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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

ST. PETERSBURG, Fla. — Running a 5K can be challenging as it is, but imagine doing it while living with cerebral palsy. That’s what one 11-year-old is trying to accomplish.Fred Ginman may not have the legs of an athlete, but he certainly has the heart."That’s the message I think Fred has to everyone, 'don’t stop even though we are under coronavirus times,'" said mother Isabella Amaral.Fred is on day three of a 10-day 5K. The goal is 10 laps a day, or 500 meters, around the Ronald McDonald House Charities of Tampa Bay courtyard."The physical therapy we do here it's very modern, very sophisticated, and it's giving Fred hope," said Amaral.Fred and his mom are from Brazil. They have spent more than 600 nights at the Ronald McDonald House Charities of Tampa Bay since 2012, as Fred receives treatment for cerebral palsy. The goal is to one day walk on his own."That's our dream, that's our goal, that's what we envision every night, we envision walking freely on the beach," said Amaral.The family said Ronald McDonald House has been there for them every step of the way and now they want to return the favor. All money raised in support of Fred's Fun Run will go back to helping families like their own."Because since the beginning the Ronald McDonald House has embraced our mission to get Fred walking freely," said Amaral.Ronald McDonald House acknowledges its been a tough year. Their costs have increased while their funding has decreased during the pandemic. They appreciate Fred and Isabella’s desire to give back."And that’s just been really special and heartwarming for us," said Joe Citro, of Ronald McDonald House Charities of Tampa Bay. "They’ve embraced and have been a veteran of the house, the families look to them for advice and look to them for inspiration because they’ve been here for so long."For the next week, people can sign up to sponsor Fred and donate money in his name and mission. Fred even encourages others to run alongside him virtually."If I am able to do it everyone can do it," said Fred.For more information on how to sponsor Fred and watch him run daily online, go to https://rmhctampabay.org/coronavirus/.This story was first reported by Robert Boyd with WFTS in Tampa Bay, Florida. 2233

ST. LOUIS — A St. Louis couple facing felony charges for waving guns at racial injustice protesters who marched near their home allege in a lawsuit that a news photographer trespassed to capture an image of the confrontation.The St. Louis Post-Dispatch reports that Mark and Patricia McCloskey, lawyers in their 60s, filed the lawsuit Friday in St. Louis Circuit Court against United Press International photographer Bill Greenblatt and the wire service.At issue was a protest on June 28, when a few hundred marchers veered onto the private street near the McCloskeys’ .15 million home in St. Louis’ posh Central West End area.Mark McCloskey emerged with an AR-15 rifle and his wife displayed a semiautomatic handgun. The incident sparked international intention and was shared widely online.Newspaper photographers are allowed to take images from public streets, sidewalks or alleys. The McCloskeys have argued that protesters were trespassing because they live on a private street.The McCloskeys are also suing Redbubble, an online custom retail website. The couple says Redbubble users have been selling merchandise that includes the UPI photo without their consent.The St. Louis Post-Dispatch reported last month that the UPI was considering sending a cease-and-desist to the McCloskeys after they used the image on a set of greeting cards.The McCloskeys, known for being litigious, delivered a virtual address at the 2020 Republican National Convention. 1468

SPRING VALLEY, Calif. (KGTV) - An emotional reunion for a woman in Spring Valley with the first responders who helped save her after a crash. Megan Carbonell was reunited Monday with several of the paramedics with the San Miguel Fire Department. They were first on the scene in September of 2017 when she was struck by a driver while crossing Cristobal Drive wither her daughter. She suffered severe injuries, but survived. “If it wasn’t for you guys I wouldn’t be here,” she told the group of firefighters. 515

Someone just had to spoil the party.The Beyoncé/Jay-Z spectacle that is "On the Run II" was wrapping up its Saturday night stop in Atlanta when a man ran up on stage and bolted after the couple.He actually got close enough to, as police put it, push Jay-Z -- but the entertainer and his wife are fine.The incident made for one final "what just happened?" moment to close out a show that already had plenty of "what just happened?" moments (albeit, of the good kind).Here's what happened:The Carters were walking off the stage, after tag-teaming through two-and-a-half hours of their respective back catalogs at Atlanta's Mercedes-Benz Stadium. The last few strains of "Apesh*t" were closing out the show with a bevy of dancers doing their thing. 753

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