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Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

William "Bill" Barr, a former attorney general under President George H.W. Bush, is emerging as a consensus candidate to succeed Jeff Sessions as attorney general, two sources familiar with President Donald Trump's thinking tell CNN.A third source familiar with the process said if Trump offered the position to Barr, he would be willing to accept.Trump's consideration of a new attorney general comes during a critical time for special counsel Robert Mueller's investigation, of which the next Justice Department chief will inherit oversight. Barr, 68, has previously offered mixed opinions about the investigation, having praised Mueller but also publicly criticizing political donations made by several members of his team.The Washington Post first reported that Barr is the leading candidate. Sources cautioned to CNN, however, that Trump makes the final decision.Barr served as Mueller's boss when he was attorney general in the early 1990s and Mueller led the criminal division at the Justice Department.The former attorney general hasn't shied away from weighing in on Mueller's investigation. He expressed confidence in Mueller early on and suggested the investigation wouldn't devolve into a "witch hunt," but he also has shared some disappointment when asked by The Washington Post last year about the donations that some of Mueller's team members made to Democrats."In my view, prosecutors who make political contributions are identifying fairly strongly with a political party ... I would have liked to see him have more balance on this group," he said in July 2017.Barr also defended Trump's decision to fire former FBI Director James Comey, who was criticized for flouting Justice Department protocols when he announced in July 2016 that he wouldn't recommend charges against Hillary Clinton for mishandling classified info during her time as secretary of state."I think it is quite understandable that the administration would not want an FBI director who did not recognize established limits on his powers," Barr wrote in a Washington Post op-ed in May 2017. "It is telling that none of the president's critics are challenging the decision on the merits."The prospect of Barr taking over the Justice Department was well-received by some leading members of Congress in both parties Thursday.Senate Majority Whip John Cornyn, a Texas Republican who sits on the Judiciary Committee, called Barr an "interesting pick.""I think getting the next nominee confirmed is going to be a little bit of a challenge," he said. "(Barr) may be the kind of person who would be easier to confirm."Sen. Dianne Feinstein, the top Democrat on the Judiciary Committee, said she was unfamiliar with Barr's views but encouraged by a suggestion that he was an "establishment" Republican."I would hope (Trump) would pick someone who would be by the book and not by the politics," Feinstein said.CNN reported late last month that Barr was among several potential candidates to succeed Sessions.At the time, CNN reported that Trump was considering tapping the assistant attorney general for the Justice Department's Antitrust Division, Makan Delrahim, to succeed acting Attorney General Matthew Whitaker. At the time, White House officials said Trump was in no rush to nominate a permanent successor to Sessions, whom he fired November 7. Instead, Trump was telling confidantes he was happy to leave Whitaker in place while he mulled his choices.Other names that have been floated as possible replacements for Sessions include Rep. John Ratcliffe of Texas, a former federal prosecutor, as well John Michael Luttig, a former US Court of Appeals judge, Justice Department official and current general counsel at Boeing. One former White House official said late last month that Luttig was a strong possibility, though he had not met with the President. A second source close to Luttig told CNN he was considered for the role of FBI director after Comey was fired in spring 2017.The-CNN-Wire 3983

With no new stimulus bill, many Americans are approaching a financial cliff. Their unemployment benef

With a growing number of Americans getting tattoos, there is also a larger number getting them removed. New technology is allowing the process to be more complete with less scarring and blistering.  In some ways, users believe it can undo bad choices.A recent Harris Poll shows tattoos are particularly prevalent among younger generations. About half of millennials and a third of Gen Xers say they have at least one, compared to just 13 percent of Baby Boomers. One in eight millennials have regrets about at least one tattoo. The men who own and run "ReversaTatt" David Cope and Wesley Henderson, say they are helping people erase those regrets, one laser session at a time.When a person gets a tattoo, it's a memory of the start of a chapter in life.  They can remember the whole experience of choosing the design and the placement.  In some ways, the laser can offer a page turn into a new chapter: one without that tattoo.Two women, Stephanie Goodman and Stephanie Gray, each came to ReversaTatt recently seeking tattoo removal assistance."They all came from different places and they all have different meanings, but I'm going to keep all these ones, they're not going anywhere," explained Gray.  Gray came to ReversaTatt for her first session to remove a design along her neck.  She says the story why it's coming off is private, but she would like this tattoo to disappear."It was a name, yeah, so it's going to be gone," said Gray.After a consultation, Cope points the PiQo laser at her neck and says, "here comes the heat." In 13 seconds, he backs off. The first treatment is done.  While the pain is a bit more intense than getting the tattoo, according to Gray, it's over quickly. "It was nothing," said Gray."The red from this little stripe here is completely gone," said board certified physician assistant David Cope, pulling up his sleeve and pointing at part of his tribal arm band.  Cope said he got his own tattoo when he was in a medical program as part of a pact to finish. Now, years later, he was encouraged by patients to remove the tattoo to understand the procedure better, so he agreed. "This is kind of an ink explosion kind of feeling in your skin, so it's not just something you've felt before," said Cope.Now, on his second session, parts of the tattoo have completely disappeared and others have started to fade. Getting a tattoo removed by their PiQo laser requires short sessions, a month or so apart, five to 12 times over. Laser tattoo removal clients are 70 percent female, according to recent studies. A Harris Poll of U.S. adults surveyed online in 2015 showed 47 percent of millennials and 36 percent of Gen Xers have at least one, and they're exponentially more likely than their elders to have multiple.  Tattoo removal clinics have grown by 400 percent in the last decade.Click here for FDA suggestions regarding health and safety regarding tattoo removal.ReversaTatt says the laser they use does not cause blistering or scarring like previous methods. The results are more complete too.  Cope claims his clients' tattoos will disappear 98 percent to 99 percent. ReversaTatt has seven locations in Florida including Delray Beach, Boca Raton, Jupiter and Port St. Lucie. 3415

What does GSA being allowed to preliminarily work with the Dems have to do with continuing to pursue our various cases on what will go down as the most corrupt election in American political history? We are moving full speed ahead. Will never concede to fake ballots & “Dominion”.— Donald J. Trump (@realDonaldTrump) November 24, 2020 346