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The man responsible for the Strasbourg terror attack was killed by police on Thursday, a spokesman for the Paris prosecutor's office said.Cherif Chekatt, 29, is accused of killing at least three people and wounding 13 others in the terrorist attack near the Christmas market in Strasbourg. French prosecutors said the suspect shouted the Arabic phrase "Allahu Akbar," meaning "God is greatest," at the time of the attack.He was killed after a two-day manhunt that prompted a curfew in the eastern French city near the German border and forced the country to raise its national security threat level. Hundreds of police and military officers across three European countries were involved in the search.The French National Police thanked the public for their assistance in finding Chekatt."Thank you for your alerts which allowed us to find the wanted individual," the National Police said on Twitter.Authorities said Chekatt entered the perimeter of the famed market, one of the oldest in Europe, by the city's Corbeau Bridge and started shooting at passers-by on the Rue des Orfèvres around 8 p.m., when many were in the middle of their Christmas shopping.Anti-terror police flooded the market and tried to arrest the suspected gunman. He exchanged fire with security forces, suffering an injury to his arm. Chekatt used a handgun and a knife to kill people, Paris Prosecutor Remy Heitz said.The suspected gunman then jumped into a taxi and fled the scene, Heitz said.Soon after the attack, more than 700 police and military officers across three European countries joined the search and France raised its national security threat level to its highest status: "emergency terror attack."On Thursday, French police evacuated buildings and cordoned off the area where the suspected gunman fled. Chekatt has an extensive criminal background that includes 27 convictions in France, Germany and Switzerland, mostly for acts of robbery and violence.In 2017, he was deported from Germany to France after the Interior Ministry in the German state of Baden-Wuerttemberg confirmed he had been convicted of break-ins and serious theft in 2016 and spent time in a German prison.The suspected shooter also was known to prison officials for being radicalized and for his proselytizing behavior in detention in 2015, Paris prosecutor Heitz said, adding that Chekatt had been incarcerated multiple times.Chekatt was born in Strasbourg, according to CNN affiliate BFM.He was on a French watch list called a "Fiche S" surveillance file. The "Fiche S" is a French terror and radicalization watch list that includes thousands of people, some of whom are under active surveillance, meaning they are on law enforcement's radar.Hours before the attack, French gendarmes tried to bring in Chekatt but found he wasn't home, a spokesperson for France's National Police told CNN earlier this week, without providing further details. 2932

The New York Times reported late Saturday night that Senator John McCain will lie in state at the Arizona Capitol building and then the U.S. Capitol before being buried at Annapolis, Md.McCain died on Saturday in Arizona after a 13-month battle with brain cancer.The Times cited Republican sources as McCain's family finalizes plans to honor the senator from Arizona. McCain will also reportedly have a full dress funeral at the Washington National Cathedral.Two of McCain's former political rivals, Presidents George W. Bush and Barack Obama, will deliver eulogies, the Times reported, citing Republican sources. President Donald Trump is reportedly not invited to McCain's funeral, but Vice President Mike Pence will receive an invitation. McCain will be the 30th dignitary to have lain in state in the U.S. Capitol since 1852, and the first since Senator Daniel Inouye lain in state in 2012. Eleven of the previous 29 dignitaries who have lain in state were presidents. The tradition of lying in state would generally include an opportunity for the public to pay their respects.  1145

The number of people filing for unemployment for the first time is dropping slightly. Just over 800,000 people filed last week, which is less than what was expected. For perspective, only about 287,000 filed the same time last year.The total number of people still receiving some kind of benefits is just under 21 million. Meanwhile, some people who do have jobs are leaving a lot of money on the table in 2020.“If you don’t take time off, you are basically giving the company back almost a paycheck, like here you go, here's my one-week salary,” said Vicki Salemi, Monster Career Expert.Career website Monster found almost half of workers didn't take their full paid time off this year.The pandemic turned work life balance into an all-at-home blended mess for many. Many workers said they didn't take their time because there was nothing to do, nowhere to go, or they were worried about their jobs.Only a small amount of workers are able to rollover their unused time into 2021.Taking time off has been especially critical this year.“You can see things more clearly. You may even be happier thinking about your time off even if that just meant you stayed on your living room couch and binged the latest show,” said Salemi.Some employers, like Monster, even added mental health or additional days off this year, recognizing the extreme stress many were under.Salemi says even if you don’t have big plans for your time away from work, create some sort of framework.“It doesn't have to be rigid, but just so you feel like at the end of the day or the end of the time off, you don’t want to feel like it was for not, like its OK if you're just going to rest this whole time,” said Salemi.If you didn't get in all that paid time this year, depending on your circumstance, it’s worth asking to see if you could carry some over into next year.Now is also a good time to plan for 2021. Monster suggests even starting small with some three-day weekends in January and February. 1978

