安庆哪里算命的多集中(咸宁哪里算命准哪有算命准灵验的地方) (今日更新中)

VIRGINIA BEACH, Va. - As COVID-19 continues to wreak havoc on nearly all facets of life – your emergency fund is more important than ever."The industry standard is three to six months of living expenses in some kind of reserve," said Phil Maliniak, Financial Advisor with Wealth Avenue in Virginia Beach.Maliniak says putting together a nest egg is easy."It starts with understanding what you are doing each month a clear vision of where does my money go," he said.He says to start by paying yourself first – then run down a list of all your monthly expenses – and see what surplus is left."Make a checklist of each month, where does it all go, and how do I get my hands on the difference," he stated.To build a surplus, Maliniak says look at things you can ditch. Daily cups of coffee, donuts, streaming services, online shopping, etc. He says then look for incentives."There are little tricks bank accounts and credit card companies have come out with as they pay you every time you buy something or there are cashback options," he said.Another tip, since the virus is limiting what we all can do – stash away the extra income you would have used to go to restaurants, movie theaters, bars, concerts, or sporting events. He says also considers refinancing your loans since the Federal Reserve has slashed interest rates."If you create a reserve, you can create your own bank, and then you can borrow from your bank anytime and determine your own rates," he said.This story was first reported by Chelsea Donovan at WTKR in Norfolk, Virginia. 1550

WASHINGTON — Senate Republicans are proposing changes to police procedures and accountability, according to a draft of a bill obtained by The Associated Press.The JUSTICE Act — Just and Unifying Solutions To Invigorate Communities Everywhere Act of 2020 — would establish an enhanced use-of-force database, restrictions on chokeholds and new training and commissions to study law enforcement and race.In addition to the use-of-force database, the JUSTICE Act would also begin tracking — but would not ban — the use of no-knock warrants. In March, a Louisville woman named Breonna Taylor was killed when police entered her home on such a warrant.The JUSTICE Act is the most ambitious GOP policing proposal in years. It's a direct response to the massive public protests over the death of George Floyd and other black Americans.The package is set to be introduced Wednesday. As the outlines emerged, Democrats said it didn't go far enough.The Justice in Policing Act, a bill introduced by Democrats in the House last week, would introduce more sweeping changes, including a ban on police chokeholds. The Democrats' bill would also amend federal law to make it easier to charge police officers with civil rights violations.The introduction of the GOP bill will be introduced a day after President Donald Trump signed an executive order aimed at changing police practices. Trump's order calls on police departments to utilize social workers in some emergency calls. It also encouraged the formation of a nationwide database to track officers who may be fired from one department in an effort to prevent another department from hiring them. 1643

WASHINGTON (AP) — An official at the Department of Homeland Security says he was pressured by agency leaders to make his intelligence reports reflect the priorities of the Trump administration. Brian Murphy also says in a whistleblower complaint that he was demoted from his position as the Office of Intelligence and Analysis in retaliation for refusing to alter his reports on such matters as Russian interference in the election and the extent of the threat posed by white supremacists.A copy of the complaint was released Wednesday by Rep. Adam Schiff of the House Intelligence Committee. Schiff says he has asked Murphy to testify to Congress. DHS had no immediate comment. 686

WASHINGTON — With a shift to the conservatives pending, the Supreme Court is opening a new term. That strengthened majority could roll back abortion rights, expand gun rights and shrink the power of government. Eight justices are getting back to work Monday less than a month before the presidential election. After their colleague Justice Ruth Bader Ginsburg died last month, the Senate could confirm President Donald Trump’s nominee for Ginsburg’s seat, Judge Amy Coney Barrett, before Election Day. They’re also working in the midst of a pandemic that has forced the court to meet by telephone.The Supreme Court will hear arguments by teleconference on two cases on Monday: Rutledge v. Pharmaceutical Care Management and Tanzin v. Tanvir. 750

