常州做妇科检查大约需要多少钱(常州妇科那里医院看的好) (今日更新中)

Diana Farrell is the President and CEO of the JPMorgan Chase Institute, which publishes data analyses and insights that leverage the firm's proprietary transaction data. Previously, Diana was the Deputy Director of the National Economic Council, as well as Global Head of the McKinsey Center for Government and the McKinsey Global Institute. The opinions expressed are her own. The deadline to file your 2017 taxes is just a week away. But if you're one of the millions of Americans — roughly four in ten households — who filed back in February, you probably couldn't wait to get your hands on your expected refund.And there's a good chance you put that refund toward a visit to the doctor.That's according to new research by the JPMorgan Chase Institute, which evaluated when Americans in different income and demographic groups file their taxes.Americans who file their taxes early are more likely to receive a larger tax refund. Early filers were also more likely to spend a larger portion of their refund on health care.Related: How to save money on health care in retirementIn fact, American families increase their health care spending by 60% in the very week they receive a tax refund. And those who received their refunds in February increased their health care spending over the following 76 days by 38%, compared with a 22% increase for those who received refunds in March and an 11% increase in April or May.While some high-deductible health plans encourage early-year spending, JPMorgan found that deductibles aren't the motivating force behind this surge.Instead, among the earliest filers, 64% of their health care spending went to services they had been putting off, including dental visits, hospital visits and in-person doctor appointments.What does this mean? It's increasingly clear that families are treating their tax refunds as a zero-interest savings vehicle, the funds of which they're using for important and sometimes crucial expenses like health care.That's problematic for Americans' financial health, because the IRS does not currently give taxpayers control over the timing of their refund payments, outside of choosing when to file your annual refund between January and Tax Day in April. This means it can be challenging or unrealistic to only schedule payments or purchases around your tax refund every spring.It also poses problems for Americans' physical health, because those who rely on this cash infusion to afford health care are likely to delay care.Related: Americans spend more on health care, but have shorter livesGenerally speaking, young people under the age of 35 and those whose take-home pay is less than ,000 are more likely to be early filers because they have a greater need for this cash infusion.Another reason for filing early could be that low-income families are more likely to receive refundable tax credits, such as the Earned Income Tax Credit, money that is not available except through a tax refund. Across all income and age groups, though, people who are owed a larger refund are more likely to file early.Given the link between tax refunds and health care spending, policymakers and employers should consider making changes that would allow consumers to access funds throughout the year. Policymakers might consider offering periodic tax refund payments -- perhaps quarterly payments so that families wouldn't have to defer care until tax season.Another solution is to make the timing of these payments even more flexible and frequent for those who require urgent health care. This could include an option to apply for emergency funds taken out of your upcoming refund, or an option to file at a different time of year and receive a refund based on year-to-date income.Related: How to file your taxes for the first timeBy fixing one of the largest cash flow events to happen between mid-February and mid-May every year, we're virtually guaranteeing that some Americans will have to defer care.Finally, we should encourage employers to offer alternative savings vehicles, like an employer-based sidecar account. This account would share many of the same features of a tax refund, but give consumers more direct control over when they access funds.These could include built-in commitments and "set-it-and-forget-it" transparency, which would enable consumers the option of a one-time payroll election that recurs with every paycheck, locking them into an annual savings choice similar to other employer-sponsored benefits.By better understanding the connection between health care spending and tax season, we can help more families manage their finances to ensure they're getting health care when they need it, not just when they file to Uncle Sam.The-CNN-Wire 4734

Dow has a strong commitment to ensuring the safety of our products, and the care and well-being of animals. Specifically, Corteva Agriscience?, the Agriculture Division of DowDuPont, which includes Dow's former fungicide business, has been working closely with the Humane Society of the U.S. for many months to encourage Brazil's Agência Nacional de Vigilancia Sanitária (ANVISA) to amend its animal test requirements for pesticides. Once Corteva is given certainty that the study is no longer required, they will stop the study immediately. 549

