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My official statement on the presidential election: pic.twitter.com/F6AoS8lfhG— Governor Phil Scott (@GovPhilScott) November 7, 2020 140

NATIONAL CITY, Calif. (KGTV) — Police asked the National City motorists to avoid a stretch of road after a water main break Saturday.National City Police advised motorists to avoid the westbound lanes in the 1300 block of East 8th St., between M and N Avenues, following the severed main. The break on the westbound side of East 8th St. will require a detour throughout Saturday. Sweetwater Authority is working to stabilize and clear the break.The eastbound lanes of East 8th St. are not affected. 506

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

MIRAMAR, Calif. (KGTV) - Two young boys died Friday night after their mother crashed into a semi-trailer on the side of the I-15 freeway. Israel and Adrian Lemus were heading home with their mother when she swerved into the shoulder near Miramar Road and collided with the back of the trailer. The mother was taken to the hospital with broken bones and a brain bleed. Family says she is stable but has been in and out of consciousness. The family had been heading back from Menifee where they were celebrating Israel’s birthday. He was going to turn 11 on Saturday. “They were very happy in the last moments,” said Lidia Lemus, their cousin, who was at the party. “It’s very surreal right now,” she said. “They had their whole lives ahead of them.” The family says the mother was not under the influence when she left the party. So far the CHP have not said why she swerved into the shoulder. The family has set up a GoFundMe to help pay for medical and funeral expenses. You can find the link here. 1007

More than 170 rescue workers are trying to free 18 coal miners trapped in a tunnel in China's eastern Shandong province, according to state broadcaster CCTV.The miners were trapped after a rock burst at the Longyun Coal Mining Company in Yuncheng County at around 11 p.m. (10 a.m EST) on Saturday.The incident destroyed part of a water drainage tunnel in the coal mine, killing two and trapping another 20 workers, the official Xinhua news agency reported.Authorities say one miner was rescued Monday.Rock burst accidents are often caused by fractures in rocks due to mining.This story is developing -- more updates to come. 632