濮阳哪个地方算命准(芜湖哪里有算命先生) (今日更新中)

An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

As Florida begins to deal with the aftermath of Hurricane Michael, the political campaigns of major candidates in Florida are officially on hold.But political ads continued to run on TV even as many Floridians were running for their lives.One attack ad in particular, paid for by the Republican Party of Florida, was on air criticizing the way Tallahassee Mayor Andrew Gillum handled the city's response to Hurricane Hermine back in 2016.The ad, made in coordination with Republican candidate for Governor Ron Desantis, aired frequently in the days leading up to the storm and was only pulled after Desantis was questioned about it, and the GOP said they would eventually pull it from the airwaves amid criticism from viewers and even state officials.  770

ANNAPOLIS, Md. (AP) — Fed up with dog poop being left around, board members at a Maryland condominium complex are now relying on DNA samples to police unscooped feces.Jeanne Fisher, the general manager for The Residence at Park Place Condominium, tells The Capital newspaper that she came across "doggie DNA" as an option when residents began complaining about unscooped poop.The Annapolis complex had tried emails, dog meetings, fines and a security camera in the dog park.The condo association spent about ,500 on pet DNA kits and about 20 owners began providing samples. Fisher says a sample is taken if someone hasn't cleaned up after their pet.If matched, a fine will be levied along with about in costs if the association decides to send a specimen to a lab for testing. 790

An adviser to President-elect Joe Biden on the coronavirus is floating the idea of shutting down businesses for four-to-six weeks, and paying people for lost wages."With historic low interest rates, we could pay for a package right now to cover all of the wages, lost wages for individual workers, for losses to small companies, to medium-sized companies or city, state, county governments. We could do all of that," Dr. Michael Osterholm told Yahoo Finance. "If we did that, then we could lock down for four to six weeks."He said a four-to-six week lockdown could get Americans “cruising into the availability of the vaccine in the first or second quarter of next year, and open the economy before that.” 713

