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Good news and bad news from the IRS this July.The good: the agency reopened for business as of July 13th, which means it is now taking phone calls and processing tax filings as quickly as possible.The bad: during a year when every dime counts, the agency says as many as 4.7 million tax refunds will be delayed another few months.Cristy Mack is one of them. She and her husband never wait to file their taxes because she depends on her refund.But like almost five million other people, they still file paper returns because they are most comfortable doing that."We mailed our paper forms at the end of February," she said.But five months later, Mack still doesn't have her refund."A total of 18 weeks have gone by since we mailed in our return," Mack said.She tried calling the IRS, she says, but like countless other taxpayers, ran into a brick wall."They say they aren't taking calls at the moment," she said.Why refunds are taking so long this yearThe IRS's national taxpayer advocate now says as 4.7 million people who filed paper returns will have very late refunds.That's because the agency furloughed thousands of workers this spring and stopped processing paper returns for two months, creating a huge backlog.Paper processing has restarted, but workers are far behind.Mack needs her tax refund badly."It means a lot to us," she said. "Especially with everything going on, and my husband's job has been really slow, and we are making less.We passed Mack's information on to the IRS, though it may not make a difference if her return is buried in a stack of thousands."When you rely on that as part of your income and it's not there, it does make things a little sketchy sometimes," she said.And with the IRS extending the tax deadline to July 15 this year, even more paper returns are about to be added to the stack.If you are still waiting for your refund, all you can do is log on the IRS website, go to the "Where's my Refund" section, and cross your fingers.As always, don't waste your money.Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com. 2296

Hours after a man was charged in connection with Hania Aguilar's kidnapping and killing, the popular North Carolina teenager was remembered Saturday as a loving daughter and friend during a funeral service at her middle school's gymnasium.Hundreds gathered around Hania's white casket at Lumberton Junior High School, where her mother, Celsa Maribel Hernandez, recalled the last time she held her hand. Moments later, as Christina Perri's "A Thousand Years" began to play, she remembered the many times they cried together while listening to Hania's favorite song.A letter was read from the 13-year-old's father, Noé Aguilar, who was denied a temporary visa to travel from Guatemala for her funeral."You were and you are my treasure," he wrote. "Rest in peace daughter, my gorgeous princess. ... You were gone before me, my gorgeous princess." 851

Heading to the beach for Memorial Day weekend? Perhaps you'll be enjoying the sun and sand at one of the top 10 beaches in the USA.For 2018, Kapalua Bay Beach in Maui is No. 1, according to coastal sciences professor Dr. Beach.Dr. Beach, also known as Stephen P. Leatherman, has been releasing an annual list of the United States' top beach destinations since 1991. Leatherman is professor and director of the Laboratory for Coastal Research at Florida International University.He uses 50 criteria to assess the beaches -- from water and sand quality to amenities, pests and views and vistas.Kapalua, a gorgeous white-sand crescent, is billed as perfect for swimming and snorkeling, and fish food and snorkeling gear are available from a concession hut at the north end of the beach.Lined by palm trees, the beach is protected from waves by the "arms" of lava flows, creating an area teeming with colorful fish.The second-ranked beach is nearly 5,000 miles away on the Outer Banks of North Carolina. Ocracoke Lifeguarded Beach is located on Ocracoke Island, which is only accessible via private boat or ferry.Rounding out the top three, the mile-long beach at Grayton Beach State Park is located in a 2,000-acre park on Florida's Panhandle. There are 30 cabins available for rent in the park. 1315

here’s what happens when you march on Portland Place in St. Louis, MOthey’re scared of their own community pic.twitter.com/Ng8qW1Pa6C— avery (@averyrisch) June 29, 2020 176

GRAND RAPIDS, Mich. — A man who had a metal police canister launched at his face during protests in downtown Grand Rapids on May 30 is planning to file a lawsuit against the Grand Rapids Police Department.An attorney representing Sean Hart says the planned lawsuit will seek to cover some of the medical and economic damages Hart suffered after the incident.Police say that on May 30, Hart was driving in downtown Grand Rapids as Black Lives Matter protests were taking place following the death of George Floyd. They say Hart was met by a line of police officers who were blocking the roadway at the intersection of Fulton and Sheldon.Police say he stopped at the intersection for about three minutes while playing N.W.A.'s "F*** the Police" from his car.Police say they told Hart to leave the area. Hart claims police aimed a "40 mm single-shot launcher" towards him, but did not fire.Hart left the area but returned a few minutes later to tell officers he was upset with the way they handled the situation.As Hart approached a line of officers, he was hit with a mist of pepper spray by one officer. Seconds later, Officer Phillip Reinink fired a metal canister at Hart's face."Officer Reinink recognized immediately following his actions that he had made a mistake, a mistake we all regret under the pressure caused by the hostile environment, unruly crowds and the type of chaos that none of our officers in our department had ever seen," Grand Rapids Police Chief Eric Payne said Tuesday morning.Officer Joe Garrett, a member of GRPD's Special Response Team, said Reinink had mistakenly loaded the canister into his launcher when he meant to load another type of canister that would have just sent a plume of pepper spray towards Hart."This is a long-range projectile. The objective of this projectile is to be launched from a place of distance. The range is 125 to 150 yards, typically from behind the line into a crowd," Garrett said.The canister Reinink meant to fire was a "MUZZLE BLAST." Garrett said the MUZZLE BLAST rounds are similar in appearance, and that no projectile would have fired from the launcher.Ven Johnson, one of the attorneys representing Hart, said the incident comes down to more than a simple mistake made in the heat of the moment."Are you going to buy this? Because we all know it's a complete and utter lie," Johnson said Tuesday afternoon. "Who do you think loaded the gun? It's his job to know whether you got a bullet in there or a water bottle."Payne announced Tuesday that the department had completed an internal investigation into the incident. Reinink was given a two-day suspension without pay."When they suspend an officer, quote, without pay, that tells you that they have found that he or she ... violated their own policies and procedures," Johnson said. "They're lucky they didn't incinerate him or somebody else nearby him. He was not advancing on them. He was not assaulting them. He wasn't touching them."The Kent County Prosecutor's Office had already announced that they would not be filing any criminal charges in the case.Payne said the department would be announcing changes to their use of force policy on Aug. 11."This was a chaotic situation," Payne said Tuesday. "We had never experienced that before. We prepare for these types of incidents. A mistake was made, and we fully acknowledge that. Officer Reinink acknowledges that.""We will continue to learn from this incident and make sure we're serving the community well."This story was originally published by Michael Martin on WXMI in Grand Rapids, Michigan. 3580