DoorDash customers can now order groceries through its app.The company announced that they have partnered up with several grocery stores in select cities across the country to limit people's trip to stores due to COVID-19.Customers will be able to purchase from stores like Smart & Final, Meijer, and Fresh Thyme.In the coming weeks, the company will partner up with Hy-Vee and Gristedes/D'agostino."DoorDash provides another convenient way for customers to get the value, selection, and quality that Smart & Final offers, especially at a time when some are looking to limit trips outside their homes," said Navin Cotton, Director of Digital Commerce, Smart & Final in the press release. "DoorDash's on-demand grocery service is a nice addition to our online shopping options, and with delivery in under an hour, we know Smart & Final customers are going to appreciate it."DoorDash will also deliver prepared meals from partnering grocers like Wegmans, Hy-Vee, and others.There is a delivery fee of .99 for each grocery order. There is no grocery fee if you're part of DoorDash's subscription service, DashPass, which costs .99/month.The company said they've also enabled contactless delivery. 1221

Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, received his initial dose of a coronavirus vaccine Tuesday morning. Fauci was among a group of federal government health officials and health care workers who were vaccinated. He was joined by Health and Human Services Secretary Alex Azar, National Institutes of Health Director Francis Collins, and front-line workers from the NIH. Watch the public vaccinations below:Before his was inoculated, Fauci was asked why he decided to get the COVID-19 vaccine. He gave two reasons – because he sees patients and because he wants to encourage Americans to do the same so the nation emerge from the pandemic. "For me it’s important for two reasons, one is that I’m an attending physician here on the staff at the National Institutes of Health Clinical Center, and so I do see patients, but as important or more important, it’s as a symbol for the rest of the country that I feel extreme confidence in the safety and efficacy of this vaccine and I want everyone who has the opportunity to get vaccinated, so we can have a veil of protection over this country that would end this pandemic," said Fauci.Azar was asked the same question and said he wants the American people to know that he has absolute confidence in the integrity of the vaccine production process. “As secretary, it’s on my authority that these vaccines are authorized, and I want the American people to know that I have absolute and complete confidence in the integrity and the independence of the processes used by the FDA to approve these vaccines,” said Azar. “I am just so grateful to NIH and Moderna, and all the participants of Operation Warp Speed for bringing us to this point where now we can see the light at the end of the tunnel from this dark period.The men and women received the vaccine recently approved by Moderna, which began being administered to Americans on Monday after it received an emergency use authorization from the FDA late Friday. A clinical trial of the Moderna vaccine indicated it is 94% effective against the coronavirus. Those who are administered Pfizer's vaccine are asked to return 21 days later for a booster.The vaccine was one of two authorized by the FDA for emergency use. Earlier this month, Pfizer’s coronavirus vaccine received an emergency use authorization from the FDA. The vaccine will be the first of two shots. Those vaccinated with Moderna's coronavirus vaccine will be asked to get a booster 28 days later.Fauci has expressed optimism that getting the US to herd immunity through a coronavirus vaccine will begin allowing Americans to return to normal. Getting enough people vaccinated to allow for a return to normalcy, however, might not happen until well into 2021, Fauci has cautioned."Just over the past few days, science has allowed us to have a vaccine that when we distribute it to people throughout the country, and hopefully throughout the world, we will crush this outbreak that has really terrorized us for the last 11 months, not only here in the United States, but worldwide,” Fauci said at an event last Friday at Duke University. “It's damaged severely the economy and led to people suffering things, not necessarily directly related to being ill themselves, but all the secondary consequences that go with the effects of a global pandemic such as this." 3381

EL CAJON, Calif. (KGTV) — For the 72nd year, a massive Mother Goose balloon will mark the start of the holiday season for El Cajon residents.The Mother Goose parade is billed as the largest parade in San Diego County, held every Sunday before Thanksgiving.Thousands line Main Street Sunday to watch Santa, marching bands, and more as the parade through town, highlighted by the famous Mother Goose balloon.RELATED:  443

来源：资阳报