As daylight fades against Baltimore's Eastern District station, the blue glow of giant monitors begins to fill a corner room.Inside, the screens inform a bold new prediction…police now think they can stop crime before it happens.The room is what the Baltimore Police Department calls its new Strategic Decision Support Center.In addition to one in the Eastern District, there is one in the recently renovated Western; both rooms bringing technology once hubbed at headquarters down to the street level in two of the most historically violent areas of the city.Commissioner Darryl De Sousa says these rooms will go live in June and at full operation will have police working alongside analysts to study the various streams of data from the department.They will combine existing data like CCTV cameras and past crime incidents with new tech like freshly installed license plate readers on squad cars and eventually, gunshot detection through the new ShotSpotter contract.All of it will then pass through a computer algorithm which will predict what crime could happen next and more importantly, where.Simply put, the goal of these rooms to forecast Baltimore's felonies."I am very optimistic,” Commissioner Darryl De Sousa said while showing the room to WMAR 2 News, “I am a very optimistic person period, but this center, it embraces technology and that is one thing that has been missing in the police department for years. "If this technology is the missing piece then it is in Chicago where Baltimore saw where and how it could fit."I am absolutely convinced, if they attack it like we did here in Chicago, they'll see positive results from it," said Superintendent of Chicago Police Eddie Johnson.Johnson swears by what is called predictive policing.WMAR television station traveled to Chicago to see how this policing philosophy works.In early 2017, CPD built rooms like they now have in Baltimore.Since then, Chicago has shown consistent violent crime reduction month after month, results Johnson says they began to see immediately."We didn't expect to see that kind of progress that quickly but we have,” Johnson tells WMAR 2 News, “So every district we have implemented it in, they've had at least somewhere between 22 and 30 percent reductions in gun violence."Those gains are even greater in Englewood on Chicago's south side. District 7 is traditionally the most violent area of this city, not unlike the Eastern and Western Districts of Baltimore and is where the predictive policing philosophy first went online.So far this year the gains CPD is seeing in the neighborhood are impressive: a 55 percent drop in shootings, a 43 percent drop so far in homicides.Commanders on the south side say a lot of it is being in the right place at the right time.It is a deployment strategy made possible by the District 7 Strategic Decision Support Center where a computer algorithm figures in past crime trends and data with real time camera and shooting data for the area; even locations of businesses, roadways and weather are figured in as well. That algorithm along with the aid of analysts spits out hot maps for the next patrol shift.Those maps include red boxes of 500 square foot areas the computer identified as high-risk locations for the upcoming shift.Police Officers are then directed to make sure those boxes get repeated attention while on patrol."All of us have that same philosophy: smarter policing results in fewer victims," said LAPD Deputy Chief Sean Malinowski.Malinowski is the architect of this predictive philosophy and started it in Los Angeles, built it in Chicago and is now on the ground and helping its launch in Baltimore.While the way the data is shared and calculated can be complex, the concept is simple: if crime is defined as its intersection with opportunity, then remove the opportunity.[This whole program is based on the concept that human activity is inherently predictable?] “Yes,” Malinowski answered, “And it is…and if you look at it over time, you can track month to month where the hotspots are and if you animate that you'll see it persists, it persists, it persists. All we're doing in this is try and get out in front of it so that before it happens, we prevent it and we are disrupting these patterns.”And Malinowski says they disrupt it not by flooding neighborhoods with police or mass arrests, but rather simply asking the officers to be visible.The predictive model chooses instead to have meaningful interactions with residents in the zone before the computer's prediction can become a crime."When it is working in its best form, the officers will respond to that. They will spend ten or 15 minutes having some kind of community interaction or investigating something in that area and then the criminal is denied that opportunity to commit the crime in the first place."The proof Chicago says is in its numbers, not just in Englewood, but city wide as predictive policing is now being practiced in more than half of Chicago's 22 police districts and is credited with a near 30 percent drop year over year in each murders and shootings.The early success in Chicago is why former Baltimore Police Commissioner Kevin Davis originally recruited Malinowski and his theory to Baltimore and why Darryl De Sousa is about to implement it.De Sousa visited Chicago and Superintendent Johnson just more than two months before its Baltimore launch."I have also told him, look, the technology that we've implemented, that is one piece of it but it has proven to be successful so they cannot go wrong with trying it out," Johnson said, "Let's face it, each city is different in some ways but crime is crime. So, if it can work in Chicago and L.A. and Baltimore, I am convinced it can work anywhere in the country."De Sousa likes what he sees in Chicago and is happy to be the third major American city to flip the switch on this predictive theory.In Baltimore right now, both district’s rooms are complete but some of the technology like ShotSpotter is a month or so away and analysts are still being trained.Still, for the commissioner, the forecast looks bright."I am very excited about it,” De Sousa said, “I am very encouraged about it and I am gonna remain optimistic."But not everyone in Baltimore share’s the commissioner’s view, the predictive policing theory has it’s critics, especially in a city that is struggling to repair its relationship between police and community."We've been doing different versions of that for decades,” Leaders of a Beautiful Struggle Lawrence Grandpre said, “Having more data to do that is great but for some folks that feels like shifting deck chairs on the titanic."The director of research for the Baltimore grassroots think tank says even new data can still drive old bias."We have a system of policing that has more arrests in poor neighborhoods, more arrests in black neighborhoods and all that data is going to appear on that algorithm and it is just going to look objective that we need to increase policing in black neighborhoods, we've already done that for decades."And that's the concern for Grandpre and so many others in Baltimore.There is a deep seeded distrust between police and community in both the areas of the city where police are beginning this predictive program.It is a fractured relationship Malinowski is fully aware was further stressed by the explosive trial of the Gun Trace Task Force."There is a lot of work to do in re-building the trust but I am optimistic about that,” Malinowski said, “I think as they show success, they will be able to come out and engage and then see the police in a different light. That is what my hope is."He is optimistic because there is a blueprint.On Chicago's south side, traditionally its most violent, CPD says this predictive policing model is working because it has the buy-in from the community.The commander of District 7 made sure his similarly wary residents not only knew about what they were doing, but how they were doing it."Well I brought them in and talked to them about it,” Commander Kenneth Johnson said, “And with a lot of the community residents we actually show what was going on with the room. We have to be open and transparent in order to build.And Baltimore Police say the same is happening here. Commissioner Darryl De Sousa says he is committed to keeping these new tools completely transparent. He says he needs the support from the community in order for this to work."We want the community to know we are not trying to hide anything from them at all,” De Sousa said, “We want to bring them here, we want to bring them into the actual room, the strategic decision support center right here and give them a walking tour so they know exactly what we are gonna do. I am trying to build trust here." 8805

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