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2025-06-02 23:39:10
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  番禺算命准点的地方   

Two California men were taken into custody for reportedly dancing naked on a boat near Lake Havasu in Arizona on Saturday.According to a release from the Mohave County Sheriff's Office, 38-year-old Jason Michael Faust and 37-year-old Robert Paul Yow were each arrested for felony indecent exposure. Officials say deputies had received a call that Faust and Yow were seen dancing naked on their boat at The Sandbar, north of Lake Havasu. The caller told authorities that three children, all under the age of 15, were present during this incident. When the family tried to confront Faust and Yow about their behavior, they reportedly became aggressive, and, "continued to show their genitals to the family."As deputies arrived, they observed that Faust, who was the driver of the boat, was inconsistent with his speed and made erratic changes in direction. Officials say both men reportedly admitted to taking their clothes off. Neither acknowledged knowing that children were present at the time, officers reported. Faust reportedly told deputies, “It’s the lake, it’s just what you do," and admitted that he had been drinking around since 7 a.m. but would not submit to a breath or field sobriety tests.  1267

  番禺算命准点的地方   

Two Tennessee lawmakers have proposed a bill that would end child marriage in Tennessee.According to a press release Monday, the bill would make marriage age 18 and up – with no exceptions.The bills are sponsored by Sen. Jeff Yarbro and Rep. Darren Jernigan.According to the Pew Research Center, Tennessee is tied for the 6th-highest rate of child marriage.The current law allows 16 and 17-year-olds to marry when parents join in the marriage license application. Judges or county mayors may also approve marriages of people younger than 16, with no minimum age, according to a release.  "Current Tennessee law, would allow either a county elected official or a county judge to approve a marriage for a 15 year old, 14 year old, 9 year old," said Sen. Yarbo. "We think that is relatively insane."The founder of Unchained At Last, Fraidy Reiss, also claimed girls as young as 10 years old were married to men in their 20s in Tennessee. The organization collected marriage license data from 38 states and found that Tennessee has married thousands of children.  1097

  番禺算命准点的地方   

TUCSON, Ariz. - Empire High School students have a big reason to follow social distancing guidelines.Basketball legend Shaquille O'Neal, who is now a TNT analyst, appeared in a school's public service announcement, giving out safety and social distancing advice to students."Hi this is Shaquille O'Neal," he says in the video. "Watch your distance. Wear your facemasks. Make sure you listen to all your teachers. Tell your mom and dad you love them when you get home. All right, talk to you soon."O'Neal played in the NBA for 19 years and was inducted into the Basketball Hall of Fame in 2006.According to Vail Unified School District spokesperson Darcy Mentone, a teacher at the school who has worked with Shaq recruited him to star in the video.This story was first reported by Phil Villarreal at KGUN in Tucson, Arizona. 831

  

