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"Cooking several dishes and complicated cuisines seems troublesome to me, as it requires a lot of time and energy. When I get home from work, it is usually already late, and I'd prefer to cook some easy and quick frozen food like dumplings if I hadn't eaten out or ordered food delivery," said Wang Zhipeng, a 35-year-old high school teacher who lives in Beijing.

"Currently, financial risks are one of the most prominent and major type of risks in China … The country is still facing relatively huge pressure for a possible rebound in nonperforming loans, and the inventory of shadow banking activities is still fairly large, with frequent occurrence of law and regulatory violations," said Xiao Yuanqi, chief of the prudential regulation bureau of the China Banking Regulatory Commission, at a news conference on Friday.

"China's rate of account ownership - a basic metric of financial inclusion - has increased significantly and is now on par with that of other G20 countries," while having the world's largest agent banking network, said a news release on the website of the World Bank.

"Customers are no longer categorized in traditional silos like age groups or professions, but the true 'social circles' they belong to," she said. "The troves of data are critical to constructing content and marketing to make our offerings unique."

"Chinese carmakers cannot rely too much on their joint ventures for profit, which means they have to work harder on their own models. This will help cull the incompetent but cultivate the competitive such as Geely," Zhang said.