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SAN DIEGO (KGTV) -- Like most people who’ve worked decades towards retirement, Danielle Schulte has some ideas on how she’ll spend it."Initially I’m going to sleep in late, read the newspaper, yes, I still read paper!”Schulte is an Employee Relation Specialist for UC San Diego and hopes to retire in about six years.While she's been saving since graduating college, Schulte wishes she'd saved more, especially watching the market plunge in recent days.“Because I am getting close to retirement, I don’t have as much comfort in giving it time to even out,” said Schulte.She hired a financial advisor 13 years ago and continues to fine-tune her plan, currently looking into annuities."He has been really good in helping me not to panic, helping me invest my money in stable securities as best you can, given the market," said Schulte.Dennis Brewster is a financial advisor for SagePoint Financial. He too says it's not the time to panic.“Right now we’re down about 10 percent, that’s normal, it’s just that we haven’t had anything for so long, I think that's what makes it a little tougher, we haven’t had any declines," said Brewster. "We’ve been spoiled a little bit the last few years, on average [the decline] is usually 14 percent a year.”However, Brewster says those looking to retire soon need to pay attention and plan ahead with their 401(k)."The last thing you want to do is get too aggressive going into retirement, so somebody getting closer to retirement should be concerned, they don't want to get too extreme but do want to be a little more careful because you don't have 30 years to make it up."Schulte remains confident in the groundwork she’s laid on her retirement plan and is hopeful she can turn off the alarm clock for good in six years.  1772

SAN DIEGO (KGTV) — Local leaders say it's going to cost millions of dollars to prevent toxic waste from flowing into the Tijuana River Valley, but it's a bill they are willing to pay. Dozens of local leaders and federal agencies came together this morning with a common goal, to prevent the massive amounts of sewage from flowing into our San Diego County beaches. "427 million gallons of sewage has hit our water and our beaches just this year alone," says Port of San Diego Commissioner, Dan Malcolm. During today's meeting, leaders were given possible solutions on how to tackle the problem. "To divert sewage and wastewater flow away from the Tijuana River Valleys, so that it can either be treated or diverted to outflow pumps, that would pump the water far out in the Pacific Ocean," says Mayor of Coronado Richard Bailey.The costs are estimated up to 0 million. Local leaders say sewage isn't the only contaminate in the water. A chemical test was done that showed things like herbicides, arsenic, and lead are also flowing into the sea. "The time of talk is over," says Serge Dedina, Mayor of Imperial Beach. "The time of actually doing things and preventing sewage and toxic waste from reaching our beach is now."Local leaders say the next plan of action is to ask Congress for help with funding. Mayor Kevin Faulconer and Mayor Serge Dedina will be visiting Mexico over the next few days to talk about solutions to the waste in the Tijuana River Valley. 1475

SAN DIEGO (KGTV) — In a normal school year, thousands of San Diego families rely on after-school programs to help with child care and tutoring.But with schools going virtual this fall amid the pandemic, groups like the YMCA and the Boys & Girls Clubs plan to expand after-school programs into full-day operations to alleviate the burden on working families.“It’s a whole new world for us. And it’s a whole new world for families,” said Greg Erickson of the YMCA of San Diego County. “There has never been a greater demand for these types of programs than right now and so the Y has to be ready, and we will.”Beginning in August, the Y will ramp up staffing to offer full-day and half-day enrichment options for kids from kindergarten through middle school.The goal is to have kids in supervised activities from about 8 am to 4:30 pm, with half the day set aside for games and social enrichment and the other half supporting distance learning.“You can imagine a staff member with 10 kids in a classroom, each on a different Zoom call,” Erickson said. Staff members will not be credentialed teachers, he added, but the Y is interested in recruiting substitute teachers or college students studying education.The location of these childcare programs will vary across the county: some will be offered at YMCA facilities, some will be at school sites, and others will be at third-party facilities like community centers and churches.With demand for childcare expected to be high as long as school campuses are closed, the YMCA is actively scouting locations that can host enrichment programs for an indeterminate amount of time, Erickson said. The YMCA already serves about 15,000 kids in its after-school programs, said Association Director of Public Relations and Communications Courtney Pendleton.The YMCA expects to announce more specifics about the program this week, Erickson said. The cost to families is still being determined and will hinge on whether the YMCA is permitted to use state grants to offset expenses, he said.The Boys & Clubs of Greater San Diego said it planned to open select locations for all-day enrichment programs, “helping members with their distance learning activities in the morning and then transitioning to the traditional club programs in the afternoon,” said spokeswoman Ashley Schumacher.“Once local schools are able to resume in-person operations, we’ll revert back to an after school program,” she said, adding that more information about the clubs that will reopen would be available in early August. 2551

