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There are options when it comes to getting a car. You can lease or buy, and now, you can get a car subscription.Luxury car makers like BMW, Jaguar, and Cadillac offer subscription services to their high-end cars, but it’s set you back a couple thousand. That’s why Ford is offering a more affordable service with used vehicles."You're going to be looking at around 0 monthly subscription cost, but that's inclusive of the vehicle the driving insurance your maintenance,” explains Allison Braley with Canvas, Ford’s subscription service. “You don't have to worry about out-of-pocket maintenance costs. There's no down payment." Braley says it's an all-inclusive bundle, unlike with a lease. Many subscription services don’t' have a down payment or require car insurance. "A lease is great solution for people who know what kind of car they want for two to three years or more,” Braley says. Through subscriptions, you pay a fee to swap out a car. For example, when winter comes around and you want to trade in your sedan for an SUV, with Canvas you pay a fee to swap cars. FiveCentNickel.com says, on average, a car owner will spend ,200 a year on maintenance. If your car breaks down or needs an oil change, most subscription services will pay for out of pocket maintenance. Subscription services are great if you want convenience, flexibility and a lifestyle where you change vehicle often.However, convenience often comes with a price. If you’re on a budget, financial expert Jonathan Duong says it may not be worth it. 1572
Today, we learned of an incredibly disturbing incident that occurred at one of our restaurants in Baltimore, Ouzo Bay. We sincerely apologize to Marcia Grant, her son & everyone impacted by this painful incident. This situation does not represent who or what Atlas stands for. pic.twitter.com/jsofGRLVw1— Atlas Restaurant Group (@AtlasBaltimore) June 23, 2020 371
Top Republicans on Capitol Hill have made a concerted decision in their Russia inquiries: They are staying away from digging into the finances of President Donald Trump and his family.Six Republican leaders of key committees told CNN they see little reason to pursue those lines of inquiry or made no commitments to do so -- even as Democrats say determining whether there was a financial link between Trump, his family, his business and Russians is essential to understanding whether there was any collusion in the 2016 elections.Republicans have resisted calls to issue subpoenas for bank records, seeking Trump's tax returns or sending letters to witnesses to determine whether there were any Trump financial links to Russian actors -- calling the push nothing more than a Democratic fishing expedition. 820
This data hack is huge -- 1.4 billion passwords are now floating around on the dark web. In December, a massive data leak was discovered, and many computer gurus are capable of accessing the information, said cybersecurity expert Dan Petro. "Certainly like one of the biggest password leaks ever," said Petro.Hackers combined smaller lists with new hacked data into one massive database."If you're like almost everybody else, you probably just have one password or maybe a small set of passwords you use for basically everything. So having these leaked online is threatening not just to your one account but perhaps all the other ones," Petro said.Rob Hanna was one of the many internet users whose password was exposed. Within seconds of accessing the database, someone could easily find his hacked password and email."I’m really quite stunned about that. That's scary. And I've been pretty careful about trying to really manage that for a lot of years," said Hanna.Even if your bank account password is different, Petro said with access to your email account, hackers can get into your bank using the "forgot password" feature. It often emails you a link that lets you or a hacker set up a new password.Security experts recommend frequently changing passwords, using hard-to-guess passwords. For those who have a tough time remembering passwords, something called 2-factor authentication can help.Most email services let you turn it on in your settings. Whenever someone tries to sign into your account from a new computer or phone, not only do they need your password but a secret code texted from your email company to your phone. You must enter both."That way if your password gets leaked in a large online database such as this one attacker still won't be able to log in," said Petro.Hanna, who has kept a spreadsheet of his emails and passwords for different sites, now has a task ahead of him: figure out which of the several dozen logins he uses must be changed so no one does any damage using his hacked information."So if that kind of got out and someone really wanted to kind of take a run at me that could give them a lot control," Hanna said. 2199
This week, Jada Pinkett Smith is engaging in a new conversation that's been difficult for women to talk about: hair loss. But it impacts millions of women, and instead of dealing with it alone, she wants to empower women to talk about it openly.One woman knows exactly what she's talking about. Almost every day DeAnn Payne picks out her wig the way many pick out clothes.It's something she's been doing for the last seven years, since being diagnosed with alopecia."I'll pick up an outfit now say 'Okay, I'm going to wear this wig,'" Payne said. "And my husband will say, 'That that one doesn't match that outfit.'"It's easier to laugh about it now, but when it first happened that was the last thing she wanted to do."It was traumatic," Payne said. "To deal with it. To deal with your own feelings because I love my hair."Payne's hair had always been long, but in 2011 it started falling out, and about two years later it was all gone."I was devastated," Payne said. "Yeah, I I didn't know what to think."As hard as it was to process what was going on outside, she said what was happening inside was even harder."Now what I can do? And is is ever going to come back? And how are people going to see me? I don't want people to see me," Payne said.It's a struggle many people often go through alone. That's why Payne said seeing someone like Jada Pinkett Smith sharing her struggles publicly is so powerful."I was in the shower one day and then just like handfuls of hair just in my hands," Pinkett said on her show Red Table Talk. "And I was just like, 'Oh my God am I going bald?'""People are going to see what she has," Payne said. "This, and is willing to come out and to tell others about it. And so I can be ok with this. It's not just me."As many as 6.8 million people in the United States are affected by Alopecia, a common autoimmune skin disease that causes hair loss on the scalp, face and sometimes other areas of the body. There are several types, including scarring alopecias, which are irreversible, and non-scarring alopecias, which are more common."Many of the non-scarring alopecia are reversible depending on the reason that they exist," said Dr. Michelle Draznin, a dermatologist with Kaiser Permanente.Draznin said non-scarring alopecia can caused by different issues like your autoimmune system, thyroid and even stress."It's really hard on people particularly women because I think it's not super socially acceptable to have hair loss in women," Draznin said. "And it can feel very very vulnerable. The good news is, that usually goes away."Even if her hair doesn't come back, Payne said she can and will live a productive life. A message she's glad to see others sharing. 2738