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Receiving a wedding invitation should be exciting, not dreadful. But if it’s not the first one this season, or if you’re keeping a wary eye on your budget, getting that embossed white card in the mail could bring mixed emotions — and the search for a tactful way to decline. One-third of Americans have skipped or considered skipping a wedding because they couldn’t afford to attend, according to a recent survey from NerdWallet, conducted online by The Harris Poll. Their reluctance to attend is understandable, considering that the average reported budget for a close friend’s wedding gift was 8, according to the survey. “Many wedding guests look at a friend’s bridal registry and start doing the math,” says Courtney Jespersen, NerdWallet consumer saving expert. “But thankfully, the 0 coffee maker and 0 vacuum aren’t your only gift options.”Here are several budget-friendly wedding gifts that cost far less, or even nothing at all.Go in on a gift with a group. Other guests may be in the same boat, and if the wedding registry has gifts at various price points, there’s an opportunity for you to pool your gift budgets and choose something the couple really have their eyes on. Check with friends you know are on the guest list and choose an amount to spend that fits everyone’s budgets.Shop off-registry. You don’t have to stick to the wish list the couple put together, particularly if there’s nothing on there within your budget. “It’s perfectly fine for a guest to go off-registry,” says Diane Gottsman, national etiquette expert and founder of The Protocol School of Texas. “A registry is a useful guide that makes sure the bride and groom get what they need. However, a guest can also feel free to write a check or purchase something else they know the bride and groom will enjoy.”? MORE: 3 tips for the ideal wedding guestGive an experience. If the happy couple are millennials, there’s a good chance they’d love an experience more than a material gift anyway. Offer to plan and prepare a romantic picnic or help them build a garden in their backyard, Gottsman suggests.Contribute to a larger cause. If it’s good enough for Prince Harry and Meghan Markle, this may work for your friends, too. More than 4 in 10 (43%) millennials say they’d prefer to donate to charity in a couple’s name than buy them a registry gift, according to the NerdWallet survey. This is an appropriate gift if the couple has requested charitable contributions in their name or if you know they feel strongly about a certain cause or organization. Most charities don’t have a donation minimum, so you can spend as much or as little as you want.Help fund a honeymoon (or home). Honeymoon and even down payment funds are increasingly popular choices for couples with pending nuptials. If your friends have set up such a registry, it’s a good option for guests with fixed budgets. ? MORE: How to cut wedding guest costsGet creative. Personalized gifts often mean the most. If you’re artistic, write the couple a meaningful poem or paint them a picture. You could also pay for someone else’s creativity — getting a relatively inexpensive photo frame personalized with the wedding date or couple’s last name, for example, makes a unique gift that may come in well under the average gift budget. “A gift doesn’t have to be expensive to be significant,” Gottsman says. “The most important thing is to let the bride and groom know you’re happy for them and wishing them a lifetime of happy memories.”More From NerdWallet 3626

President-elect Joe Biden announced on Wednesday his first significant staff decision since being projected as the winner of last week’s presidential election.Biden chose longtime aide Ron Klain to be the White House chief of staff come January. According to the Biden campaign, Klain served as a senior adviser to the Biden for President campaign. Klain was previously Biden’s chief of staff as vice president.Klain also took on a number of roles within the Democratic administrations, including serving as the White House Ebola response coordinator in 2014 and 2015 under President Barack Obama.Previously, Klain was a key figure in the Clinton administration, serving as Vice President Al Gore’s chief of staff and a counselor to Attorney General Janet Reno.“Ron has been invaluable to me over the many years that we have worked together, including as we rescued the American economy from one of the worst downturns in our history in 2009 and later overcame a daunting public health emergency in 2014,” Biden said in a statement. “His deep, varied experience and capacity to work with people all across the political spectrum is precisely what I need in a White House chief of staff as we confront this moment of crisis and bring our country together again.”Biden is expected to begin announcing members of his cabinet in the coming weeks. 1350

