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It’s April 15: tax day. By midnight, Americans have to file their taxes or apply for an extension. The Internal Revenue Service requires anyone who owes the government money in their taxes to pay by midnight, even if they file for an extension. With that rule in mind, a lead tax research analyst at Kansas City-based H&R Block said it’s easier to complete taxes today instead of pushing it back another six months. "If you're going to have to go to the trouble to actually figure out what you owe, you might as well file your return, get it over with," said Nathan Rigney, a research analyst. "And you may discover in fact you get a refund." He added most Americans are seeing a smaller tax return, or owe the government for the first time, but they received more take-home pay during the year. To avoid having to pay next year, Rigney suggested looking at your withholding. It's the amount of money your employer keeps from your paycheck to pay the government on your behalf. You can fill out a W4 to change your withholding. Depending on your changes, come this time next year, you may be getting a check instead of writing one. "[If you don't, the amount you owe] might even be a little bit worse just because of the way the withholding tables were implemented last year for only half of the year. This year, it will be for the full year," Rigney said. The stories of people receiving smaller refunds than past years is part of the reason some Americans haven't filed their taxes yet and will be rushing to tax preparers Monday."A lot of people come in, especially this year with the new tax law, with a little bit of anxiety, not sure how they're going to be impacted," Rigney said. "Being able to explain to people how they'll be impacted, answer their questions and put them at ease is what we do." Because you can file your taxes online, you have until midnight to submit the necessary documents to the IRS. — 1933

If you're still hanging onto a Payless gift card, you should head over to a store Monday.March 11 is the last day to use gift cards.Payless filed for Chapter 11 bankruptcy protection last month. All 2,500 locations of the shoe store will be closing at the end of the month.The Gap, Victoria's Secret, Gymboree, Charlotte Russe and Tesla are also closing stores this year.Almost 5,000 store closures have been announced since January.But don't worry if you miss the deadline to use that Payless gift card.There are various websites where you can buy and sell gift cards, such as Cardpool.com , Raise.com and Cardcash.com. You won't get the full value of the card but you may recoup some of the value. 711

Juan Rodriguez's 1-year-old twins died after being left in a hot car for eight hours. Thursday morning, he is expected to appear in court to face charges in connection with their deaths.Rodriguez's twins, Luna and Phoenix, were found Friday unresponsive in the back seat of a Honda sedan in the Bronx, according to a news release from the New York Police Department. Rodriguez was at work at a nearby VA hospital, where he is a social worker, his friend Temple Barros told CNN.Temperatures that Friday reached highs in the mid-80s, according to the National Weather Service. The twins were pronounced dead on the scene.New York City's medical examiner's office will determine the twins' cause of death, police said.Rodriguez was arraigned on Saturday in New York on charges of manslaughter, negligent homicide and endangering the welfare of a child, according to the New York City Police Department. He pleaded not guilty, said Patrice O'Shaughnessy, a spokeswoman for the Bronx District Attorney.Rodriguez out on bondThe 39-year-old father paid ,000 on a 0,000 bond, according to a source with the Bronx Criminal Court Central Booking Clerk's Office.Criminal negligent homicide carries a maximum of four years in prison and manslaughter carries a maximum of 15 years, Joey Jackson, Rodriguez's attorney 1322

If you’ve been saving old items in hopes they’ll one day be worth something one day, there are things you need to know when collecting.Fifty-Two 80’s: A Totally Awesome Shop in Denver knows a lot about collectibles. From action figures, plush toys and sitcom memorabilia, the store transports customers back into another decade.A majority of kids who grew up in the 80s had most of these toys, and some are worth a small fortune today.“Star Wars is always going to be a good one; it's always going to hold its value," says store owner Tony Vecchio. Other things that may be of value include some TV dolls, Stretch Armstrong figures, comic books and Clash of the Titans action figures. Depending on the year, Beanie Babies can go up and down in value. "Any time you can find boxes of original items, that's going to increase the value,” Vecchio says.Collector Rick Goldschmidt has been collecting things for more than 20 years. “The problem with a lot of people, they collect things that are mass produced by the thousands,” Goldschmidt says. “They think that's going to be worth something 10 to 15 years later.”His top tip on what to keep and what to throw out: make sure your item you are collecting is rare or one-of-a-kind, with preferably less than 1,000 made.Both Goldschmidt and Vecchio say if you want to sell a collector item, start with eBay. Find out how much the item sold for and set your price from there.There are some collectibles that are worth a couple hundred bucks. But, majority of the time, the memory of the items is worth more than the actual item itself. 1590

If you're pregnant or hoping to become pregnant, you need to learn about this new warning from the U.S. Food and Drug Administration. This warning surrounds dietary supplements containing vinpocetine. According to new research by the FDA, this ingredient can harm your unborn baby or even cause a miscarriage. If you have any supplements in the house right now, this is what you need to look for on the labels. Vinpocetine can be sold by itself or combined with other ingredients. Vinpocetine can also be referred to as: *Vinca Minor Extract*Lesser Periwinkle Extract*Common Periwinkle Extract So what is the synthetically produced compound used for? According to health officials, vinpocetine is often marketed for uses such as enhanced memory, focus, increased energy and weight loss. To read the full report by the FDA, 838