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Parts of a terminal at Phoenix's Sky Harbor International Airport were briefly closed Wednesday so police could investigation a suspicious item.Security checkpoints A and D as well as ticket counters for American Airlines and Southwest Airlines were briefly closed to allow police to investigate. Flights were also delayed briefly delayed due to the closures.Travelers are advised to check their flight status with their airline before arriving at the airport.   485

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

Police in southwest England say two people are in critical condition and are being treated "for suspected exposure to an unknown substance." One of the victims is a former Russian spy, Britain's national broadcaster said."The two people -- a man aged in his 60s, and a woman aged in her 30s -- were found unconscious on a bench in The Maltings in Salisbury," Wiltshire police said on Monday, adding that the injured are known to each other.UK's national broadcaster, the BBC, is naming the man, who is in his 60s, as former Russian spy Sergei Skripal, who was granted refuge in the UK following a "spy swap" between the US and Russia in 2010.None of the individuals involved has been named by the UK Home Office, Wiltshire Police or Salisbury Hospital."Because we are still at the very early stages of the investigation, we are unable to ascertain whether or not a crime has taken place," police said.Reiterating an earlier announcement, police said in a statement on Monday that "a major incident has been declared today and a multi-agency response has been co-ordinated." 1081

Perhaps making up for lost time after going five years since her last starring role, Drew Barrymore pulls double duty in "The Stand-In." The comedy is a "The Prince and the Pauper" knockoff that isn't worthy of a single Barrymore performance, let alone two.While Barrymore shows off some range in exploring the two characters, the script doesn't provide enough material for either of them to stand out.She plays both fallen comedy star Candy Black and her meek stand-in, Paula. Once a judge sentences Candy to rehab, she and Paula work out a switcheroo deal that spares Candy the inconvenience of alcoholism recovery while giving Paula a break from her dreary life.You can usually tell whether or not a comedy has a shot at working in the first 15 minutes, when there are no concerns for setting up the story and the characters are free to romp without a care of advancing the tale. "The Stand-In" gets stuck in the mud early on, focusing on its bizarre setup. Candy comes off as an intolerable diva, while Paula is a helpless pushover. Neither is all that appealing.At least it's got Barrymore going for it. Bursting with personality while showing off the vulnerability that she's had full command of ever since she was a tyke in "E.T." she retains the star charisma that shot her up the ranks of the Hollywood elite. Since roles in the vein of "The Wedding Singer" and "Never Been Kissed" are no longer coming along, it's refreshing to see her reinvent herself as a Melissa McCarthy-style comedic force of nature.Director Jamie Babbit manages to squeeze a few laughs out of her capable ensemble cast, which includes Ellie Kemper and T.J. Miller, but the lazy story takes way too long to push forward, and any potential emotional impact falls by the wayside as the dull plot plods its way to its conclusion.The central message in most movies like this is that the grass isn't greener on the other side. But if you find yourself stuck in the theater watching "The Stand-In," you'll be envious of those who chose a better way to spend their 101 minutes.RATING: 2 stars out of 4.This review is by Phil Villarreal and was originally published on KGUN9.com. Phil Villarreal TwitterPhil Villarreal FacebookPhil Villarreal Amazon Author PagePhil Villarreal Rotten Tomatoes 2274

Police and the FBI began a third day of searching a southeast Michigan field Wednesday in hopes of uncovering clues in the cold cases of as many as a half dozen girls who went missing from the Detroit area in the 1970s and 1980s.While the activity has been unsettling for nearby residents, more unsettling is the reason authorities homed in on this particular field: It's the same area where a convicted child killer buried 13-year-old Cindy Zarzycki after kidnapping and killing her in 1986, Warren Police Commissioner Bill Dwyer told CNN. 548