The National Weather Service is testing a new type of winter weather warning beginning in early January.Snow squall warnings will be tested in seven different areas across the country to warn people of white-out conditions from heavy, blowing snow.Snow squall warnings will be issued when short-lived winter storms are capable of causing visibility to drop under a quarter mile and subfreezing road temperatures allow snow to build up rapidly, causing dangerous, life-threatening travel.The National Weather Service currently issues watches and warnings for snow storms that are expected to last for a day or more, but these new warnings will get issued for short-lived storms that are expected to last for an hour or less.The new warnings would work similar to how severe thunderstorm warnings currently work. A polygon would be drawn across the region to where heavy, blowing snow was moving.These new warnings are going to be tested in the following cities and surrounding areas beginning this winter:? Detroit, MI 1025

The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t.Each year, only a fraction of the Americans who could benefit financially from bankruptcy actually seek relief. Economists say some don’t file because collectors aren’t aggressively pursuing them, while others may strategically delay filing because bankruptcy could benefit them more down the road.Many bankruptcy attorneys have a much simpler explanation: Fear, a lack of information and misplaced optimism keep people from getting a fresh start.A temporary pauseAbout 14% of U.S. households — or roughly 17 million — owe more than they own, according to Federal Reserve Bank of New York estimates. Many of these households could benefit from having their debts wiped out, but fewer than 1% of U.S. households actually file for bankruptcy each year. Last year, there were 752,160 personal bankruptcy filings. Researchers refer to this gap as “missing bankruptcies” — the filings that could be happening, but aren’t.Now, there’s an additional set of missing bankruptcies: the cases people normally would have filed in recent months, but haven’t. Bankruptcy filings dropped dramatically in the second quarter of this year, to about 60% of the average for the previous five years.Courthouses were shuttered by pandemic closures, which made it harder for creditors to pursue foreclosures and wage garnishments. Those are two big drivers of consumer bankruptcy filings, says David Cox, a bankruptcy attorney in Lynchburg, Virginia, and co-author of “Consumer Bankruptcy: Fundamentals of Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.”Borrowers have benefited from various forms of coronavirus relief, such as suspended payments on federal student loans, mortgage forbearance and expanded hardship options for loans and credit card accounts. The 0 weekly bump in unemployment checks, which expired in July, also kept many people afloat, Cox says.Lower jobless benefits, along with the reopening of courts and continued high unemployment, mean the lull in bankruptcy filings is likely temporary, says Jenny Doling, a bankruptcy attorney in Palm Desert, California, who serves on the American Bankruptcy Institute’s Chapter 13 Advisory Committee.She worries that people will wait too long to file. Too often, people drain retirement funds or other assets that would be protected in bankruptcy to pay debts that will ultimately be erased, she says. Putting off bankruptcy also can make it harder to come up with the ,500 needed to file a typical case.You won’t lose everythingCox says many of his clients delay filing because they fear they will lose cars, homes and other property. They are pleasantly surprised that they aren’t stripped of everything they own, he says.“There’s a misunderstanding about how bankruptcy works and what it would take from you,” Cox says.The vast majority of people who file the most common type of bankruptcy, Chapter 7, don’t have to give up any of their possessions. The types and amount of property you can keep vary by state, but typically include clothing, professional tools, wedding rings and at least some equity in your home. A few thousand dollars of equity in a car is usually protected as well. If you have assets that wouldn’t be protected in Chapter 7, you could file for a Chapter 13 repayment plan instead.You can get credit againA bankruptcy filing remains on your credit reports for up to 10 years. But credit scores can start to recover soon after you file. It’s possible to get a VA or FHA mortgage two years after a bankruptcy. Most loans require you to wait at least four years.People can start to rebuild credit a few months after their bankruptcy case is discharged by getting secured credit cards, which require a deposit, or credit-builder loans, available from some credit unions, community banks and online.The problem with anxiety — or unrealistic optimismDebt often leads to anxiety and depression that makes taking action difficult, Cox says. Many of his clients arrive at their first meeting with grocery sacks full of unopened bills.But misplaced optimism can also be a problem. The same hopefulness that causes people to take on too much debt also can lead them to put off the reckoning, he says.“You always think, ‘Our income’s going to increase, things will be better going forward,’” Cox says.Anyone struggling with debt now should consider consulting a bankruptcy attorney, Doling says. The first visit is often free, and referrals are available from the National Association of Consumer Bankruptcy Attorneys. Consulting with an attorney doesn’t obligate you to file, but it could help you avoid expensive mistakes if you later decide that’s your best option.“The people who do much better in bankruptcy are the ones who came in and got advice early on,” Doling says.This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Used Cars in Short Supply, and Shea Couleé Talks About MoneyHow Frugal Fashionistas Can Stay on TrendAre Medicare Advantage Plans Worth the Risk?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5211

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