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.“You are going to see operators move to the brink of foreclosure,” said Pinnegar.The courts are expected to rule on the lawsuit over the CDC’s mandate by the end of October, and there is a chance the courts could block or end the eviction moratorium at that time. 2364

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

Nashville, Tennessee, is known for serving up entertainment and alcohol.“You’re thinking you’re coming here to see mountains, no,” said Reggie Small, general manager of Tailgate Brewery Music Row. “In Nashville, you’re eating and drinking and having a good time."Bartenders like Small are having a tough time making tips like they used to.“You’re used to that everyday paycheck, everyday money from your day shift to the end of the night,” he said. “But without having that, your savings are going to run out sooner or later.”When the COVID-19 crisis first hit, Small had to cut his staff to managers only. Fewer customers bellying up to the bar meant sales started to slip, not only in Nashville, but across the country.“It’s devastating everywhere,” said Aaron Gregory Smith of the United States Bartenders’ Guild. “And the hardest thing is just not knowing what is going to happen next week or next month.”Smith and his team recently started the Bartender Emergency Assistance Program COVID-19 Relief Campaign, giving away nearly .5 million to more than 32,00 bartenders across America.“We feel pretty good about getting money into hands of people who pretty much overnight lost their jobs, lost their income,” Smith said.The money comes from a combination of alcohol suppliers and individual donors. To get the money, bartenders needed to fill out an application and they’re selected based on need.That money, however, recently ran out. The US Bartenders’ Guild is now looking for more fundraising and government assistance.“It’s hard to watch a community, an industry that I’ve been part of going on 25 years now, going through the really most catastrophic shift that we’ve been through since prohibition,” Smith said.For bartenders like Small, he’s adjusting to keep his staff making money as the winter months move in and outdoor dining becomes less of an option.“Not having job security is really, really stressful on people,” he said. “I’ve seen it been a struggle for a lot of people in the profession just because of the everyday unknown.” 2060

National Guard troops stationed along the US-Mexico border have contributed to 1,600 apprehensions of people crossing the border illegally and the capture of about 1,000 pounds of marijuana in their three-and-a-half weeks on the job, according to a Customs and Border Protection official.The official said the National Guard troops have also contributed to 451 "turn backs," where individuals abandon an attempt to illegally cross into the US.The official did not have comparison numbers available, so it was not possible to determine if those figures were substantially more than if National Guard troops had not been dispatched to the border. 652

NASHVILLE, Tenn. (WTVF) — Metro Nashville Police has released body camera video from Officer Michael Sipos, one of the six officers who helped evacuate families ahead of the Christmas morning bombing.Sipos was issued a body camera just days before the explosion.The video shows actions both before and after the blast. The explosion happens around the 3:51 mark in the video below.Officer Sipos said in a press conference on Sunday that when they arrived, they didn't really notice the RV, and parked just across from it. That was before the RV began broadcasting a message that it contained a bomb and for people to evacuate the area.You can see the RV in the video around the 1:57 mark, and hear the RV's broadcast through much of the first few minutes of the video provided by Metro police.Sipos and his fellow officers began to work at knocking on doors, evacuating families ahead of the blast. Sipos says they got in contact with about six or seven families.Sipos returned to his patrol car and was getting equipment out of the trunk when it exploded.Much of the video shows Sipos and other MNPD officers returning to Second Avenue N. heavily damaged and on fire. Officers are seen helping residents evacuate the area, many of who are dazed and unsure of what just happened. This article was written by Catlin Bogard for WTVF. 1339

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