Prominent Democrats, including former President Barack Obama and Hillary Clinton, expressed support Saturday for the March for Our Lives rallies calling for stricter gun control.While the White House and some Republicans in Congress also applauded the activism, many GOP lawmakers did not publicly weigh in on the demonstrations taking place across the country.Chuck Schumer and Nancy Pelosi, the top Democrats in the Senate and House, respectively, took to Twitter to call attention to the cause of the students marching in Washington and across the country in favor of strengthening gun laws.PHOTOS: Students participate in 'March for our Lives' throughout the country"Last week was monumental as thousands of students across the country walked out for gun safety. We heard them loud and clear in Washington and we know even more are gathering to #MarchForOurLives today. Did you hear them? Will you join them?," Schumer asked on Twitter."Congress has a duty to end the daily tragedy of gun violence in America. We must act. #NeverAgain #EndGunViolence," Pelosi tweeted.Obama also tweeted his support for the demonstrations, writing, "Michelle and I are so inspired by all the young people who made today's marches happen. Keep at it. You're leading us forward. Nothing can stand in the way of millions of voices calling for change."And Clinton wrote in a Twitter post: "Listening to the students from Parkland and across the country today is a reminder of what is possible when our future is in the right hands, and when we match inspiration with determination."While congressional Democrats were quick to support the march, which comes in the wake of a mass shooting at Marjory Stoneman Douglas High School in Parkland, Florida, that left 17 people dead, Republican congressional leaders have not been as outspoken. As of noon on Saturday, Senate Majority Leader Mitch McConnell and House Speaker Paul Ryan had not tweeted about the march.White House deputy press secretary Lindsay Walters said in a statement, "We applaud the many courageous young Americans exercising their First Amendment rights today," adding, "keeping our children safe is a top priority of the President's."Republican Sen. Marco Rubio, of Florida, also released a statement, saying he "commend[s] those who today are peacefully exercising their First Amendment rights to march" and noting that he "respect[s] their views."The senator added, however, that he does not agree "with all of the solutions they propose" and that "making a change requires finding common ground with those who hold opposing views."Rep. Carlos Curbelo, a moderate Republican who represents Florida's 26th Congressional District, expressed support for students participating in the march on Saturday, saying in a statement posted to Twitter that "the young men and women of Parkland are a true inspiration for all of us."Republican Rep. Mia Love of Utah tweeted on Saturday that she is "listening" and hopes to find "meaningful solutions" to the issue of school safety.On Friday, President Donald Trump signed a .3 billion spending bill that aims to incentivize state and federal authorities to report more data to the country's background check system.Rubio credited the survivors of the shooting with having "done more in five weeks on gun violence than has been done in 15 years" in a recent interview with The Guardian. Democratic Sen. Amy Klobuchar told CNN on Saturday that she believes the student-driven activism could be "a tipping point." "There's just this energy in the air," the Minnesota senator said of the demonstrations over the weekend, "As you look out at the sun shining over what is expected to be well over 500,000 kids, they can ask questions that adults can't ask, like, 'Why can't I go to my school and be safe?'"Sen. Bernie Sanders, a Vermont independent who is part of Senate Democratic leadership, released a video in support of the students Saturday."Let me congratulate people from coast to coast who today are marching for our lives," the senator said in his recorded message. "Let me especially thank young people at the high school in Parkland, Florida, who are dealing with their grief by standing up and fighting back to make sure that tragedies like they experienced never happen again."The March for Our Lives is a student-led demonstration to protest gun violence and call for stricter gun laws."No special interest group, no political agenda is more critical than timely passage of legislation to effectively address the gun violence issues that are rampant in our country," the March for Our Lives website states.The-CNN-Wire 4626

President Donald Trump says he did not address reports from U.S. intelligence agencies that said Russia paid bounties to the Taliban in exchange for the deaths of American soldiers in a phone call with Russian President Vladimir Putin last week.Trump made the comments in an on-camera interview with Axios reporter Jonathan Swan.Trump said his July 23 phone call with Putin was a call "to discuss other things," particularly nuclear proliferation.The president also claimed that the report "never made it to his desk," even though several media outlets have spoken to administration officials that have said the report was included in a daily intelligence briefing in February.Trump also referred to the intelligence as "fake news," and added that "a lot of people are saying that it's a fake issue."When pressed on intelligence reports that Russia has supplied weapons to the Taliban, Trump seemed to justify the Russians' actions by citing the fact that the U.S. sold weapons to the Taliban when the group was fighting the Soviet Union decades ago. Trump also claimed that those reports had also "not reached his desk," despite Sec. of State Mike Pompeo's comments denouncing the arms sales earlier this month.When asked directly if he reads his daily intelligence briefing, Trump said he "reads a lot" and that he "comprehends extraordinarily well, probably better than anyone (Swan) has interviewed in a long time."Watch Trump's interview in the player below. 1471

Ray Szmanda, known to generations of Americans as the man who brought Menards commercials to life, has died at age 91.Szmanda passed away at his home in Antigo on Sunday, May 6, according to an obituary posted to Bradley Funeral Home & Crematory's website.Szmanda worked in T.V. and radio in the 1950s and operated a broadcast school in Waukesha, Wisconsin until the late 1970s, when he joined Menards as a pitchman. After a successful run, Szmanda retired as the spokesman in 1998.Menards released a statement about the loss of their beloved spokesman:"Ray Szmanda remained a steady fixture in our advertising for nearly a quarter century  until his retirement in 1998.  Still to this day, Ray’s friendly, enthusiastic and fun loving personality have made a lasting impression on our customers and all of us at Menards. We are saddened by his passing and our thoughts and prayers are with Ray’s family, friends and the millions of people who knew him as ‘The Menards Guy.'"His countless commercial appearances over the decades, as well as his distinctive voice, endeared Szmanda to many across the years."I'm having a ball; I love what I do, and I think as long as I feel that way, that message gets across on television," Szmanda once said, according to his official biography on the Menards website.Szmanda graduated from Milwaukee's Bay View High School in 1944. In 1970 he founded the Transamerica School of Broadcasting in Wausau, helping local talent to achieve their dreams, and preparing them for the airwaves. Szmanda also performed as a drummer and vocalist in Wisconsin clubs.Additionally, Szmanda served his country in the Navy in WWII. 1707

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