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PINELLAS COUNTY, Florida — Beaches across Florida are about to see a major change. Stretches of sand behind condos, hotels and homes, could soon be off limits to the public. Starting July 1, it will be up to private businesses and homeowners to decide if they want to restrict the public from using their portion of the sand from the high tide water line up. That means the dry sand adjacent to their building could be private, while the wet sand will remain public. It's an idea beachgoer Heather Towns does not agree with. The mom, from Indiana, comes to Redington Shores every year with her family.“I think it’s a beach. I think you should be able to walk wherever you want," she elaborated. “We come here every year for the past 4 years because it’s private.”Yet, come July 1, the sand that Towns and her family often visit behind a 4-story condo building, could be reserved for condominium owners only. Governor Rick Scott recently signed a bill allowing hotels, condos and other property owners to put up signs or even rope off their section of the beach, if they choose. Ron Gonzalez manages the Gulf Mariner Condos on Redington Shores. While he doesn’t agree with roping off the beach, he says protecting private property— which he pays taxes on— is critical.“It’s no different than if they came in and took your own personal backyard on the mainland. It is no different whatsoever," Gonzalez explained.The new law is the first of its kind in the country, and goes against Florida’s long standing "customary use" policy, which states that beaches belong to the public. “It’s everybody’s beach. It’s everybody’s ocean!," beach visitor Dennis Hansen said in disbelief when he learned about the new law. The law also takes away a local city or county’s ability to restrict private beaches. So the next time you pick a perfect spot along the sandy shore, don’t be surprised if a private property owner asks you to move. Craig Towns believes the law is only fair.“If you’re going to make the investment and spend the money and time down here, you deserve your own private space,” he said.His wife, Heather, disagrees, "I kinda like the open feel. I would not be happy to see sections of the beach roped off and be forced into the more crowded public areas.” 2328

Our hearts are broken and our thoughts are with Chadwick Boseman’s family. Your legacy will live on forever. Rest In Peace. pic.twitter.com/DyibBLoBxz— Marvel Studios (@MarvelStudios) August 29, 2020 207

PHOENIX — The Trump campaign and the Republican National Committee have filed a new lawsuit in Arizona, claiming Maricopa County poll workers "incorrectly rejected votes" cast by in-person voters on Election Day.The lawsuit alleges when the voting machine detected an "overvote" on a ballot, the poll workers told in-person voters to "press a green button to override the error." This reportedly caused the machine to dismiss the voter's choices in the overvoted races, according to the Trump campaign. An overvote is when someone selects more than one option or candidate in a race. "Upon information and belief, the adjudication and tabulation of these ballots will prove determinative of the outcome of the election for President of the United States in Arizona and/or other contested offices in Maricopa County," the lawsuit states.The campaign says they have received information from voters who say they witnessed the problem and that it happened on a large scale in the county.“Poll workers struggled to operate the new voting machines in Maricopa County, and improperly pressed and told voters to press a green button to override significant errors,” said Matt Morgan, Trump 2020 campaign general counsel, in a statement. “The result is that the voting machines disregarded votes cast by voters in person on Election Day in Maricopa County.”The lawsuit urges for "the manual inspection of purportedly overvoted ballots that were cast in-person, the same way that elections officials examined overvoted ballots that were mailed in or dropped off," according to a press release from the Trump campaign.Read the full lawsuit below, or click here: The lawsuit was announced Saturday evening, following projections from the Associated Press earlier in the day that Joe Biden had won the presidency after Pennsylvania and Nevada were called for the former vice president.The suit is one of multiple filed by Trump's campaign in states that were reporting close margins between Trump and Biden. Suits in Georgia and Michigan have been dismissed, and one in Nevada has been reportedly reconciled without a verdict.This story originally reported by Cydeni Carter on ABC15.com. 2188

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

Pennsylvania GOP Rep. Charlie Dent announced Tuesday he is resigning in the "coming weeks," a decision that came after he first said he'd be retiring at the end of his term in Congress.The moderate Republican tweeted the decision came after discussions with his family and "careful reflection.""I am especially proud of the work I have done to give voice to the sensible center in our country that is often overlooked or ignored," he said in the statement. "It is my intention to aggressively advocate for responsible governance and pragmatic solutions in the coming years."In a statement Tuesday, Pennsylvania Gov. Tom Wolf, a Democrat, thanked Dent for his service."Charlie Dent is a voice of reason and civility that breaks through the chaos and partisanship of Washington and he will be missed," he said.The governor's office also announced that there will be a special election to fill Dent's seat, but no set date yet.The Pennsylvania Supreme Court's February order creating new congressional districts in the commonwealth beginning next term included language that, if there were to be a special congressional election before the new term next January, it would be held under the 2011 congressional district map.Already, 43 House Republicans have announced this cycle they are retiring, running for another office or resigning outright, including Dent and House Speaker Paul Ryan. Democrats, who need to pick up about two dozen seats to reclaim control of the House, are hoping that President Donald Trump's unpopularity helps lead to a blue wave in this fall's midterm elections.At the time of his announcement last year that he would retire, National Republican Congressional Committee Chairman Steve Stivers said that the lawmaker's "leadership in Congress will be sorely missed," and added that he expects the seat to remain in Republican hands.Dent's office has not yet responded to CNN's request for when exactly he would leave office.Dent, who has served in Congress since 2005, previously told CNN Trump wasn't the determining factor in his decision to retire at the end of his term.  2112