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TIME Magazine announced the dozens of candidates for its Person of the Year for 2020 and New York Gov. Andrew Cuomo, Dr. Anthony Fauci, President Donald Trump and President-elect Joe Biden are among the candidates."Who should be TIME's Person of the Year for 2020? Cast your vote for the person or group of people who had the greatest influence on the events of the year—for better or worse. We’ll reveal the 2020 Person of the Year, chosen by TIME’s editors, on Dec. 10. Check back to find out the winner of the reader poll in early December," TIME's website says. Who should be TIME’s Person of the Year for 2020? Cast your vote for #TIMEPOY here: https://t.co/4RFNo4qcNS pic.twitter.com/Pd4qWWxavu— TIME (@TIME) November 27, 2020 You can view the full list of candidates and vote by visiting TIME's website here. This article was written by Anthony Reyes for WKBW. 904

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

Martha Firestone Ford is stepping down as the owner of the Detroit Lions, the team announced on Tuesday. Her daughter, Sheila Ford Hamp, will succeed her mother as the team's principal owner and chair.Martha, who is 94, has owned the team for six years."It has been a great honor for our family to be association with the Lions and with the National Football League. I am gratified that this family tradition, which my husband and I began almost six decades ago, will continue under Sheila's guiding hand. It is clear to me that Sheila will provide superb leadership and is fully committed to competitive excellence and community involvement," Martha said in a statement."My mother has inspired all of us since taking on the leadership of the Lions over six years ago. She has been a tireless leader to our family, our team, and our community. Her smart decisions have given me a solid foundation to take the team forward. On behalf of the family and the team, I want to thank her for her countless contributions. I look forward to leading the Lions to excellence on and off the field," Sheila said in a statement.When she took over for the team after her husband, William Clay Ford died, she became a fixture at practices and at games.“I’m so impressed by the way that she handles things, runs the team, is involved. She was out at practice last week, it was 90-some degrees, stood out there the whole practice. I mean, she might be in better shape than some of the players,” New England Patriots Head Coach Bill Belichick said during the NFL Films interview. He was speaking of a joint practice between the Patriots and Lions in the summer of 2019.“We have meetings, two or three times a week during the season. We’re at training camp together so we can talk about players that we see. It’s just such a big part of my life, I don’t know where it begins or ends,” she said in an NFL Films clip. “I don’t pretend to be an expert on coaching, but I know enough to be on top of what’s going on.”Ford was one of ten female owners in the NFL. WXYZ was first to report this story. 2098

For 52 years, Tom Hollett has been scanning the water as a lifeguard. But being a lifeguard in Vancouver, Canada means he also keeps watch over frozen water. “I'd rather make 10,000 rescues in the warm ocean than one here,” Hollett says of the frozen lake.This part of Canada, nestled between the Pacific Ocean and the North Shore Mountains, it’s the only part of the country where the average temperature stays above freezing, even in the winter. So, when the lakes start to freeze over, it’s a novelty. The lake attracts visitors, who are often tempted to tread on the thin ice, often times with their pets. “There’s people that don't understand the ice, so they just figure they can walk on it,” Hollett says. When temperatures are colder, as they have been this week, the City of Vancouver Parks and Recreation department dubs a few of their summer lifeguards, "iceguards." "Lifeguards are always scanning and keeping an eye out, so that's what our iceguards do,” Sean Healy with the Vancouver Board of Parks and Recreation says. “When they come out to iceguard, they actually do a walking patrol around the lake. They also keep binocs close at hand.”Hollett says he’s had to make ice rescues before for people’s pets. “Believe it or not, I’ve saved many dogs,” he recalls. “I grabbed their collar like this, reach out and bring ‘em up in the ice." 1369

A nail salon in Tulsa, Oklahoma, is rushing to defend itself after an assault at its store went viral.Grace Nguyen, an employee at Hollywood Nails of Brookside said the nail salon was just following standard coronavirus safety restrictions when it required a complaining customer to wear a mask inside.The woman took to Facebook and wrote that the nail salon made her leave after she explained she’s exempt from wearing a face mask due to a medical condition.Nguyen said they offered the woman a face shield instead, and she responded by saying, “They don’t work.” Nguyen also tells 2 Works For You, the salon offered to see the woman after hours for an appointment, without a face mask, and she refused.This article was written by Mason Mauro for KJRH. 774