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Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans.  4169

ANAHEIM, Calif. (KGTV) - A man arrested in Orange County Wednesday had allegedly tried to pay to have sex with a 4-year-old, officials said.Nicolas Ryan Castillo, 29, was arrested near a home he was staying at on the Woodley Avenue in Anaheim, according to ABC affiliate KABC.FBI officials and Santa Ana police reportedly served search warrants at two homes, one of which was across the street from an elementary school. KABC reported Castillo was the subject of a monthlong investigation by police after officials received a tip.A detective posed as the mother of a 4-year-old and investigators said Castillo wanted to speak to the undercover detective about paying for sex with the child.Detectives collected evidence Wednesday and told KABC there may be evidence of child pornography and potentially other victims."We're talking about a 4-year-old child," Santa Ana police Corporal Anthony Bertagna told KABC. "That's about as disturbing as you can get." 975

ANAHEIM, Calif. (KGTV) - Wonder what it feels like to soar above the "Star Wars" universe? Well now, you can — at least what's been constructed in Anaheim thus far.Disneyland's "Star Wars: Galaxy's Edge" expansion is slated to open next year and drone footage captured by the park shows the land taking shape.Steel frames of the galactic planet of Batuu have started to tower over the park. In 2019, the land will host Jedis, stormtroopers, and more among old trade routes, crossroads, and merchants.But the land will also take guests to the next level, offering an immersive look at the iconic Millennium Falcon and putting guests in the middle of a battle between the First Order and the Resistance.Here's a look at the drone footage from Walt Disney Imagineering:In addition to the Galaxy's Edge addition, Pixar Pier at Disney's California Adventure park is also slated to open in 2019. 917

ARCADIA (CNS) - A 2-year-old colt collapsed onto the turf during Sunday's third race at Santa Anita Park and was euthanized a short time later, becoming the first fatality of the track's racing season, which began Saturday."During race 3 at Santa Anita Park, Ebeko sustained an injury to his left front leg. Ebeko was immediately attended to by track veterinarians and triaged on the turf course. Given the extent of the fracture and the nature of the injury, it was unfortunately determined that it was an unrecoverable injury," Santa Anita announced.Ebeko was trailing the entire race, and fell face-first into the turf after his injury. He was trained by Peter Miller, and was ridden Sunday by jockey Joel Rosario. Rosario was examined by Santa Anita's first-aid staff and although he missed race 4, he was cleared to ride the remainder of the afternoon.Santa Anita debuted a new turf course chute on Saturday, but Sunday's third race did not take place on that course, according to track publicist Mike Willman.Ebeko will undergo a necropsy at UC Davis' school of veterinary medicine, as is mandatory for all on-track fatalities."The accident and the necropsy report will be reviewed by a team to learn what, if anything, could have been done to have prevented the accident," Santa Anita said.The track had just marked an opening day record pari-mutuel handle on Saturday, despite fans being barred from attending due to the coronavirus pandemic. More than million was bet on the 11-race card on the Arcadia track's 84th opening day, breaking the previous record of ,491,016 set on Dec. 26, 2018, also for an 11-race card.Santa Anita had no equine fatalities during its 16-day autumn meet, which concluded Oct. 25. Sixteen horses died in racing or training-related incidents during Santa Anita's 2019-20 winter/spring meet, which ended June 21.The unraced 2-year-old filly Penelope Rose fractured her right front humerus while galloping during a workout at Santa Anita on Dec. 16 and was euthanized. 2018

An Arizona Coyotes hockey player was arrested in Scottsdale. Scottsdale police said 27-year-old Richard Panik was arrested for trespassing. The hockey player reportedly refused to leave the entrance of a local restaurant on April 8 at 8:50 p.m. According to police, Panik appeared to be intoxicated during his contact with officers. Panik was booked into Scottsdale City Jail for criminal trespass and later released with a criminal citation. The 27-year-old played 37 games during the 2017-2018 season with the Chicago Blackhawks before being traded to the Arizona Coyotes. He played 35 games with Arizona. The Arizona Coyotes released the following statement to Scripps station KNXV in Phoenix:“We are aware of the incident and are still gathering information as it pertains to the situation.  We will have no further comment at the present time.”   914