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Attention homeowners: if you haven't refinanced in the past year, you may want to think about it.Mortgage rates have dipped to a new low for the 11th time this year.This time, they're at the lowest point they've been since Freddie Mac started tracking rates almost 50 years ago.The national average for a fixed 30-year mortgage is 2.8%, and 2.33% for a 15-year mortgage.That's great news for people who are already in homes and want to stay there, but it won't help most buyers.Home prices are up an average of 15% over last year, as the inventory of available homes continues to fall. 593

August is usually an exciting time to be an educator, as Teachers start decorating their classrooms and preparing for a new group of students.This year, however, many teachers are experiencing a new set of emotions.“My colleagues are fearful,” said Tanya Kitts-Lewinski, president of the Kenosha Education Association in Wisconsin.Kitts-Lewinski says many teachers are fearful of returning to campus during the COVID-19 crisis. Now, she’s calling out the safety of teaching during this pandemic, even virtually, saying some schools are requiring teachers to teach online from inside a classroom.“We can’t serve our students if we’re sick,” she said.Now a local law firm is preparing for the worst by offering free wills to teachers returning to classrooms."People are very scared, and this is the one thing I can do to help this group, and I'm committed to doing as much as I can," said Jim Brzezinski, a partner at Tabak Law in Milwaukee, Wisconsin.Brzezinski came up with this idea after talking with his wife, who is also a teacher. After posting this service online, the response was overwhelming."Within 12 hours of opening up this to teachers, we got about 300 requests within the first 12 hours," he said.We reached out to the Kenosha Unified School District, but they wouldn't talk on camera. Off camera, they said they plan on returning to school virtually, then reassessing the status of the pandemic and determining if and when it's safe to return to in-person learning."We frankly don't have enough educators to make our classrooms small enough to follow CDC guidelines," Kitts-Lewinski said, adding she won't feel safe returning to the classroom until the virus is fully contained."If we're not alive," she said. "We can't serve our students." 1764

As the Democrats kicked off Night No. 1 of its four-night virtual national convention, George Floyd’s brother Philonise Floyd spoke out against his brother’s death.Philonise Floyd led the convention in a moment of silence in honor of his brother and others who have died as victims of "hate and injustice.""George should be alive today,” Philonise Floyd said. “Breonna Taylor should be alive today. Ahmaud Arbery should be alive today. Eric Garner should be alive today. Stephon Clark, Atatiana Jefferson, Sandra Bland—they should all be alive today. So it's up to us to carry on the fight."While most of those named by Philonise Floyd died while in police custody, Arbery was killed in a shooting by civilians. Three Georgia men, Travis McMichael, Gregory McMichael, and William "Roddie" Bryan were charged in connection with Arbery's death. His death came to light after it took 74 days before anyone was charged in connection with his death. Preceding Floyd at the virtual convention was Muriel Bowser, Washington D.C.’s Democratic mayor who called out President Donald Trump for using federal agents to deploy tear gas on a crowd of Black Lives Matter protests. During the height of the protests, federal agents used tear gas to disperse a crowd moments before Trump emerged from the White House to visit a burned out church across the street from the White House.“Where we were peacefully protesting, Donald Trump was plotting,” she said. “He stood in front of one of our most treasured houses of worship and held a Bible for a photo op. He sent troops in camouflage into our streets. He sent tear gas into the air—federal helicopters, too. I knew if he did this to D.C., he would do it to your city or your town.”During Bowser’s remarks, Trump’s campaign panned Bowser for saying she was “proud” of protesters. While Bowser wouldn’t initially commit to removing a “Defund the Police” mural from a D.C. street, city crews have since paved over the mural. 1967

