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We are now in the midst of Black Friday week (not day), during a topsy turvy pandemic year, when everything is upside down.So should you shop Wednesday night, Thanksgiving or Friday, the traditional big shopping day in malls?It all depends what you are looking for and where you prefer to shop.The big sale day will look very different this year, with almost all major retailers closed Thanksgiving night. No more day-long lines to grab a 65-inch TV at half price.But that makes timing Black Friday tough. So, we scanned the ads to find some of the key times for deals.All week long dealsBest Buy, Target, Amazon and Kohl's started their biggest sales last Sunday morning, but say they will add new deals on Thanksgiving Day, online.So, you should browse their ads and sites early and often.Wednesday night dealsAt Walmart, the key time to start shopping is Wednesday at 7 p.m., the night before Thanksgiving, this year.That's when Walmart's hottest deals go online, such 70-inch TVs for below 0.Note that its electronics deals are online only this year, not in-store.Thanksgiving Day dealsAt Kohl's, they will launch a virtual Black Friday sale at 11 p.m. Wednesday, which will run all day Thursday.While Kohl's may not always have lowest price, its bonus Kohl's Cash often makes their deal better than anyone else's on similar items.Best Buy started its sale last Sunday, but promises more items popping up Thursday.Friday dealsBlack Friday traditionalists will still want to shop Friday, either in store or online.If you want kitchen gadgets, like blenders, air fryers, and the new Instant pot Duo, Thursday and Friday will bring the biggest sales.Plus on Friday, you will be able to shop in store at Macy's, JC Penney, Target, Kohl's and more for home goods (though note that stores will be limiting crowds, so you may have to wait in the parking lot).Buy this the moment you find itBut from the doesn't that stink file, one item you should buy the instant you find it, never mind that it's not on sale.We're talking Microsoft's new XBox Series S, and Sony's new PlayStation 5, which have sold out instantly.The PS5 is now selling for as much as ,600 on eBay.The XBox is going for 0 to well over ,000. Doesn't that stink?If you see one at the list price of 9 at a store website, grab it.Walmart promises to put them online in limited batches starting Wednesday at 7 p.m., while Gamestop promises a few in each store early Friday morning.You can wait for clothing and toysFinally, if you are shopping for clothing or toys, don't worry. Prices usually drop around December 15, so you have plenty of time.That way, you don't waste your money.__________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2973

WASHINGTON, D.C. – The coronavirus grip on the summer of 2020 is shaping up to mean different things to different people.“The picture does look different depending on where you are looking in the country,” said Dr. Caitlin Rivers, an epidemiologist with the Johns Hopkins Center for Health Security.Only two states – Connecticut and Rhode Island – recorded a drop in coronavirus cases last week. In a dozen other states, mainly in the northern Plains states and the Northeast, cases are steady, including in hard-hit New York and New Jersey, which got their number of COVID-19 cases under control.However, in the other 36 states, the number of coronavirus cases is on the rise, including record-breaking numbers in Florida, Texas, Arizona and NevadaYet, Dr. Rivers says don’t call it a "second wave."“Most communities never left the first wave and so it's difficult to call it a second wave,” she said.But could a second wave of state lockdowns be on the horizon? Dr. Rivers said that can be hard to know, but that would come down to a number of factors – the main one being hospital capacity.“It's nobody's preference to reinstitute the lockdowns. They're enormously disruptive - they're costly to say the least. It's a very difficult set of circumstances,” Dr. Rivers said. “So, that's really for the worst-case crisis situation. But we can't rule it out because we also cannot allow our health care systems to become overwhelmed.”That means, there is a need to keep hospitals from reaching 90% capacity. Already, some states have paused their reopenings. In Texas, Florida and Arizona, bars were ordered to shut down again because people were congregating without masks or social distancing.Some medical experts warn that more measures may be needed."If we don't do something - and I mean really strong, on containment, surveillance, contact tracing, isolation - we're in for a very, very rough time," said epidemiologist Dr. Larry Brilliant.In the meantime, much of the protection against the virus may be left in the hands of each individual.“All of us, including those of us who live in states that are not experiencing a lot of transmission, should be spending a little bit more time at home skipping mass gatherings for example, wearing fabric face masks going out into the community and doing a really great job at hand hygiene,” Dr. Rivers said.In other words, people should not let their guard down, while the virus remains out and about. 2457