SAN DIEGO (KGTV) -- Kreg Van Hoesen has had to fight for his life for much of his life, born with congenital heart defects in 1986 when doctors didn't know until after he was born. Two surgeries at two months of age would be followed by two more at two years old. Then when Kreg was six, doctors tried to correct the defects in his heart. Unfortunately it didn't work. His mother, Pam Van Hoesen remembers every detail of the family's hard fought battle to keep Kreg alive. "His outlook was bleak," she says, "but he managed to get through it and within a week, he got a heart." They know the donor heart came from a family in the Midwest who lost a child traumatically, but they've never heard back from them after writing letters, and they understand. Pam says, "for someone else to lose a child in order for your child to live is mind boggling."To pay forward that most precious gift, the family became champions of organ donation. It started eight years after Kreg got his heart. Pam Van Hoesen's friend needed a kidney. Pam tested and hers was the best match. Then in 2003 Kreg went into kidney failure. The anti-rejection drugs from Kreg's heart transplant were very hard on his kidneys, and when he needed a kidney transplant, his dad Mark stepped in. Kreg initially rejected Mark's kidney however, and he almost lost his battle to survive again. Eventually his body accepted it, and he had 16 years with that kidney. But Kreg's health took a turn for the worse early this year. All three of his sisters tested to find the best match. Kreg's sister Kendyl was the closest match. Kendyl's mother-in-law also happened to be a kidney donor as well, and with both of her own parents living healthy lives with just one kidney, Kendyl didn't hesitate to agree to donate hers to her brother. She explains that the entire family was nervous going into this surgery. They knew as the donor, their family had a long track record of success living with just one kidney, but they worried about how Kreg would do, undergoing his third transplant surgery. "He's a real fighter and real survivor... but most of his surgeries didn't go as planned." It so happens that Kreg was due for success however, and this transplant, which was done at UCSD Medical Center, has been his easiest so far. The family, including Kreg, believe their mission is to get out the word about organ donation. Kreg says he's shocked by how many people are apprehensive about it, whether a living donation, or a donation after someone dies. "I do hope this can change the perspective," he says. 2568

SAN DIEGO (KGTV) — In 2004, San Diego taxpayers approved a transportation tax increase that earmarked 0 million for bike projects for more bike lanes, safety features on the roads for cyclists and foot traffic, and new walking trails.Friday, SANDAG said it's going to need more. Officials said rising construction costs have called for an additional million for the projects, many of which have been started.The money would come from funds already allocated for these types of projects.RELATED: Compromise proposed for 30th Street bike lanes in North ParkCritics of the increase in funding argue only one percent of San Diegans use bikes and costs of .5 million per mile built for these bike lanes is unjustified.The San Diego Bike Coalition says the funding is needed to provide San Diegans with more transportation options, reduce auto dependency, and increase safety of bicyclists. They add that an expanded bike network will help the county move closer toward greenhouse emissions goals.SANDAG has been working toward the biking goals since 2013, when the agency approved a 0 million Bike Early Action Plan. The plan, funded by the region's half-cent tax on public transit fares, includes 40 projects totaling 77 new miles of bikeways and paths around the county.Crews broke ground on the first phase of the project last December and expects to complete two projects by early 2022. 1405