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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178
PHOENIX — Rick Davis, Senator John McCain’s former presidential campaign manager and a family spokesman, read a farewell statement from Senator McCain at a press conference in Phoenix on Monday morning. It reads as follows:“My fellow Americans, whom I have gratefully served for sixty years, and especially my fellow Arizonans,“Thank you for the privilege of serving you and for the rewarding life that service in uniform and in public office has allowed me to lead. I have tried to serve our country honorably. I have made mistakes, but I hope my love for America will be weighed favorably against them.“I have often observed that I am the luckiest person on earth. I feel that way even now as I prepare for the end of my life. I have loved my life, all of it. I have had experiences, adventures and friendships enough for ten satisfying lives, and I am so thankful. Like most people, I have regrets. But I would not trade a day of my life, in good or bad times, for the best day of anyone else’s. “I owe that satisfaction to the love of my family. No man ever had a more loving wife or children he was prouder of than I am of mine. And I owe it to America. To be connected to America’s causes – liberty, equal justice, respect for the dignity of all people – brings happiness more sublime than life’s fleeting pleasures. Our identities and sense of worth are not circumscribed but enlarged by serving good causes bigger than ourselves.“‘Fellow Americans’ – that association has meant more to me than any other. I lived and died a proud American. We are citizens of the world’s greatest republic, a nation of ideals, not blood and soil. We are blessed and are a blessing to humanity when we uphold and advance those ideals at home and in the world. We have helped liberate more people from tyranny and poverty than ever before in history. We have acquired great wealth and power in the process.“We weaken our greatness when we confuse our patriotism with tribal rivalries that have sown resentment and hatred and violence in all the corners of the globe. We weaken it when we hide behind walls, rather than tear them down, when we doubt the power of our ideals, rather than trust them to be the great force for change they have always been.“We are three-hundred-and-twenty-five million opinionated, vociferous individuals. We argue and compete and sometimes even vilify each other in our raucous public debates. But we have always had so much more in common with each other than in disagreement. If only we remember that and give each other the benefit of the presumption that we all love our country we will get through these challenging times. We will come through them stronger than before. We always do.“Ten years ago, I had the privilege to concede defeat in the election for president. I want to end my farewell to you with the heartfelt faith in Americans that I felt so powerfully that evening.I feel it powerfully still.“Do not despair of our present difficulties but believe always in the promise and greatness of America, because nothing is inevitable here. Americans never quit. We never surrender. We never hide from history. We make history.“Farewell, fellow Americans. God bless you, and God bless America.” 3241

PERRYSBURG TWP, Ohio - Perrysburg Township, Ohio police are investigating the deaths of a man and woman found in a mobile home, according to ABC affiliate 13abc. Cleveland.com confirmed the woman killed was a 30-year-old culture reporter for their news site. Officers were called to check the safety of a relative in the Friendly Village Mobile home park. Authorities searched the property and found the two bodies in the living room.Cleveland.com confirmed that the woman was culture reporter Nikki Delamotte. Police said the man was 67-years-old and was Delamotte's uncle. Officials aren't releasing any additional details at the time. Cleveland.com released the following statement about the loss of Delamotte: 751
Passengers might be allowed to keep liquids and laptops in their carry-on bags at airport security checkpoints in the United States if screening technology being tested at select airports is widely adopted.The Transportation Security Administration announced plans Monday to test computed tomography (CT) scanners for carry-on bags, with up to 40 units expected to be in place at US airports by the end of 2018.The X-ray scanning equipment creates 3D images that can be analyzed on three axes for explosives and other threats. The CT technology is similar to that used for medical imaging. Current screening machines for carry-on bags generate 2D images."Use of CT technology substantially improves TSA's threat detection capability at the checkpoint," said TSA Administrator David Pekoske in a statement.CT technology testing started in 2017 at Phoenix Sky Harbor International Airport and Boston's Logan International Airport. John F. Kennedy International Airport has also received a scanner.London's Heathrow is among international airports testing the 3D technology.An initial 15 units will be deployed within the next few months at the following US airports:Baltimore-Washington International Airport (BWI)Chicago O'Hare International Airport (ORD)Cincinnati/Northern Kentucky International Airport (CVG)Houston Hobby Airport (HOU)Indianapolis International Airport (IND)John F. Kennedy International Airport (JFK)Boston Logan International Airport (BOS)Los Angeles International Airport (LAX)McCarran International Airport (LAS)Oakland International Airport (OAK)Philadelphia International Airport (PHL)Phoenix Sky Harbor International Airport (PHX)San Diego International Airport (SAN)St. Louis Lambert International Airport (STL)Washington-Dulles International Airport (IAD) 1801
Police in Hampton, Virginia are investigating after 119 MacBook Air laptops were reported stolen from an elementary school.Officers were called to Phenix Elementary School on August 17.Police say two unidentified suspects broke into the school through a window shortly after 3 a.m. and made off with the computers.23-year-old Averi Wilkins of Hampton was charged with one count of possession of stolen property in connection to the case.Wilkins tells News 3 he buys and sells used electronics all the time and didn’t know the laptops had been stolen. He’s scheduled to be in court Tuesday.Hampton Schools says the stolen laptops have not been recovered. 661
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