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What impact will the new administration have on your money? Experts think another relief package could be one of their first actions in office.“There are a variety of ideas by lawmakers on both sides on how to either build on those ideas or even use new ideas, for example, expanding the child tax credit, and the earned income tax credit to help with economic relief,” said Garrett Watson, Senior Policy Analyst at Tax Foundation.The earliest anyone would see additional stimulus money would be early next year, separate from a stimulus bill.The Biden campaign talked about increasing overall spending or raising taxes on wealthier Americans and businesses to pay for it.“The most likely ones being the corporate tax increase raising from 21% up to 28%, and bringing the top individual income tax rate from 37% up to 39.6%, where it was prior to the Trump tax law in 2017,” said Watson.Which party has control of the Senate will impact if taxes are raised. Same goes for possibly raising the federal minimum wage. Congress would need to approve that.Experts say that likely puts us into 2022 before any major financial changes would take place. That's also the midterm elections and when another shift in balance of power could happen.Something that could affect your money and gain bipartisan support is changes in retirement savings.“The Biden campaign has come out with an interesting retirement proposal that if it did get traction, it would change the way traditional retirement accounts work by essentially converting the deductibility under current law of those traditional retirement accounts when you contribute into a matching credit instead,” said Watson. “And so that would change the way in which folks operate their traditional retirement accounts.”Bottom line, the outcome of the remaining Senate races will determine any changes to either providing or taking more money from Americans. 1910

White House press secretary Sarah Sanders issued a rare correction Tuesday night after falsely declaring that President Donald Trump has created three times as many jobs for African-American workers as former President Barack Obama did during his two terms in office."Correction from today's briefing: Jobs numbers for Pres Trump and Pres Obama were correct, but the time frame for Pres Obama wasn't. I'm sorry for the mistake, but no apologies for the 700,000 jobs for African Americans created under President Trump," Sanders wrote in a tweet.During the briefing, as she sought to defend the President's record on race, Sanders said Trump has already tripled Obama's record over eight years for creating jobs for black workers."This President since he took office, in the year and a half that he's been here, has created 700,000 new jobs for African-Americans," Sanders said from the White House podium. "That's 700,000 African-Americans that are working now that weren't working when this President took place. When President Obama left, after eight years in office, he had only created 195,000 jobs for African-Americans."But that's not even close to true, according to Labor Department figures.Hours after the briefing, after Bloomberg News pointed out the inaccuracy, the White House Council of Economic Advisers apologized for the figure. It posted a tweet citing a "miscommunication" to Sanders.While it's true that the US economy has added about 700,000 jobs held by African American workers since Trump took office, it added about 3 million black jobs while Obama was in office, according federal labor statistics.When Obama took office in 2009, 15.5 million African Americans had jobs in an economy filleted by one of the country's worst recessions. When he left office, the economy had 18.4 million black workers.Sanders made the claim as she was answering questions about whether she could guarantee Trump had never been recorded using the N-word while producing "The Apprentice.""I can't guarantee anything, but I can tell you that the President addressed this question directly," Sanders said. "I can tell you that I've never heard it."Then, Sanders went on to argue that Trump has created more jobs for black Americans than Obama did."This is a President who is fighting for all Americans, who is putting policies in place that help all Americans, particularly African Americans," Sanders said. "Just look at the economy alone." 2467

William Nordhaus and Paul Romer were awarded the 2018 Nobel Prize in economics on Monday for their work on climate change and innovation.Story is developing... 172

What began with a quick grab-and-go theft Saturday at the San Antonio Aquarium -- the suspect leaving a trail of water drops as he hurried away with his dripping prize of a small but very much alive shark -- ended Monday with the safe return of "Miss Helen" to her tank at the aquarium.The 16-inch female horn shark was taken during a heist that aquarium officials said was no spur-of-the-moment, let's-steal-a-shark thing."The suspects staked out the pool for more than an hour" to wait for the right moment, the aquarium said in a statement.The search for the young female shark, known to aquarium staff as Miss Helen, led police Monday to the home of a man who maintains an extensive collection of marine life, according to the police chief of the San Antonio suburb where the aquarium is located. 808

When exploring mortgage options, it’s likely you’ll hear about Federal Housing Administration and conventional loans. Let’s see, FHA loans are for first-time home buyers and conventional mortgages are for more established buyers — is that it?Not necessarily.Actually, the differences between FHA loans and conventional mortgages have narrowed in the past few years. Since 1934, loans guaranteed by the FHAn have been a go-to option for first-time home buyers because they feature low down payments and relaxed credit requirements.But conventional loans — which are not insured by a government agency like the FHA, the Department of Veterans Affairs or the U.S. Department of Agriculture — have gotten more competitive lately.Both types of loans have their advantages. Here are the factors to consider when deciding between an FHA and a conventional mortgage. 886