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Student loan borrowers getting a break on their payments right now are seeing an additional benefit. Their credit scores are going up.The average credit score of all student loan borrowers increased from 647 in March to 656 in June, according to a report from the Federal Bank of New York.Student loans can typically have a significant impact on your credit score if you have a lot of this debt, but your payment history accounts for the biggest part of your credit score.It's important to remember this pause on payments is only until the end of the year, currently.You need to prepare now for when those payments will start again and using a higher credit score now could help.“As your score improves, if that's the case, to shop around and move other high interest debt into lower interest rate accounts, if you're qualifying for those,” said Bruce McClary with the National Foundation for Credit Counseling.It's not just student loan debt people are figuring out how to manage. The average person working with a nonprofit credit counseling agency right now is coming in with ,000 in credit card debt spread across five credit cards. That's up from last year.“There's this insular bubble right now that's still relatively intact that's keeping people a float,” said McClary. “What we're fully expecting is when that ends, when that comes to a screeching halt, if the current situation with unemployment doesn't improve much more, there's going to be a floodtide of demand for the services that we're offering.”If your student loan payments are on hold, make sure you're checking your credit score regularly.Credit counseling experts say it's not widespread, but they have been seeing some issues of payments not being reported correctly.You can check for free weekly at AnnualCreditReport.com. 1807
TERRE HAUTE, Ind. — The first federal execution in 17 years is on hold after a U.S. judge ordered a new delay in federal executions.Daniel Lewis Lee, of Yukon, Oklahoma, was scheduled to be executed at 4 p.m. Monday at the Federal Correctional Institution in Terre Haute, Indiana.A U.S. district judge ordered a new delay in federal executions on Monday morning. Lee's execution had previously been been suspended late Friday following a decision by the 7th Circuit Court of Appeals.The Trump administration immediately appealed, asking a higher court to allow the executions to move forward, according to The Associated Press.Lee is one of four people who are scheduled to be executed at the federal penitentiary in Terre Haute. Two other men are set to be put to death this week, while another execution is scheduled for August.The executions, pushed by the Trump administration, would be the first carried out at the federal level since 2003.Lee was convicted of killing a family of three in Arkansas in 1996, including an 8-year-old girl.This story was originally published by Daniel Bradley at WRTV, with contributions from The Associated Press. 1158
SWANTON, Ohio - An Ohio father's message about bullying has gone viral. Matt Cox's daughter was suspended from riding the school bus on Nov. 30 due to bullying. Cox said his daughter told him that he had to drive her to school the following week, but he decided to teach her lesson instead. "I realized she viewed the privilege of riding the bus and or car rides to and from school as a right and not a privilege," Cox said. On Monday, Cox made his daughter walk to school and posted a video on Facebook saying, "Life lessons."In the video, Cox said a lot of children today feel that the things their parents do for them are a right and not a privilege. Cox said his daughter was upset when she first started walking on Monday.During the walk, Cox talked to his daughter about how her actions were the reason she was walking. He said by the end of the walk she calmed down and realized that if she hadn't bullied others she would still be on the bus. The video has been shared more than 200,000 times. Cox said he was shocked when he found out the video went viral. "I was in complete shock that so many people responded when I originally posted it. I just thought friends and family would see it, and then a friend asked me to make it public so that they could share it," Cox said. "By the time I woke up the next day I had hundreds of messages in my inbox and saw that there were quite a few views."Cox said he sat down with his children to show them the comments on the video so that they could understand the effects of bullying. "She, along with my other two children, seem to show a great deal of empathy towards some of the sad stories that I read with them," Cox said. He believes his daughter learned her lesson about bullying and will now appreciate the bus ride to school.Cox hopes that when others view the video, they will learn just how much words can hurt others. "I just hope that through the video being shared kids can take a look and read some of the comments and tutorials on the post and see just how much words can hurt and cut deep and can have lasting effects on those involved sometimes in the most awful cases life-ending effects," Cox said. "I also hope that parents see the video and start holding their kids accountable for their actions and stop sweeping their child's actions under the rug with the ideology that kids will be kids. We as parents need to stop the bullying on the home front because bullying only breeds bullying," Cox said. 2579
Tense moments were peacefully diffused right in our headquarters parking lot. This afternoon, a woman drove her car into our parking lot. One of our employees saw she was armed with a shotgun. pic.twitter.com/iRAvVNg8f6— San Diego Police Department (@SanDiegoPD) October 21, 2020 293
STURGIS, Mich. — If you’re not a cat person, keep reading.Ron Williams of Sturgis turns 85 in September. Not too long ago, to keep him company, a friend brought him a boy cat named Fluffy.Over the first few weeks they had together, Williams says he and Fluffy hit it off right away.“I looked at him and hey, I just fell in love with him,” said Williams.As it’s safe to say we all do with our pets, Williams talked to Fluffy quite a lot. When the senior got calls on his cellphone, he’d joke around with Fluffy then too.“The phone would ring, and I would say ‘ring-a-ding,’” said Williams. “And I didn’t know he’d pick up on it.”Then, a few days ago, Williams slipped and fell getting out of the shower. He couldn’t move.“My arm was pinned under me, and the hours kept going by,” said Williams. “16 hours…”From roughly 8 a.m. until midnight later that day, Williams laid in agony. The door was closed, and his Life Alert was in the other room on the charger. His phone was in the bathroom with him, but just out of reach on the counter.Lucky for Williams, Fluffy was in the room too. And whether or not he knew it, he’d been training Fluffy for this moment accidentally.“So I said ‘ring-a-ding Fluffy, you’re my only hope,’” Williams said, tearing up. “And he was. It wasn’t even five minutes later I felt something hit my hand. And I’m here because of it.”The cat had brought Williams his phone and he was able to dial 911.“I relive it a million times. What if he wouldn’t have been in there with me? I’d be dead today,” he added.Now Williams, who served with the U.S. Army in Korea, is fine – left only with some soreness and bumps and bruising. Compared to the alternative, he knows he’s lucky.“He’s my hero, and he always will be,” said Williams. “He’ll never be away from me until the day I die.”This story was originally published by Doug Reardon at WXMI. 1868