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With an FHA loan, if you put less than 10% down, you’ll pay 1.75% of the loan amount upfront and make monthly mortgage insurance payments for the life of the loan. With a down payment of 10% or more (that is, a loan-to-value of 90% or better), the premiums will end after 11 years. 291

When officers arrived there approximately six minutes later, they discovered a victim inside the house had been shot, Lurie said. "They called the fire department, who arrived and transported that victim to Cedars-Sinai (Medical Center), where he was pronounced dead." 268

Worse than the physical pain was the psychological torture, he said. His captors showed him DVDs and videos on their cellphones of executions, he said. They told him they would cut his head off and point AK-47s at his temple. 225

When you put 13 pounds of laundry in the washer, over 700,000 fibers could be released, according to a study done in 2016 by University of Plymouth researchers. And on average, about seven times more microfibers are released from top load washing machines, compared to front loading ones, according to a 2018 study done by researchers at the University of California, Santa Barbara. 382

Zagat says: The “bold, robust” Asian and Pan-Latin fare comes “highly recommended” at this all-day Pacific Beach eatery, where fruity cocktails add to the “good vibe”; it's especially popular for breakfast and brunch, but “get there early” or prepare to wait. 259