WASHINGTON — A handful of states remained in play Friday in the tightly contested U.S. presidential race. The outcome of contests in Georgia, North Carolina, Pennsylvania and Nevada will determine whether Democrat Joe Biden or President Donald Trump wins.The solidly Republican state of Alaska has also not been called because it is only 50% counted and will not release absentee numbers until Nov. 10. It is not expected to impact the outcome.The Associated Press reviews the states that will determine the presidency:___GEORGIA: Outstanding ballots left to be counted in counties where Biden has performed well.THE BACKGROUND: Early Wednesday, Trump prematurely claimed he carried Georgia.“It’s ... clear that we have won Georgia. We’re up by 2.5%, or 117,000 (votes) with only 7% (of the vote) left” to count, Trump said during an early morning appearance at the White House. He also said he planned to contest the U.S. presidential election before the Supreme Court. It was unclear exactly what legal action he might pursue.The race is too early to call. With an estimated 99% of the vote counted there, Biden had overtaken Trump by more than 900 votes Friday morning, with thousands more ballots left to be counted.That includes mailed ballots from population-dense counties in the Atlanta metro region that lean Democratic. Biden is overperforming Hillary Clinton’s 2016 showing in those counties, including in their more upscale suburban reaches.___NEVADA: Race too early to call; vote count will continue for several more days.THE BACKGROUND: Democrat Joe Biden leads by less than 1 percentage point in Nevada over President Donald Trump, with more than 1.2 million ballots counted.That’s after election officials in Nevada released updated returns on Thursday, including a batch of 14,285 and 12,189 ballots, respectively, in the state’s two largest counties, Clark and Washoe.Overall, officials have tallied a little more than three-quarters of the state’s expected vote. Under state law, ballots postmarked by Election Day will still be counted if they arrive by Tuesday, Nov. 10. Clark County said Thursday it did not expect to complete counting the bulk of its mail votes until this weekend.Among the ballots still left to be processed in Nevada this year are provisional ballots, including 60,000 in Clark County, where most of the state’s voters live. Those ballots were mostly cast by voters who registered on Election Day and will be counted after officials verify their eligibility to be included.In a tight race, that could delay the AP declaring a winner. For example, in the 2004 race between George W. Bush and John Kerry, the AP did not call the winner of the election in Ohio until it was able to confirm that Bush’s lead exceeded the number of provisional ballots left to be counted.Nevada, once a swing state, has trended toward Democrats in the past decade. Trump narrowly lost Nevada in 2016. Bush was the last Republican to win there, in 2004.Biden’s lead in Nevada stands at 11,438 votes.___NORTH CAROLINA: Race too early to call. Ballots left to count.THE BACKGROUND: Trump prematurely claimed early Wednesday that he won the state.“We’ve clearly won North Carolina, where we’re up 1.7%, 77,000 votes with only approximately 5% left. They can’t catch us,” he said during an appearance at the White House. Trump also said he planned to contest the U.S. presidential election before the Supreme Court. It was unclear, exactly, what legal action he might pursue.Though Trump is correct that he held a nearly 77,000-vote lead, which he maintained Thursday morning, the race is too early to call with up to 116,000 mail ballots left to count, as well as about 41,000 provisional ballots statewide.As long as those ballots are postmarked by Nov. 3, state election officials have until Nov. 12 to count them. And when it comes to mail ballots, Biden was outperforming Trump. That means the ballots yet to be counted could give Biden a lead.___PENNSYLVANIA: Tens of thousands of ballots left to be counted.THE BACKGROUND: Pennsylvania is among a handful of battleground states Trump and Biden are narrowly contesting, and there were tens of thousands of votes left to be counted Friday morning.Trump, who held a 675,000-vote lead early Wednesday, prematurely declared victory in the state.“We’re winning Pennsylvania by a tremendous amount. We’re up 690,000 votes in Pennsylvania. These aren’t even close. It’s not like, ‘Oh, it’s close,’” Trump said during an appearance at the White House.But by early Friday, Biden had overtaken Trump in the number of ballots counted in the state, which Trump must win to have a shot at reelection. Biden held a nearly 6,000-vote advantage.Elections officials are not allowed to process mail-in ballots until Election Day under state law. It’s a form of voting that has skewed heavily in Biden’s favor after Trump spent months claiming without proof that voting by mail would lead to widespread voter fraud.Mail ballots from across the state overwhelmingly broke in Biden’s direction.There’s also a possibility the race won’t be decided for days. If there is less than a half percentage point difference between Biden's and Trump’s vote totals, state law dictates that a recount must be held.Democrats had long considered Pennsylvania a part of their “blue wall” — a trifecta that also includes Wisconsin and Michigan — that for years had served as a bulwark in presidential elections. In 2016, Trump won each by less than a percentage point.Biden, who was born in Scranton, claims favorite-son status in the state and has long played up the idea that he was Pennsylvania’s “third senator” during his decades representing neighboring Delaware. He’s also campaigned extensively in the state from his home in Delaware. 5784

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