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2025-06-03 02:10:21
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  台州哪家紫癜好   

TERRE HAUTE (AP) — The U.S. government has executed a former soldier who said an obsession with witchcraft led him to kill a Georgia nurse he believed had put a spell on him. William Emmett LeCroy is the sixth federal inmate put to death this year at the U.S. prison in Terre Haute. Before that, there had been a 17-year hiatus without any federal executions. Lawyers had asked President Donald Trump in a petition to commute LeCroy's sentence for killing Joann Lee Tiesler in 2001. They said LeCroy's brother was killed during a routine traffic stop in 2010 and that another son's death would devastate the LeCroy family.U.S. Department of Justice Spokeswoman Kerri Kupec issued the following statement following the execution: 736

  台州哪家紫癜好   

Students watching the COVID-19 pandemic play out have reason to be wary of taking on additional loans for college. With what could be a slow economic recovery, signing up for an additional bill that comes each month, no matter what, might sound like a bad idea.Federal student loan payments are currently paused. But those repayments are scheduled to resume next year before current students can take advantage of the halt. And while government income-based repayment plans and forbearance can offer a respite for economic hardships, interest still continues to add up. Private loans are even less forgiving and almost always require a co-signer.But there’s an alternative emerging: income share agreements, or ISAs. With these agreements, students borrow money from their school or a third-party provider and repay a fixed percentage of their future income for a predetermined amount of time after leaving school.Depending on the terms of the agreement and the student’s post-graduation salary, the total repaid could be much more or far less than the amount borrowed. It’s a gamble that could be worth it for students who’ve exhausted federal aid and scholarships. Here’s why.No co-signer requiredMost students need a co-signer to qualify for private student loans. Co-signers are on the hook for any missed payment, and a large balance can be a burden on their credit report. As families look to make ends meet, they may need that borrowing leverage for themselves.Income share agreements are co-signer-free. Instead of credit history, students typically get an ISA based on their year in school and major. The best terms are often reserved for students in high-earning majors near graduation, like seniors studying STEM fields. But high earners also risk having to repay a larger amount.If an income share agreement isn’t the right fit for you and you need additional funding without a co-signer, consider a private student loan designed for independent students. These loans are often based on your earning potential and don’t require co-signers. They may also offer flexible repayment options based on salary or career tenure.Unemployment safety netWith an income share agreement, if you’re unemployed — or if your salary falls below a certain threshold, which can be as low as ,000 or as high as ,000 — you don’t make payments. No interest accrues, and the term of your agreement doesn’t change.That makes these agreements a good option for students in times of economic uncertainty, says Ken Ruggiero, chairman and CEO of consumer finance company Goal Structured Solutions, which is the parent company of student loan providers Ascent and Skills Fund and provides funding for school-based ISAs.“I like the idea of not having to make a payment when you’re going into a recession or right after the recovery happened,” he says.If you’re a junior, senior or graduate student poised to enter the workforce soon, that could make an income share agreement more attractive. Tess Michaels, CEO of income share agreement provider Stride Funding, says she’s seen a significant increase in inquiries since the pandemic forced schools to shut down in March.But freshmen and sophomores have more time to wait out the economic fallout. If you’re further from starting your career, weigh the recession-related benefits of an income share agreement against the risk of giving up a percentage of your future income. Remember, you won’t know the total cost of an ISA when you sign up.But it’s not right for all studentsSome colleges offer income share agreements to all students regardless of major or tenure. Still, many of these programs prioritize upperclassmen, making it harder for freshmen and sophomores to qualify.But an income share agreement might be the wrong move even if you’re graduating soon. If your income is higher than average after graduation, you might pay much more than you received.Let’s say you get ,000 from a private ISA company and agree to pay 9% of your salary for five years. If you earn ,000 a year (the average starting salary for a college graduate) for the length of your term, you’ll repay ,950. That is equivalent to a 10.6% interest rate. In that case, a private student loan could be a better option. Fixed rates on private student loans are hovering around 4%, though independent students will likely pay more.And income share agreements have fewer protections for borrowers than student loans. Tariq Habash, head of investigations at the Student Borrower Protection Center, says that while consumer protection laws apply to these agreements, “ISA providers will say there isn’t really legal clarity because they’re new and different.” He said that he saw the same thing with payday loans and fears ISAs will take advantage of the most vulnerable students.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondCollege During COVID-19: Your Aid Questions AnsweredWhat to Do if There Isn’t COVID-19 Student Loan ForgivenessCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 5166

  台州哪家紫癜好   

Students have powered on as best they can during the pandemic. Handling remote learning and adjusted teaching methods. Now, some schools are partnering with local industry leaders to help make some classes more hands-on, even while taking classes from home."We have several auto-shop classes. Auto shop is completely hands-on, right? Kids need to be in the grease, they need to be on the tools. And so, it's been very difficult. So we've actually had some teachers that actually put together tool kits and checked them out to students where they can tinker with things at home," said Dr. Jamon Peariso, the Director of College and Career Readiness at Visalia Unified School District.Dr. Peariso says continuing career technical education, also known as CTE, at school has been difficult during remote learning. Danny Corwin, with Harbor Freight Tools, says they're here to help with their Tools for Schools program."We wanted to come up with creative ideas to help both the teachers and the students and the parents trying to support their kids. Fortunately, we have a group of incredibly inventive and genius teachers and we wanted to provide them with the tools and other supports to allow them to do what they do best," said Corwin.Bob Kilmer, an Educational Consultant for Harbor Freight Tools, said in an auto shop tool kit kids would receive "everything from code readers to socket sets to hand wrenches to bolt readers. So, they can continue to do a variety of hands-on projects related to a car and things you could do with a car."After teaching skilled trades classes at the high school level for 35 years, Bob Kilmer is now an Educational Consultant for Harbor Freight Tools. Harbor Freight's foundation has handed out more than 3,600 tool kits to teachers all across the country."The great part about the project was that those 53 teachers in those 12 states got a choice of what they could put in the kit for their particular discipline and the automotive kit is different than the welding kit, which is different than the construction and architecture kit, which is different than the robotics kit or the mega-tronics kit," said Kilmer.For school districts like Visalia Unified, the kits couldn't have come at a better time."There's a lot of companies like that that are coming out with more interactive-type educational tools that do a pretty good job considering the kids are locked in their room or house doing the course. That’s something I’m excited about and we’re utilizing that as much as possible in their pathways," said Dr. Peariso.For companies like Harbor Freight Tools, these tools are crucial for engaging students in an industry that needs them. Corwin says one in every three skilled trade workers across the country will be retiring within the next ten years. And they don't want the COVID-19 pandemic to slow down efforts to build up a new workforce for the industry."We've got to address the pipeline and we've got to ensure young people are exposed to the trades in high school and have a pathway to continue the work that they love, that they’re good at. And be able to contribute to our economy in the future," said Corwin.Corwin says many skilled trade jobs have been essential during the pandemic and it's exciting to still see students engaging in hands-on work even if they're doing it from home. 3344

  

The @SanDiegoSockers are saddened by the passing of former team and North American Soccer League executive Jack Daley, who passed away on March 7 in his San Diego home.?? https://t.co/rSKLPB0Gtg pic.twitter.com/EZ2iukwxlf— San Diego Sockers (@SanDiegoSockers) March 9, 2019 287

  

Thank you everyone for your very kind wishes on The Duke of Cambridge's birthday today! ?? ?? pic.twitter.com/9vHLhSvzIr— The Duke and Duchess of Cambridge (@KensingtonRoyal) June 21, 2020 196

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