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WASHINGTON — U.S. employers downshifted on hiring in December, adding 145,000 jobs as consumer spending appeared to aid gains in the retail and hospitality sectors in what should provide a strong foundation for 2020.The Labor Department said Friday that the unemployment rate held at 3.5% for the second straight month, prolonging a half-century low. Hiring slipped after robust gains of 256,000 in November there were caused in part by the one-off end of a strike at General Motors.“We’re starting 2020 in very good shape,” said Gus Faucher, chief economist at PNC Financial Services. "We should see continued economic expansion throughout 2020 driven by consumers."Still, the job growth has failed so far to put upward pressure on hourly pay. The pace of annual average wage growth slowed in December to 2.9% from 3.3% a year ago, a possible sign that there is still room for additional job gains despite the decade-plus expansion that has reduced the number of unemployed Americans. There is also the potential that wages jumped in January as many states adjusted their minimum wages.Some businesses in competitive industries are already taking steps to prepare for wage competition this year. The Big Blue Swim School based in Chicago vies with day cares, learning centers and gyms for its instructors. The chain has five sites employing on average 30 people and plans to open five more schools this year and 17 in 2021. But it had to dramatically boost wages in order to attract staff for that expansion."We gave all of our front-line employees a 10% or 11% raise because of the fear we have about the wage pressures in the economy,” said CEO Chris Kenny. “We can’t meet our business goal without great staff.”The U.S. economy added 2.1 million jobs last year, down from gains of nearly 2.7 million in 2018. Hiring may have slowed because the number of unemployed people seeking work has fallen by 540,000 people over the past year to 5.75 million. With fewer unemployed people hunting for jobs, there is a potential limit on job gains.The steady hiring growth during the expansion has contributed to gains in consumer spending. Retail sales during the crucial holiday shopping improved 3.4% compared to the prior year, according to Mastercard SpendingPulse. This likely contributed to a surge of hiring in retail as that sector added 41,200 jobs in December.The leisure and hospitality sector — which includes restaurants and hotels — added another 40,000 jobs. Health care and social assistance accounted 33,900 new jobs.Still, the report suggests a lingering weakness in manufacturing.Factories shed 12,000 jobs in December, after the end of the GM strike produced gains of 58,000 in November. Manufacturing companies added just 46,000 jobs in all of 2019.Manufacturing struggled last year because of trade tensions between the United States and China coupled with slower global economic growth. Safety problems at Boeing have also hurt orders for aircraft and parts. 2987

Virgin Galactic will attempt one of its highest and fastest test flights ever on Wednesday, and it could bring the company closer to its goal of launching paying customers to space this year.A rocket-powered plane, called VSS Unity, is scheduled to lift off from the Mojave Air and Space Port in California Wednesday morning. Two veteran test pilots will be on board: Dave Mackay, the head of Virgin Galactic's pilot corps, and former Air Force lieutenant colonel Mike "Sooch" Masucci.Virgin Galactic 513

WESTLAND, Mich. — Finance apps like Cash App and Venmo have become a popular way for users to quickly transfer small amounts of money to friends and family. But as the services have to expanded to include debit card services, customers across the country have experience issues in accessing their money.For Amber Woods of Westlansd, Michigan, it was all about convenience. She could quickly transfer funds using a special debit card linked to her Cash App account."I started using it to pay bills or send money to my mom, my sister," she said.But then, she says she hit a snag. Without explanation, she couldn't transfer her 9 dollars to her bank account — it was stuck inside the app.Cash App does not have a customer service phone number, leaving users to make contact in the app or via e-mail. Woods did reach out several times, but says she ended up with only generic replies.Nationwide, others have faced similar issues. On Twitter, one user tweeted at Cash App's support account complaining that ,000 was locked in the app. Another Twitter user tweeted at Cash App claiming he was unable to pay his rent because of a tie up.After nearly two weeks, Woods says she finally recouped her funds, but the delay comes as no surprise to the Better Business Bureau (BBB)."Their communication style...is not great," said Melanie Duquesnel of the BBB serving Eastern Michigan.The consumer protection organization has been tracking complaints against Cash App’s parent company Square, nearly 2,000 of them settled in just the last three years."It just made me mad, what gives you this right to hold onto it," Woods said.It turns out Cash App and Square do have a right. The company’s legal fine print saying that Square “...may limit how many transfers you can initiate....to your….bank account and the amount of funds you can transfer in a single transaction… ” Square argues that limited transactions allows the company to screen for risk of fraud.In a statement, Square said it was looking into the matter and added that its "goal is always to provide customers with fast and thoughtful customer support that resolves the issue. Occasionally, as in this case, we fall short of that goal, and we’ll use it as an opportunity to learn and do better in the future."The BBB says Woods' situation is a reminder to pay closer attention to the rules governing the apps that manage money. They recommend always reading the fine print, which could lay out how long money can be delayed during transfers.The BBB also recommeneds reading app reviews — good and band — before creating an account so users know what to expect.The BBB urges anyone that has problems connecting with mobile payment service providers to contact them at 2733

