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As children return to school, security experts want parents to add one more thing to their yearly checklist – safeguarding their child's identity.Monday is Child Identity Theft Awareness Day.“This is a huge problem that frankly no one is aware of if they're not paying attention to it, because it feels like an adult crime and it couldn't possibly happen to a child, but it does,” said Eva Velasquez, President and CEO of Identity Theft Resource Center.Recent studies show over 1 million children are impacted each year, with losses over .6 billion.This year, new government programs for COVID-19 relief have created new vulnerabilities.Children are prime targets because thieves can use their credentials to build credit history over time, then take out loans, open credit cards and max them out.It can take months or even years for parents to realize their kids now have bad credit.“The detection methods adults use just by engaging in the outside world, those aren't there for children and the thieves realize that and they know it can go undetected for long periods of time,” said Velasquez.The center says it's never too early to start monitoring your child's identity.Teach them cyber safety as they get older and watch for red flags.If you get something in the mail for your kid that looks like it should be for adult, don't write it off as a mistake.The biggest recommendation is to freeze your child's credit. It won't solve everything, but it will significantly lower risks. 1494

An executive action President Trump issued Saturday on the deferral of payroll taxes could put more money in your pocket soon. Much is still unknown about how the order will be implemented, but experts say to keep a few things in mind before making plans for that extra cash.1. It’s temporaryMany employees have a 6.2% Social Security tax withheld from their paychecks and remitted to the IRS on their behalf by their employer. “The executive order defers the withholding, deposit and payment of the tax,” says Matthew Keefer, a certified public accountant at Gorfine, Schiller & Gardyn in Owings Mills, Maryland. The deferral period runs from Sept. 1 through Dec. 31.2. You may not qualifyThe deferral is available only to employees whose pretax wages or compensation is generally less than ,000 biweekly, which works out to around 0,000 a year. And currently it doesn’t apply to people who are self-employed, notes Pete Isberg, vice president of government relations at human resources services firm ADP.3. The taxes are due eventually“This is a deferral of taxes, not a forgiveness of taxes,” says Michael Graetz, a tax law professor at Columbia University Law School in New York. “So at the end of the deferral period, all of those taxes will be owed unless Congress changes the law to say that they’re forgiven.”4. Consider setting the extra money aside for nowIf your employer stops withholding and you see a boost in your pay because of it, you might want to hang on to that cash for now, Keefer says. “Unless legislation is passed, the deferred tax from the executive order will be repaid in the future,” he says. Another option, Isberg adds, is to tell your employer to withhold additional money by filling out a new form W-4 at work.Of course, not all households can afford to set money aside these days. Still, if you need the money from this tax deferral now, don’t lose sight of the fact it could mean a tax bill later.5. Some employers may just keep withholding the tax anywayIt can take time for employers to revamp payroll systems, especially if they’re not using a payroll processing company, according to Isberg. Also, employers can be liable for employment taxes, even if they don’t withhold them, he says. “Employers know that, and they’re going to realize that, ‘Look, if I do this, could the IRS come back to me in January and just assess the full amount that should have been withheld?’ Well, technically they can,” Isberg explains.Most employers won’t want to ask their employees to repay four months of taxes, Graetz adds. “This turns out to be a very complicated problem,” he says.More From NerdWalletSome Taxpayers Face a Desperate Wait for IRS RefundsHow to Work Around Delays in Major IRS FunctionsIRS Data: Refunds Lag as Agency, Tax Filers Slow DownTina Orem is a writer at NerdWallet. Email: torem@nerdwallet.com. 2862

Animal rescue workers say nearly 600 dogs were rescued from deplorable conditions in Tennessee. Now, dog rescue groups in the midwest are stepping in to help the animals get back to health. Battling multiple infections and numerous medical needs, the recently rescued Dachshunds and Shar Peis were taken from an alleged puppy mill in Madison County, Tennessee. A rescue group, Guardians of Rescue, posted on Facebook they were part of the 11-month-long investigation into the location. In Detroit, animal rights advocates, including Emily Seward from Dachshund Haus Rescue, have already stepped up to care for the animals."They were, and continue to be, in pretty rough shape," Seward said. For her, it's simply unimaginable how someone could neglect dogs so badly, and police say behind a 10-foot-tall privacy fence, the dogs had to face extreme abuse for a decade.Police say the dog owners who were selling them as part of a business had already been accused of abuse and neglect years ago.As investigators crack down on those behind the illegal operation, the dogs are now finally being given the attention they deserve after being rescued over the weekend.The rescued dogs are not available for adoption now, and are considered evidence in a criminal case. 1268