Attorney General Jeff Sessions' private attorney said Wednesday that the attorney general is not under investigation by special counsel Robert Mueller's office for perjury related to statements made at his confirmation hearing.In response to?an ABC News report saying that now-dismissed FBI official Andrew McCabe had authorized an investigation into whether Sessions lied to Congress about his contacts with a top Russian diplomat, attorney Chuck Cooper said Mueller's office has informed him that Sessions is not being investigated over his testimony."The special counsel's office has informed me that after interviewing the Attorney General and conducting additional investigation, the Attorney General is not under investigation for false statements or perjury in his confirmation hearing testimony and related written submissions to Congress," Cooper said in a statement to CNN.The special counsel's office declined to comment.A source close to Sessions said he was not aware of any investigation into possible perjury when McCabe was fired last week.CNN reported in January that Sessions was questioned for several hours by Mueller's team as part of the investigation into Russian election meddling and any possible collusion with President Donald Trump's team. A source familiar with the matter told CNN that Cooper was unaware of any possible perjury investigation related to Sessions before it was revealed by the ABC report.Sessions has repeatedly said that he didn't mislead senators or lie under oath.Vermont Democratic Sen. Patrick Leahy and then-Minnesota Democratic Sen. Al Franken wrote to then-FBI Director James Comey last March asking the FBI to investigate Sessions' testimony. The ABC report said McCabe opened the probe after the letter.A representative for McCabe declined to comment on the ABC story, which said top lawmakers of both parties were informed about the probe in a private briefing from McCabe in May, where Deputy Attorney General Rod Rosenstein also attended.A spokesman for Leahy said Wednesday that the senator was "not otherwise made aware of an investigation" into Sessions for perjury and that the FBI had declined to "confirm or deny the existence of an investigation" as of May 2017.Sessions confirmed last year that he met with Sergey Kislyak, the former Russian ambassador to the US, on two occasions: once on the sidelines of the Republican National Convention in July 2016, and then in his office in September 2016, when Sessions was a member of the Senate Armed Services committee.Sessions did not, however, mention either meeting during his confirmation hearing last January -- a fateful choice that has cast a long shadow over his tenure at the Justice Department.The critical exchange took place in January 2017, when Franken read from a CNN story about the dossier on Trump and Russia, and asked Sessions: "If there was any evidence that anyone affiliated with the Trump campaign communicated with the Russian government in the course of this (2016) campaign, what would you do?"Sessions responded: "I'm not aware of any of those activities. I have been called a surrogate at a time or two in that campaign and I did not have communications with the Russians."He further replied, "no," when asked whether he had been "in contact with anyone connected to any part of the Russian government about the 2016 election, either before or after Election Day" in his Senate questionnaire.For over a year, the attorney general has faced scrutiny from lawmakers on Capitol Hill about those portions of his testimony.After his confirmation hearing, The Washington Post reported on Sessions' undisclosed meetings with Kislyak, prompting members of Congress to call for Sessions to resign or step aside from overseeing the FBI's investigation into potential coordination between Russian officials and the Trump campaign.Kislyak, a career diplomat, was considered to be one of Russia's top spies and spy-recruiters in Washington, according to current and former senior US government officials -- though Russian officials dispute that characterization. Ultimately, Sessions recused himself from all investigations related to the 2016 campaign and Mueller was appointed special counsel.Sessions has steadfastly maintained that he was honest in his testimony."It simply did not occur to me to go further than the context of the question and list any conversations I may have had with Russians in routine situation, as a I had with numerous other foreign officials," Sessions said at a Senate Intelligence Committee hearing last June."I have never met with or had any conversations with any Russians or any foreign officials concerning any type of interference with any campaign or election," he added.Sessions later said he did not recall a third alleged private meeting with Kislyak on April 27, 2016, at the Mayflower Hotel in Washington, where then-candidate Trump delivered his first major foreign policy speech.Finally, in November, Sessions testified that he vaguely remembered a March 2016 meeting with Trump campaign aide George Papadopoulos, but said he had "no clear recollection of the details" of what was said at the time. Papadopoulos pleaded guilty last fall to making false statements to investigators about his interactions with foreign officials close to the Russian government."After reading (Papadopoulos' account), and to the best of my recollection, I believe that I wanted to make clear to him that he was not authorized to represent the campaign with the Russian government, or any other foreign government, for that matter," Sessions told House members. "But I did not recall this event ... and would gladly have reported it had I remembered it, because I pushed back against his suggestion." 5791

As part of his push to get schools reopened in the fall, he is calling on Congress to approve 5 billion in funding to help with additional costs associated with the coronavirus pandemic.“This funding will support mitigation measures such as smaller class sizes, more teachers and teacher aides, repurposes spaces to practice social distancing, and crucially mask wearing,” Trump said.Trump is also taking a different tact to compelling schools to reopen. Previously, Trump threatened to pull federal funds from schools that did not reopen. Many of those funds are through the Title 1 program, which are directed toward poorer and disadvantaged schools.Rather than pulling federal funds from schools that opt for virtual learning, Trump said that the supplemental funds would go with the students. Under his proposal, students could use federal funds for other in-person learning options, or for homeschooling.“If schools do not reopen, the funding should go to parents to send their child to public/private, charter, religious or home school of their choice, the keyword being choice,” Trump said. “If the school is closed, the money should follow the student so the parents and families are in control of their own decisions. So, we would like the money to go to the parents of the student. This way they can make the decision that's best for them.”Trump said that the CDC would issue new guidance Thursday evening on how to safely reopen schools.While Senate Republicans seem poised to pass additional education funds as part of a broader stimulus plan, Democrats are not as enthusiastic.Speaker Nancy Pelosi told reporters on Thursday that the bill “so far falls very short of the challenge that we face in order to defeat the virus and to open our schools and to open our economy.”The bill also includes funding for coronavirus tests and a second round of stimulus checks. 1887