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Whether you can afford a home depends — a lot — on the city you want to call home. A modest income can go a long way in Cumberland, Maryland, the metropolitan area with the nation’s most affordable houses. In contrast, the least affordable homes are in the San Jose, California, metropolitan area — the center of Silicon Valley.In Cumberland, a median-priced house costs less than two years’ median household income. By contrast, the typical home in San Jose costs about 10 years of household income.NerdWallet calculated affordability for 173 metropolitan areas by comparing the median annual household income and the monthly principal-and-interest payment for a median-priced single-family home. “Median” means half of the values or incomes are higher and half are lower. Those comparisons revealed the five most- and least-affordable markets for buying a home.The lists were compiled using data from the National Association of Realtors, the Census Bureau and NerdWallet surveys.? MORE: How much can you afford in your area? 1045

When you sit down to do your taxes in the next six months, there are some things you need to know. There'll be a lot of changes to what you can deduct when you file your taxes next year.Elaine Espinola is one of the 150 million Americans who is gearing up to file a tax return under the new law."Sounds like I can't deduct a lot of things that we had been,” Espinola says.Shes right.Tax expert Ed Karl says the tax bill that passed last December is the biggest overhaul to the tax code in over three decades."Nothing of this magnitude since 1986,” Karl explains. 575

When those Amazon Prime Day orders start arriving, they will come in slightly different boxes.Amazon is encouraging people to get a little creative and have some seasonal fun before recycling those boxes.The box designs are part of the launch of a new augmented reality application by Amazon to create interactive and shareable experiences. Amazon describes it as a “fun way to reuse your Amazon boxes until you’re ready to drop them in the recycling bin.”The boxes coming soon have a white pumpkin and a QR code printed nearby. Images for the Amazon Augmented Reality app show drawings on the pumpkin seeming to come to life as a jack-o-latern.Images on the app description page show different box designs with a corgi dog and car option. No word on when those box designs could be hitting doorsteps.The boxes are also made with less material as part of Amazon’s ongoing effort to create less packaging. 912

While fall brings about vibrant leaves and cooler weather, it can also cause a seasonal affective disorder. It’s a condition that tends to come and go with the seasons. With COVID-19 still a major concern, some experts say SAD may be more noticeable due to the stresses of the pandemic. Social distancing may pose a risk in the coming months as a result of less physical contact.Child and adult psychiatrist, Judith Joseph, know the signs. Symptoms may include oversleeping, change of appetite, weight gain, and feeling tired. It’s a condition that affects about 5 percent of adults in the U.S., and typically lasts about 40 percent of the year. It's also a lot more common in women than men, according to the American Psychiatric Association.With schools now in session and reports of an uptick in coronavirus cases in several NYC Neighborhoods, Dr. Joseph said the combination could lead to even more anxiety.Light therapy may be a good alternative to make up for the loss of daylight. However, she warns patients to only use them under the supervision of a trained medical professional.Dr. Josephs said you can overcome that feeling of worry by continuing to follow COVID-19 safety guidelines while making self-care a top priority.You can start by developing a workout routine and sticking with it. Also, boost your melatonin levels by eating foods such as cherries and walnuts to getting a good night of sleep.The bottom line: don't brush off that sluggish feeling as simply a case of the "blues" or a seasonal funk. When in doubt, contact a mental health physician for advice.This story was first reported by Stacy-Ann Gooden at PIX11 in New York, New York. 1670

While most Republicans have remained silent on Saturday after Joe Biden being was projected to win this week's presidential election, a handful of Republican office holders offered congratulations for Biden. Most notably, Mitt Romney, who voted to impeach Donald Trump, was among the first Republicans to issue a statement. 332