WASHINGTON, D.C. – Elizabeth Tikoyan admits her phone is never far from her hands.“Most people are on their phones for hours a day,” she said.Her phone served as a lifeline, of sorts – especially when she spent a chunk of her teenage years in the hospital.“When I was in high school, all my friends were going to their homecomings and proms,” Tikoyan said, “and I was going to doctors and treatment centers and they didn't know what was wrong with me.”Eventually, doctors figured out she had advanced Lyme disease. However, she never forgot the loneliness she experienced during that time.“I thought, ‘how could we personalize a way to connect with people on a one-to-one basis and make a more personalized connection?’ That's what was missing for me,” she said.That led Tikoyan to develop the Riley app.It allows people to connect to one another based on similar medical conditions, like cancer, autoimmune diseases and, now, even the coronavirus – where self-quarantines could lead to people feeling isolated.”Knowing that, other people out there are experiencing the same thing or going through the same experience, is really making them feel so much more empowered,” Tikoyan said.Among those people is Kathryn White, who also has Lyme disease, along with complex PTSD. Her service dog, Constantine, is constantly at her side, but she’s also found kindred spirits in the Riley app.“You start with, ‘hello, how are you?’ and then it quickly evolves into ‘how you doing today? How are you feeling?’” White said.So far, she has messaged others with similar conditions, including a person who lives in Spain.“One of the main things I was looking for was a friendship, was that support network, and I definitely found that with various people,” White said.Users can put in as little or as much personal information as they want into the free app. The Riley team said security is a top priority: they monitor for inappropriate content and allow users to flag it as well.“By connecting with each other, we can hopefully change the stigma and go out there and really feel empowered,” Tikoyan said.Since launching in January, more than 700 people have joined the Riley app. The team behind it is now working with several hospital systems to expand the app’s reach. 2270

Twelve-year old Luke Martinez spends most weekends fielding grounders between first and second base. He plays for San Antonio's Alamo Drillers. The top baseball team for those 12 and under in America. “It’s on a different level,” says Luke’s dad, Jerry Martinez. “It’s on an elite level." The Martinez family spends most weekends on the road traveling to tournaments across the country."To go from Houston to Dallas to Lake Charles, Louisiana, Sulphur, Louisiana, Beaumont Texas," Jerry says. Meals, hotels, and gas can make those trips cost between 0-0 a weekend, and it is money they don't always have."Some of the sacrifices I have to do is be late on a payment, or on the car, home, cell phone," Jerry says. "That's basically what we have to do.” Luke’s mother, Nalone, says it’s worth the sacrifice to see her son happy and doing what he loves.“I figured because we have everything we need--we have food on the table, clothes on their back, we have vehicles to drive, we have a roof over our head--we can go ahead and be behind on some bills," Nalone says. "That's what he loves to do, and as a mom I’m going to do everything I can to make him happy," she says.Those financial decisions may sound extreme, but in today's world, youth sports can rack up quite the tab. A 1293