WASHINGTON (AP) — Wasting no time, the Senate is on track to confirm Judge Amy Coney Barrett to the Supreme Court by next Monday.Republicans are charging toward a rare weekend session to push past procedural steps and install President Donald Trump’s pick before Election Day.Senate Majority Leader Mitch McConnell said he will begin the process as soon as the Senate Judiciary Committee wraps up its work Thursday.Democrats decry the rush, but don't have the votes to block and Trump’s nominee is on a glide path to confirmation.Barrett's ascent would seal a 6-3 conservative hold on the court for years to come. 621

WASHINGTON (AP) — Vice President Mike Pence and Sen. Kamala Harris tussled Wednesday in the first and only vice presidential debate before the Nov. 3 election, coming as the coronavirus sidelined President Donald Trump at the White House.A look at how the running mates' statements from Salt Lake City stack up with the facts:RUSSIA INVESTIGATIONPENCE, on the conclusions of special counsel Robert Mueller’s Russia investigation: “It was found that there was no obstruction, no collusion. Case closed. And then, Sen. Harris, you and your colleagues in the Congress tried to impeach the president of the United States over a phone call."THE FACTS: That’s a mischaracterization of Mueller’s nearly 450-page report and its core findings.Mueller did not absolve the president of obstructing the investigation into ties between Trump’s 2016 campaign and Russia. Instead, his team examined roughly a dozen episodes in which the president sought to exert his will on the probe, including by firing his FBI director and seeking the ouster of Mueller himself. Ultimately, Mueller declined to reach a conclusion on whether Trump had committed a crime, citing Justice Department policy against indicting a sitting president. That’s not the same as finding “no obstruction.”On collusion, Mueller said he did not assess whether that occurred because it is not a legal term.He looked into a potential criminal conspiracy between Russia and the Trump campaign and said the investigation did not collect sufficient evidence to establish criminal charges on that front.___ECONOMYPENCE: “Joe Biden wants to go back to the economic surrender to China, that when we took office, half of our international trade deficit was with China alone. And Joe Biden wants to repeal all of the tariffs that President Trump put into effect to fight for American jobs and American workers.”THE FACTS: The tariffs were not the win claimed by Pence.For starters, tariffs are taxes that consumers and businesses pay through higher prices. So Pence is defending tax increases. The tariffs against China did cause the trade deficit in goods with China to fall in 2019. But that’s a pyrrhic victory at best as overall U.S. economic growth slowed from 3% to 2.2% because of the trade uncertainty.More important, the Trump administration has not decreased the overall trade imbalance. For all trading partners, the Census Bureau said the trade deficit was 6.9 billion last year, nearly 0 billion higher than during the last year of Barack Obama’s presidency.___HARRIS, on Trump’s tax cuts: “On Day 1, Joe Biden will repeal that tax bill.”THE FACTS: No, that’s not what Biden proposes. He would repeal some of it. Nor can he repeal a law on his own, much less on his first day in office. Harris also said Biden will not raise taxes on people making under 0,000. If he were to repeal the Trump tax cuts across the board, he would be breaking that promise.___CORONAVIRUSHARRIS: "The president said it was a hoax.”THE FACTS: That's misleading.She's referring to a Feb. 28 campaign rally in South Carolina in which Trump said the phrases “the coronavirus” and “this is their new hoax” at separate points. Although his meaning is difficult to discern, the broader context of his words shows he was railing against Democrats for their denunciations of his administration’s coronavirus response.“Now the Democrats are politicizing the coronavirus,” he said at the rally. “You know that, right? Coronavirus. They’re politicizing it.” He meandered briefly to the subject of the messy Democratic primary in Iowa, then the Russia investigation before returning to the pandemic. “They tried the impeachment hoax. ... And this is their new hoax.”Asked at a news conference the day after the rally to clarify his remarks, Trump said he was not referring to the coronavirus itself as a hoax.“No, no, no.” he said. ”‘Hoax’ referring to the action that they take to try and pin this on somebody, because we’ve done such a good job. The hoax is on them, not — I’m not talking about what’s happening here. I’m talking what they’re doing. That’s the hoax.”___PENCE, on the Sept. 26 Rose Garden event after which more than 11 attendees tested positive for COVID-19: “It was an outdoor event, which all of our scientists regularly and routinely advise.”THE FACTS: His suggestion that the event followed public-health safety recommendations is false. The event, introducing Supreme Court nominee Amy Coney Barrett, drew more than 150 people and flouted safety recommendations in multiple ways. And it was not all outside.The U.S. Centers for Disease Control and Prevention says large gatherings of people who have traveled from outside the area and aren’t spaced at least 6 feet apart pose the greatest risk for spreading the virus.That’s exactly the type of high-risk event the White House hosted.Guests were seated close together, not 6 feet apart, in rows of chairs outside. Many were captured on camera clapping backs, shaking hands and talking, barely at arm’s length.The CDC also “strongly encourages” people to wear masks, but few in the Rose Garden wore them. There was also a private reception inside the White House following the Rose Garden ceremony, where some politicians, including North Carolina Republican Sen. Thom Tillis, who has since tested positive, were pictured not wearing masks.