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The federal agency that oversees the financial condition of U.S. banks says it will offer voluntary early retirement to about 20% of its 5,800 employees.Agency officials say the early retirements could create a more highly skilled workforce with the goal of attracting employees with a new set of skills.The Federal Deposit Insurance Corp. announced the move Thursday, saying it isn’t designed to reduce its budget or the total size of the workforce. About 42% of the current workforce is eligible for retirement within five years, the FDIC says. A wave of potential retirements could sap the agency’s institutional knowledge, especially during a crisis, the FDIC’s inspector general said in a recent report.In addition, the FDIC plans to close a handful of field offices, and to relocate and consolidate others. No staff involved in examining banks will be affected, the agency says.“This program will enhance our agility, preparedness and technological transformation,” FDIC Chair Jelena McWilliams said in a statement. It’s part of the agency’s strategy to “further reduce layers of management and acquire new skill sets,” she said.Sen. Sherrod Brown of Ohio, the senior Democrat on the Senate Banking Committee, questioned the approach of phasing out veteran employees and said it could hurt the FDIC’s ability to deal with another financial crisis. “If the FDIC chair were interested in increasing the agency’s capability to respond to a crisis, she would be focused on hiring and training a new generation of workers, not encouraging experienced and senior staff to rush to the exit,” Brown said. “Let’s be clear –- no matter how Chair McWilliams tries to spin it, reducing FDIC’s workforce will make us less prepared for a financial downturn.”During the 2008-09 financial crisis and the following years, the FDIC closed hundreds of failed U.S. banks and transferred their loans and deposits to other, healthy banks. Bank failures reached a peak of 157 in 2010. With the new plan, the FDIC is looking build up its staff engaged in inspecting banks, and in specialized information technology, computer science and data management. Officials declined to estimate what portion of the employees being offered early retirement is expected to take it. They include executive managers as well as administrative staff at FDIC headquarters in Washington and in the field. The union representing FDIC employees said it’s concerned about employees having enough time to adequately assess their options and make informed decisions. Employees who accept the offer must leave by June 6. Under terms of the offer, most of the employees who choose to leave or retire will receive six months of salary.The union, the National Treasury Employees Union, said it will negotiate with the agency on the office closures and consolidations to prevent involuntary relocations of employees to another FDIC office and allow them to continue to inspect banks in their areas.“We also intend to closely examine the FDIC’s justification for these decisions, and our union will raise concerns if we feel the moves are unwarranted or harmful to FDIC’s ability to accomplish its mission,” NTEU President Tony Reardon said in a statement.In addition to monitoring the banks’ condition, the FDIC was established during the Great Depression to insure deposits of banks that fail. It guarantees deposits up to 0,000 per account. 3411

The holiday season is in full swing, which means everyone is flocking to stores to buy gifts for family and friends. But a safety group is warning consumers about 10 toys that could potentially be hazards for little ones.The safety organization World Against Toys Causing harm, Inc., or W.A.T.C.H., released its 324

Taylor Swift has moonwalked past Michael Jackson’s record at the 2019 American Music Awards, taking home six honors including artist of the year and artist of the decade.The pop star, who walked into Sunday night’s show with 23 AMAs, surpassed the King of Pop’s 24 wins at the fan-voted show. She rambled onstage as she won the final award of the night — artist of the year — and repeatedly thanked her fans for always showing up — during both the good and bad times.“This year has been a lot of good, a lot of really complicated, so behalf of my family and me, thank you so much for being there and caring,” said Swift, who now has 29 AMAs.Taylor Swift.It was a family affair at the AMAs: Swift’s father and teary-eyed mom sang along as the singer performed a medley of her hit songs — a performance Swift said in a Nov. 15 social media post was put in jeopardy by Scott Borchetta and Scooter Braun, the owners of her master recordings.She didn’t mention the men during her acceptance speeches at the Microsoft Theater in Los Angeles, but this did thank her new label for allowing her to freely express herself as an artist.“This album really felt like a new beginning, and I also really love my record label, Universal and Republic. Monte Lipman, Lucian Grainge, thank you for being so generous to me and allowing me to make whatever music I want to make,” Swift said after winning favorite pop/rock album for “Lover,” her first album not released on Borchetta’s Big Machine Label Group. “As a songwriter it’s so thrilling to me that I get to keep doing that.”Swift’s other wins include favorite female pop/rock artist, favorite adult contemporary artist and favorite music video for “You Need to Calm Down.”Other big winners at the AMAs included Khalid and BTS — neither act attended the show but won three prizes.Billie Eilish.Billie Eilish picked up two awards — new artist of the year and favorite alternative artist. She also took the stage — surrounded by fire — to perform her song, “All the Good Girls Go to Hell.”Lizzo, who was nominated for three honors but walked away empty handed, screamed at the top of her lungs while performing the ballad “Jerome,” one of several songs from her album that earned her a leading eight Grammy nominations.Christina Aguilera was a vocal powerhouse when she took the stage alongside A Great Big World and rock icon Ozzy Osbourne — who has been recovering from a bad fall that took place earlier this year — was a highlight as he performed with Post Malone and Travis Scott.Selena Gomez.Shania Twain closed the night with a memorable performance. Other nostalgic performances included Toni Braxton and Green Day.Shawn Mendes and Camila Cabello heated up the stage as they stood close together while singing “Senorita,” staring in each other’s eyes as they sang from one microphone at times. They even rubbed noses at the end.The pair won collaboration of the year for their No. 1 hit song. Other winners included Dan + Shay, Halsey and Lil Nas X. Top nominee Post Malone took home favorite rap/hip-hip album for “Hollywood’s Bleeding” and Carrie Underwood was appropriately teary-eyed as she won favorite country album for “Cry Pretty.”“It’s been a wonderful year,” Underwood said.Selena Gomez kicked off the AMAs as Swift and Halsey got out of their seats to cheer their pal on. R&B singer Ciara hosted the show, which aired live on ABC. 3400

The NHL and the NHL Player Association reached an agreement Friday night to move forward on a plan to resume the season, starting with a 24-team playoff. The season was suspended on March 12, as most teams had completed roughly 70 games of an 82-game schedule. The regular season was set to conclude in April, with the 16-team Stanley Cup Playoffs extending into early June. The resumption plan calls for 24 teams to participate in a playoff, while the bottom seven clubs would effectively have their seasons finished."The Executive Board of the National Hockey League Players’ Association (NHLPA) has authorized further negotiations with the NHL on a 24-team return to play format to determine the winner of the 2020 Stanley Cup,” the NHLPA said in a statement. “Several details remain to be negotiated and an agreement on the format would still be subject to the parties reaching agreement on all issues relevant to resuming play."Earlier this week, NHL Commissioner Gary Bettman said that the season could resume with games being played in centralized locations. This would eliminate the need for travel and additional exposure to the coronavirus among players and team personnel. Bettman said that access to tests will remain a key issue in resuming the NHL season. 1282

The National Weather Service routinely warns people about falling rain, snow and hail, but temperatures are dropping so low in South Florida the forecasters are warning residents about falling iguanas. NWS Miami posted Tuesday on its official Twitter that residents shouldn't be surprised if they see iguanas falling from trees as lows drop into the 30s and 40s. The low temperatures stun the invasive reptiles, but the iguanas won't necessarily die. That means many will wake up as temperatures rise Wednesday. Iguanas aren't dangerous or aggressive to humans, but they damage seawalls, sidewalks, landscape foliage and can dig lengthy tunnels. 657

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