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COVID-19 will continue to impact the housing market heading into 2021.If you're looking to buy, experts say the first few months of the year are the time to do it.A housing forecast out Wednesday from Realtor.com finds mortgage rates will stay low, but only for the first half of the year.“We expect mortgage rates to increase near 3.4% by the end of the year, which would in any other year be record lows, but following on the heels of 2020, 3.4% is up a bit, but still historically low broadly speaking,” said Danielle Hale, Chief Economist at Realtor.com.Home prices have gone up by double digit percentages over the last couple of months. Some of that is expected to slow down as mortgage rates go up.Realtor.com is forecasting just below a 6% increase in home prices for all of 2021, but affordability is going to be a growing concern.“The housing market has been historically challenging for first-time homebuyers, with prices rising as dramatically as they have in the second part of 2020, first-time homebuyers are seeing a bigger gap between what they need to bring to the market for a down payment and what existing homeowners have in the way of home equity to use to trade up,” said Hale.If you already own a home, you may be thinking about selling when you see what it's worth now.Sellers are expected to continue to have the upper hand throughout 2021, with more buyers than homes for sale.You may see more competition with home construction ramping up, leading to more options available.“For existing homeowners, in particular who want to stay up in their home, the fact that we have still low mortgage rates in 2021 creates opportunities for them to consider remodeling to make their home a more suitable place for them to age in place,” said Hale.Another trend that's expected to continue in 2021 is interest in the suburbs. People have been moving out of cities as they're working remotely. Hale says the rising home prices and higher interest rates in 2021 could drive this trend as well. 2014
Could the no-calorie sweetener you rely on to replace sugar in your diet actually cause weight gain instead of the weight loss you were expecting?The answer may be yes, according to a new study."Artificial sweeteners are not risk-free," said Brian Hoffmann, assistant professor in the Department of Biomedical Engineering at the Medical College of Wisconsin and Marquette University, and a lead author of the study. "They are a very controversial topic when it comes to health and nutrition ... but they're so prevalent in society that I think we owe it to ourselves to try and figure out what's actually going on."Hoffmann presented his new research Sunday at the annual?Experimental Biology meeting in San Diego. Relying on rats and human cell cultures, his team identified a number of pathways linking artificial sweeteners with metabolic changes at the genetic level that could lead to diabetes and obesity. Specifically, the researchers found that three weeks of exposure to aspartame and acesulfame potassium -- two artificial sweeteners frequently combined in products such as Equal -- altered the expression of certain genes responsible for lipid metabolism in the cells of both rats and humans."Aspartame had some significant changes, and one of those was an increase in lipids in the bloodstream and a decrease in a biomolecule that is involved in clearing (lipids) from the bloodstream. And we saw the exact same thing with the acesulfame potassium," Hoffmann said."We then took those particular sweeteners and put them on endothelial cells -- the cells that line the blood vessels and would be exposed to them in the body -- and we detected a marked dysfunction, suggesting why sweeteners and diet soda have been linked to potential cardiovascular problems," he added.What was perhaps most surprising, according to Hoffmann, was that these metabolic changes did not occur in the presence of natural sugars such as glucose and fructose. This suggests that artificial sweeteners could contribute to metabolic disorders such as diabetes and obesity by an entirely different mechanism than natural sugars, he said.Artificial sweeteners appear to contribute to metabolic disorders by altering the activity of certain genes responsible for the breakdown of macromolecules such as fats and proteins, Hoffmann said. This is different from normal sugars, which contribute to cardiovascular disease through insulin resistance and by damaging the cells lining the body's blood vessels."People are generally consuming non-nutritive sweeteners believing they are a 'healthy choice,' but this may not be true," said research scientist Meghan Azad of the University of Manitoba in Winnipeg, who was not involved in the new study."This is especially important given the widespread and increasing consumption of artificial sweeteners in the general population and the increasing use of artificial sweeteners in our food supply," said Azad, who has authored a paper that reviewed a number of studies on the potential downside of artificial sweeteners on weight and health.According to Azad, over 40% of adult Americans consume no-cal sweeteners on a daily basis, and studies that measure the sweeteners in blood and urine show that many people who report not using artificial sweeteners are unknowingly consuming them.It's the latest assault in the ongoing debate over artificial sweeteners and their impact on health -- a debate that began when one of our most popular foods, sugar, turned sour in terms of health. 3527

CLEVELAND, Ohio - A photographer in Cleveland, Ohio, is celebrating all bodies in a new calendar.The calendar is called "Dad Bods of Cleveland 2021."The photographer is taking pictures of men who, in their own opinion, have a less-than-perfect body."I think because men have as many body sensitivities as women do but there's kind of this aspect that we don't address them or we don't talk about it or guys aren't supposed to have body issues and I think when women see that and when they see that men are so comfortable being themselves and doing some goofy things, it almost allows everybody to be a little celebratory of the less than perfect model bods that you see out there," Shiny Penny Studios photographer Keli Schimelpfenig said.The calendars go on sale in December and all of the proceeds are going to Meals on Wheels of Cleveland.Each purchase covers a day of meals for a local senior in need.To preorder a calendar, click here.This story was first reported by Courtney Shaw at WEWS in Cleveland, Ohio. 1022
Colin Kaepernick will be featured in a documentary series produced by ESPN Films as part of a first-look deal with The Walt Disney Co. The deal between Kaepernick's production arm, Ra Vision Media, and The Walt Disney Company was announced Monday. “During this unprecedented time, The Walt Disney Company remains committed to creating diverse and inclusive content that resonates and matters," Bob Iger, Disney’s executive chairman said in a press release. "Colin’s experience gives him a unique perspective on the intersection of sports, culture, and race, which will undoubtedly create compelling stories that will educate, enlighten and entertain, and we look forward to working with him on this important collaboration."The partnership will focus on telling scripted and unscripted stories that explore race, social injustice, and the quest for equity. "I am excited to announce this historic partnership with Disney across all of its platforms to elevate Black and Brown directors, creators, storytellers, and producers, and to inspire the youth with compelling and authentic perspectives," Kaepernick said in the press release. "I look forward to sharing the docuseries on my life story, in addition to many other culturally impactful projects we are developing.”The documentary will use new interviews and never-before-seen archive that documents Kaepernick's last five years in the NFL and it will be told from his perspective.It will also provide a platform to showcase the work of directors and producers of color.Former ESPN reporter Jemele Hill will produce the documentary. 1594
CORPUS CHRISTI, Texas (AP) — South Texas is bracing for flooding after Hanna roared ashore from the Gulf of Mexico as a Category 1 hurricane, bringing winds, rain and storm surge to a part of the country coping with a spike in coronavirus cases.The National Hurricane Center says the first hurricane of the 2020 Atlantic cyclone season made landfall twice Saturday afternoon within the span of a little over an hour.Forecasters downgraded Hanna to a tropical storm early Sunday.Meteorologists say the biggest concern from Hanna is expected to be flooding from heavy rainfall.Many parts of Texas, including areas near where Hanna came ashore, have been dealing with a recent surge in coronavirus cases.Here are the 4 AM CDT Key Messages for Tropical Storm Hanna. For more info, visit https://t.co/tW4KeGdBFb pic.twitter.com/nyihrWW4I3— National Hurricane Center (@NHC_Atlantic) July 26, 2020 Tropical Storm #Hanna Advisory 14A: Hanna Producing Heavy Rain and Dangerous Flash Flooding Over Far Southeast Texas and Northeast Mexico. https://t.co/VqHn0u1vgc— National Hurricane Center (@NHC_Atlantic) July 26, 2020 1119
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