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Your decision may initially be based on your credit score. If it’s well below 620, an FHA loan may be your only choice. Above 620 and you’ll want to run the numbers on both to see what works best for you. 209
When Ken and Kimberly Smith purchased Moyer Winery last year, they renovated portions of the property with the founders in mind. As Ken Smith surveyed the damage at daybreak, he couldn’t help but think about the Moyers. "I'm sure they would also be very devastated,” he said. “Ken Moyer's ashes are here in the vineyard."Smith said he and his wife will do everything they can to rebuild. Nearby, firefighters pulled charred boxes of wine from the rubble. "It's very nice of them to do this,” Smith said. “As we stand here today, this may be the last Moyer wine ever made." 572

Winslow's three separate cases have been combined into one for the trial. Jury selection at the Vista courthouse is expected to take up most of this week, with opening statements possibly beginning on Friday. 208
Witnesses told 10News a white car on northbound Fairmount Avenue was making a left turn onto westbound Laurel Street when it drove in front of a black sedan that was heading southbound on Fairmount Avenue at a high rate of speed. 229
WRTV shared our findings with Mothers Against Drunk Driving spokeswoman Annie Baker, who said arrest numbers were not concerning.“We know checkpoints are not for high arrest rates,” Baker said. “We aren’t looking for huge numbers. We are looking for the publicity of the checkpoint and to inform the community and send a message that it’s not going to be tolerated.”Baker said sobriety checkpoints work to stop drunk driving.“I think that’s why we see them so often,” said Baker. “We know if they’re consistent and publicized well, then they are effective.”Baker said publicizing OWI checkpoints deters people from drinking and driving in the first place.“It reminds people to continue to think ahead and make those arrangements prior because they know that law enforcement is out,” said Baker. “I think that’s a big misconception about the purpose of the checkpoints, and it’s kind of hush hush like it’s a secret or something. We want people to know so they don’t make a bad decision that night.”Baker said arrests are just one part of a bigger picture in changing behavior.The biggest cost of sobriety checkpoints is staffing — typically agencies have at least a dozen officers working four hours for a total cost of about ,000 to ,000 each checkpoint.Mothers Against Drunk Driving says they are a good use of taxpayer money.“I think so if it saves lives it is worth it,” Baker said. 1405
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