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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

Over 1 million children under the age of 19 in the United States have tested positive for COVID-19 since the pandemic began, the American Academy of Pediatrics and the Children’s Hospital Association said in a new report on Monday.According to the data, as of Nov. 12, 1,039,464 children have tested positive, accounting for 11.5% of all cases in states reporting cases by age.Pediatricians said 111,946 new child cases were reported last week, the highest weekly total of any previous weeks since the pandemic began."A smaller subset of states reported on hospitalizations and mortality by age; the available data indicated that COVID-19-associated hospitalization and death is uncommon in children," the report stated.In a press release, AAP President Dr. Sally Goza called the data “staggering and tragic.”"As a pediatrician who has practiced medicine for over three decades, I find this number staggering and tragic. We haven’t seen a virus flash through our communities in this way since before we had vaccines for measles and polio," Dr. Goza said. "And while we wait for a vaccine to be tested and licensed to protect children from the virus that causes COVID-19, we must do more now to protect everyone in our communities. This is even more important as we approach winter when people will naturally spend more time indoors where it is easier for the virus to be transmitted.”According to the data, 32 children have died from COVID in Texas, and 18 have passed away in New York City. 1499

PASCO COUNTY, Fla. — It’s not easy for Heather Sober to watch videos of Saturday night’s accident in Pasco County, Fla.. Pasco County deputies said they initially responded to a call from a Circle K clerk. Pasco County Sheriff Chris Nocco said the caller told operators a woman was trapped in a headlock and asked for help. 336

Our nation’s campuses should be bastions of free speech. Cancel culture and viewpoint discrimination are antithetical to academia.Listening to one another is important now more than ever!https://t.co/VW6W8TIL9c— Ivanka Trump (@IvankaTrump) June 5, 2020 260

Police in Hampton, Virginia are investigating after 119 MacBook Air laptops were reported stolen from an elementary school.Officers were called to Phenix Elementary School on August 17.Police say two unidentified suspects broke into the school through a window shortly after 3 a.m. and made off with the computers.23-year-old Averi Wilkins of Hampton was charged with one count of possession of stolen property in connection to the case.Wilkins tells News 3 he buys and sells used electronics all the time and didn’t know the laptops had been stolen. He’s scheduled to be in court Tuesday.Hampton Schools says the stolen laptops have not been recovered. 661

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