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This weekend marks the official astronomical beginning of summer, and it will also feature a solar eclipse creating a rare “ring of fire”. Set your alarm and watch this unique event online.Around 2:30 a.m. EDT on Sunday, the moon will pass between the Earth and the Sun, causing an annular solar eclipse to be seen from parts of Africa, southern Europe and Asia.Given the orbital position of the Moon and Earth right now, the eclipse at its peak will show a bright ring of light around the moon, which some call a “ring of fire”. The Latin word “annulus” means ring, this is why it is called an annular solar eclipse when there is a ring of sunlight around the moon.The best viewing for this astronomical event will be along a narrow strip from Africa through India to the Pacific Ocean. Here's an animation from NASA of what it will be like. There are ways to watch from the comfort of your own home. Watch the eclipse live here, on the Virtual Telescope Project, or from NASA’s YouTube channel.If you sleep through this one, the next eclipse will be a total solar eclipse later this year on December 14. 1113
Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952
The mother of a 5-year-old boy who was allegedly murdered by his father has now also been arrested on a charge of child neglect. According to an affidavit, she was also at the home when the boy was killed. Joseph Ray Daniels was arrested and charged with one count of criminal homicide in the disappearance of his son, Joe Clyde. Court records revealed that the elder Daniels allegedly beat the young boy to death before disposing his body in a rural location. Officials announced Monday night that Joe Clyde’s mother, 27-year-old Krystal Daniels, was also arrested.According to an affidavit, Krystal Daniels was home at the time her husband allegedly murdered their child, Joe Clyde and knew he disposed of the body.She “failed to report the abuse and resulting homicide” of the boy, the affidavit added. Krystal Daniels also allegedly "failed to report injuries, abuse and/or homicide, despite multiple opportunities."She’s scheduled to appear in court on Monday. 1030
This cannot be a partisan moment.It must be an American moment.We have to come together as a nation.— Joe Biden (@JoeBiden) October 2, 2020 147
Three people have been killed in southern France after a gunman stole a car and took hostages in a town's supermarket, in what authorities are treating as a terror attack.Police shot dead the gunman, French media reported, after a four-hour standoff Friday at the Super U supermarket in the town of Trebes.Interior Minister Gerard Collomb identified the gunman as 26-year-old Redouane Lakdim. He was known to authorities for minor crimes, including drug offenses, Collomb said.The gunman had opened fire and killed two people there, he told reporters. One other was killed earlier in the carjacking in the city of Carcassonne."People were absolutely calm before and never though that there could be an attack in a town like this," Collomb told reporters, adding that the risk of terrorism in France was still "very high."A local prosecutor said the attack appeared to be "ISIS-inspired," CNN affiliate BFM TV reported. 926