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It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119
Inside the mobile medical unit, there is room for an exam table for an examination. Other, larger containers will be able to have patients come through for COVID tests and vaccines. 189

It has been more than two weeks since the Camp Fire devastated parts of California, especially the community of Paradise, but for one pet owner, not all was lost. Andrea Gaylord had to go several weeks not being allowed to return home due to the fire, which was the deadliest in California history. When Gaylord returned home on Wednesday, her dog was there waiting for her. According to KXTV, lost her home in the Camp Fire. But she considers herself fortunate. "You could never ask for a better animal," Gaylord told KXTV. "You really couldn't."Gaylord had some assistance from an animal rescue volunteer who was allowed inside of the evacuation zone. Shayla Sullivan took care of Gaylord's other dog Miguel, which is also Madison's brother. Sullivan would leave food and water at what was left of Gaylord's home in hopes that Madison would come around. Gaylord said when she pulled up to her home in Paradise, Madison was there waiting for her. "Imagine the loyalty of hanging in in the worst of circumstances and being here waiting," Gaylord told KXTV "It was so emotional." 1121
It was a feel-good story that captured hearts everywhere, but it turns out it was all a scam to get money.A homeless man gave his last to a woman stranded on a highway after she ran out of gas. To show their appreciation, the woman and her boyfriend started a GoFundMe page for the homeless man and raised more than 0,000. But in an unexpected twist, the couple and the homeless man are charged with making up the story in a scheme to get money.“[This] highlights the promise and the peril of these sites,” says Anna Laitin, with Consumer Reports. “These incredible stories come out; people really touched by this and obviously wanted to help, wanted to give money. Now it's not clear the story was true.”The website GoFraudMe tracks scams on personal crowdfunding sites and has found more than 200 cases in the past five years.Consumer Reports admits it can be a challenge to know if you're giving to a legitimate cause.“It’s really hard. You really have to read carefully and think,” Laitin says. “And maybe give to ones where you know the person personally or you know somebody who can vouch for it, because otherwise you can get caught up especially in these viral ones.”Also, pay attention to how much money is needed and how much has already been donated. If somebody's asking for ,000, and that's what they need, there's no reason to go far above that.For more information on how to report fraud crowdfunding sources or to learn more about other crowdfunding cases, visit GoFraudMe. 1507
It's a place known for some of the most incredible sightseeing in Arizona, but even with its beauty, it's no stranger to tragedy."It breaks my heart," said Andrea Lankford, a former park ranger at the Grand Canyon National Park. "I looked at her pictures. She looks like such a nice person. I'm sorry to her family."Arizona resident, 59-year-old Maria Andrea Salgado Lopez, died Friday, July 3, after falling off a rim west of Mather Point. It's an area Lankford says can see hundreds of tourists at a time."That's often your first view of the Grand Canyon when you come," she added. "There's also a lot of what we call 'social paths,' where people are going your own way and trying to get a unique view or unique photo."Grand Canyon Park officials say Salgado Lopez was taking photos before she fell. Her body was discovered about 100 feet below the rim."It's really sad to go out there and think you're just going for a vacation and sightseeing, and you come back without your mom or your wife," said Miriam Weiner. She and her daughter were visiting the Grand Canyon for the first time when the woman fell to her death."I saw people out in that area start to hug each other, trying to comfort each other and shield them from what they were seeing," she added. "So, that told me this is really bad."Weiner started recording video shortly after the fall, where you can hear many screaming for help."I just feel really bad for the family," she said. "I've been thinking about what they must be going through and it just brings tears to my eyes."The National Park Service says they see an average of 12 deaths a year at the Grand Canyon, but not all related to falls. Others happen due to heat-related or medical issues. However, Lankford says despite safety measures and previous incidents, falls are not uncommon.She says park rangers aren't always available to watch over visitors either."Their staffing is low and it's a busy park," she said. "Rescue Rangers could very well be busy on another incident while you're at Mather Point, so there's rarely rangers that are standing there to warn you. That's why you have to take personal responsibility for your own safety."The National Park Service and the Coconino County Medical Examiner's office are investigating.This story was originally published by Nicole Valdes at KNXV. 2335
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