Tuition bills are coming due, and while millions of students across the country are weighing the risks of going back to college in the middle of a pandemic, the most financially strapped students carry an added burden of dwindling aid.For Americans living in the lowest income brackets, college represents a way up the socioeconomic ladder. But getting there and obtaining a degree is not easy, especially for students without financial means. The Pell Grant has historically removed some of the obstacles for the most at-need students. But alongside the skyrocketing cost of higher education, the federal grant is having less and less of an impact.The Pell Grant is the largest source of postsecondary education grant aid, helping to fund higher education for at-need students since 1973. In its budget proposal for the 2020-21 school year, the U.S. Department of Education anticipated giving Pell Grants to 6.8 million at-need students, to the tune of .6 billion.How much each student qualifies for depends on their expected family contribution, or how much the federal government says they should be able to contribute toward their own education. Those with the most financial need could qualify for the maximum allowable grant amount: ,345 in the 2020-21 academic year.That authorized maximum amount has grown from ,400 in the Pell Grant’s early years. Despite this growth, it has failed to keep pace with the ballooning costs of a college education.In the past 20 years, average tuition and fees at public four-year institutions (the most affordable type conferring bachelor degrees) have more than doubled, to ,440, while maximum Pell Grant awards have only grown 29%. And tuition isn’t everything — room and board, books and living expenses come at an additional cost.As recently as 2002, the most at-need students would nearly be able to cover their entire tuition and fees at these lower-cost institutions by qualifying for the maximum Pell Grant. But now, those qualifying for maximum Pell awards would find it covers just 59%.Not only has the Pell Grant not kept pace with college costs, it hasn’t kept pace with inflation. To have the same buying power as ,400 did in the grant’s early days, the maximum award amount would need to be about ,000 today.Loans likely filling the funding gapAccording to data from the most recent National Postsecondary Student Aid Study, 90% of dependent full-time undergraduates from households in the lowest income quartile received a Pell Grant in 2016. Among independent undergraduates in that income bracket, 64% received the grant.State and institutional need-based grants may be picking up some of the slack. State need-based grants went to 27% of all full-time students at public four-year institutions in 2016. Need-based grants from institutions went to 17%. But some 57% of students in this lowest income group took out student loans that year.While the Pell Grant typically accounted for 34% of a low-income undergraduate’s total aid in 2016, loans accounted for 44%.Gone are the days when a student’s job (or jobs) could cover their college costs. When grants and scholarships — free money — aren’t enough to cover the costs of education, those from households without college savings have little choice but to turn to borrowing. But student loan debt can be detrimental to lower-income students. A degree can confer higher earning potential, but for a variety of reasons — some of them financial — students in the lowest income brackets are typically the least likely to graduate, according to data from the U.S. Department of Education.Low-income parents also feeling the stingWhen a dependent student has exhausted grants and federal loan limits themselves, they can tap their parents’ borrowing potential.Parent PLUS loans have been around since 1980, allowing parents to borrow up to the difference between the entire cost of attendance and the aid directly awarded to their student. Borrowers must pass a credit check, but there are no income requirements. As of the second quarter of 2020, these loans account for billion or over 6% of all federal student loans outstanding, according to the Department of Education.In 2016, 11% of dependent full-time students in the lowest income quartile at public four-year institutions benefited from federal parent PLUS loans, according to the NPSAS. That’s compared to just 3% in 1996. These loans typically amounted to ,500 in 2016.Federal PLUS loans come with higher interest rates and fewer repayment options than federal student loans. In the 2020-21 school year, PLUS loans are being offered at 5.3% interest compared with 2.75% for federal undergraduate loans. And should a parent run into difficulties repaying the loans — as they increasingly do, according to an analysis from the Brookings Institution — there is only one income-driven plan available. Income-Contingent Repayment plans lower monthly payments by capping them at a percentage of income, but increase the total amount paid over the life of the loan due to interest and an increased term length.What students can doBarring significant increases in need-based aid or significant decreases in college costs, lower-income students and their parents will often have to continue cobbling together their college funds from a variety of sources.The following tips are applicable for anyone who doesn’t have their entire cost of college covered:Maximize free money. Fill out the Free Application for Federal Student Aid, or FAFSA, on time — every year. It’s how you access federal, state and institutional financial aid. Apply for scholarships every year, and only turn to loans when free money is exhausted.Be strategic about borrowing. Borrow only what’s needed and opt for federal student loans whenever possible. Carefully weigh the risks of borrowing a parent PLUS loan versus a private student loan, should education expenses exceed what you can qualify for.Compare costs across institutions. Don’t commit too quickly — weigh all costs associated with attending various schools, and consider starting your college career at a lower-cost community college.Earn while you learn. Look into the work-study program or a part-time job to earn money while in school.Stay committed. Seek out resources on and off campus to stay engaged and enrolled. Leaving college without the increased earning power of a degree makes student loan debt that much harder to pay off.More From NerdWalletHow a Gap Year Might Haunt You FinanciallyDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkElizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6721

  

Veterinarians have a warning for pet owners about an ingredient in some foods — including peanut butter — that can be toxic to your pet.It's a sweetener, called xylitol, that's found in different brands of peanut butter, and it can make your pet sick, or even kill them. The ingredient can also cause liver failure."It's kind of horrible to think about because it's common knowledge — everyone gives their dog peanut butter," Laura Lovely said.Lovely said it's devastating to learn her dog Sweetie's favorite snack could send her to the emergency room."Whenever she wants kind of a healthy treat, because it has a lot of protein, and when she takes her medication," Lovely said.It's a food Lovely said she and Sweetie both enjoy."Xylitol is a wonderful low calorie sweetener for you and me but it can be deadly for our dogs," veterinarian Dr. Christopher Byers said.It's not just in peanut butter. Byers said you'll find xylitol in a number of products."Certain brands of peanut butter, toothpaste, certain gums, certain breath mints," Byers said.He said your dog can be exposed to it by accident."One of the more common gums that we encounter in the emergency room is Orbit," Byers said. "Orbit is a great product, but it does contain xylitol."Within a half-hour, he said, your dog's blood sugar will start to plummet."They can be lethargic. They can collapse. They can even have seizures," Byers said.So it's essential for all dog owners to check labels, he said."I think it's awful," Lovely said. "if it's not healthy for dogs, how is it supposed to be healthy for us as well?" Byers said they see xylitol intoxication in dogs several times a week, and that if you see the signs, get your dog to the emergency room as soon as possible. 1791

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