An 87-year-old grandmother using a knife to cut dandelions in the woods near her rural Georgia home last week was taken down by a police Taser and arrested, according to a police report.Martha Al-Bishara was arrested for criminal trespass and obstruction of a police officer, according to the report. Chatsworth Police said Al-Bishara did not drop a steak knife despite several commands and a demonstration by officers. At one point, she walked toward officers with the knife, police said.Police had gone to a wooded area near a Boys and Girls Club last Friday after an employee called 911 to report that an elderly woman was walking around with a knife in the community, around 80 miles north of Atlanta."There's a lady walking on the bike trails, she has a knife and she won't leave," the caller told a dispatcher. "She told me she doesn't speak English, and she's walking up the trail with a knife towards me.""It looks like she's walking around looking for something, vegetation to cut down or something. She has a bag too," the caller said.The Boys and Girls Club employee told the dispatcher that the woman did not seem to be a threat. "But she came at you with a knife, though, right?" the dispatcher asked. "No, she just brought the knife onto the property in her hand, she didn't try and attack anybody or anything," the caller said. 1350

An effort by Microsoft and Linkedin to get people back to work has now reached more than 10 million job seekers in 231 countries and territories. Their goal? To give free digital skills to 25 million people.Representatives from Microsoft and Linkedin admit it was, and still is, an ambitious initiative to reach that many people and to target the digital space and help get people the skills they need to work in our new and changed world.“It has really been a challenging time for so many people and there are things people can do to upscale we all really need to learn new skills everyday” says Naria Santa Lucia, general manager of digital inclusion at Microsoft Philanthropies.Part of her job is to help people get a job. She says the program has reached people all over the world, and all over the nation.“We’ve seen a great uptick from states like California, Texas, NY, Florida, Illinois, Virginia, Washington DC- but every single state has had a learner,” Santa Lucia said.Santa Lucia highlights people who quit their job hoping for more opportunity, right before the shutdown.The learning path on LinkedIn offers interview help, critical skills, and collaboration tools.Santa Lucia recalled someone who left their job before the pandemic who was able to find work.“He decided it was time to try something new,” Santa Lucia said. “He came upon the content and was able to supplement the technical background with the customer service skills to enhance his resume and become more attractive to employers and has landed a temporary position and is really looking forward to parlaying that into full time employment after the role concludes."Guy Berger is the principal economist at LinkedIn.“I’m pretty optimistic we’ll find our way out of this pandemic and even if we don’t, we’ll find ways of working around it more and more jobs will be online friendly or social distancing friendly,” Berger said.Berger and his team just finished the workforce report for October. They tracked labor trends, who's been hired, where people are working, and where they're moving, Berger said.“These reports in the late spring were pretty glum, hiring in the United States was down something like 40% compared to where it was a year ago. That’s huge,” Berger said. “We’ve never seen that big of a drop in our data in the last few years. But the good news: if you look at these reports… they’re improved we’re in a much better place.”The report shows that places like Austin, Texas, and Charlotte, North Carolina, are gaining the most people. While the restaurant industry and travel and tourism are still down, there's been growth in areas like wellness and fitness.Santa Lucia says, the initiative identified the top 10 in demand jobs, like software development, sales representative, customer service specialist and project management.“Life gets in the way,” Santa Lucia said. “All of us, we’re trying to juggle helping our kids running schools in the other room, we’re thinking about other struggles and worried about the pandemic and exposures in the health arena as well. One of the great things is you can start it and put it down as you need to which is what I had to do as life got a little busy and you can go back to it as well”She says another popular course is on diversity inclusion."There’s also really thinking about race equity, how can we reach individuals who are Black and African American, and, in this moment, provide the opportunity for them to become reskilled and upskilled as well" says Santa Lucia, who also recommends making a plan for yourself, keeping record, taking advantage of conferences which are now virtual and often free.Once you get your completion certificate, it's one more thing you can add to your profile to help you stand out amongst the crowds who are looking for work. 3812

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