___ENVIRONMENTPENCE: “The both of you repeatedly committed to abolishing fossil fuel and banning fracking … President Trump has made clear we’re going to continue to listen to the science” on climate change.THE FACTS: Pence is correct when he says Harris supported banning fracking, incorrect when he says Biden does, and false when he says Trump follows the science on climate change.At a CNN climate change town hall for Democratic presidential candidates last year, Harris said, “There’s no question I’m in favor of banning fracking. Starting with what we can do from Day One on public lands.” Now, as Biden’s running mate, she is bound to his agenda, which is different.Biden has an ambitious climate plan that seeks to rapidly reduce use of fossil fuels. He says he does not support banning hydraulic fracturing, or fracking, however, and says he doubts such a ban is possible.As far as Trump and climate change, Trump’s public comments as president all dismiss the science on climate change — that it’s caused by people burning fossil fuels, and it’s worsening sharply. As recently as last month, Trump said, “I don’t think science knows” what it’s talking about regarding global warming and the resulting worsening of wildfires, hurricanes and other natural disasters. He’s mocked the science in many public comments and tweets.His regulation-cutting has eliminated key Obama-era efforts to reduce fossil fuel emissions.___HEALTH CAREPENCE: “President Trump and I have a plan to improve health care and to protect preexisting conditions for all Americans.”THE FACTS: There is no clear plan. People with preexisting conditions are already protected by the Obama-era Affordable Care Act, and if the Trump administration succeeds in persuading the Supreme Court to overturn it, those protections will be jeopardy.President Donald Trump has signed an executive order declaring it the policy of the U.S. government to protect people with preexisting conditions, but Trump would have to go back to Congress to work out legislation to replace those in “Obamacare.”Various Republican approaches offered in 2017 would have undermined the protections in the ACA, and Trump has not offered details of how his plan would work. Although Trump has been in office nearly four years, he has yet to roll out the comprehensive health proposal he once promised.___MORE ON THE VIRUSPENCE: “He suspended all travel from China, the second-largest economy in the world. Joe Biden opposed that decision, he said it was xenophobic and hysterical.”THE FACTS: Trump’s order did not suspend “all travel from China." He restricted it, and Biden never branded the decision “xenophobic.” Dozens of countries took similar steps to control travel from hot spots before or around the same time the U.S. did.The U.S. restrictions that took effect Feb. 2 continued to allow travel to the U.S. from China’s Hong Kong and Macao territories for months. The Associated Press reported that more than 8,000 Chinese and foreign nationals based in those territories entered the U.S. in the first three months after the travel restrictions were imposed.Additionally, more than 27,000 Americans returned from mainland China in the first month after the restrictions took effect. U.S. officials lost track of more than 1,600 of them who were supposed to be monitored for virus exposure.Biden has accused Trump of having a record of xenophobia but not explicitly in the context of the president’s decision to limit travel from China during the pandemic. Trump took to calling the virus the “China virus” and the “foreign virus” at one point, prompting Biden to urge the country not to take a turn toward xenophobia or racism in the pandemic.___HARRIS, on the effects of the pandemic: “One in five businesses, closed.”THE FACTS: That’s not accurate, as of now. We don’t know yet how many businesses have permanently closed — or could do so in the months ahead.What we do know is that the National Federation of Independent Business said in August that 1 in 5 small businesses will close if economic conditions don’t improve in the next six months.Many small businesses survived in part through the forgivable loans from the Payroll Protection Program. Larger employers such as Disney and Allstate insurance have announced layoffs, as have major airlines. Restaurants that survived the pandemic with outdoor eating will soon face the challenge of cold weather. So it’s too soon to tell how many businesses have closed or will. 9837

WASHINGTON (AP) — The Pentagon says the U.S. will deploy additional troops and military equipment to Saudi Arabia and the United Arab Emirates to beef up security, as President Donald Trump has at least for now decided against any immediate military strike on Iran in response to the attack on the Saudi oil industry.Defense Secretary Mark Esper says this is a first step, and he is not ruling out additional moves down the road. He says it's a response to requests from the Saudis and the UAE to help improve their air and missile defenses.Esper and Gen. Joseph Dunford, chairman of the Joint Chiefs of Staff, say details of the deployments will be determined over the coming days. 690