconds with soap and water.Make it part of the routine:Before you eatAfter using the restroomComing inside from spending time outside or in publicAdults can be a good role model and wash hands often.With younger children, make it a family activity and wash hands together.Choose a song or music verse to sing while washing. Need ideas? Try this, this or this (including hits from Prince, Lizzo, Toto and Beyonce). Yes, even older kids can sing while washing their hands. 1705
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