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In a debate that featured frequent interruptions, President Donald Trump and former Vice President Joe Biden sparred for the first of three meetings between the two candidates.Despite frequent interruptions and personal attacks, several important questions on policy were asked, but not always answered.1) Biden opposes Green New DealBiden said he is not in favor of the so-called “Green New Deal,” and instead prefers the “Biden Plan.” But on Biden’s website, he says, “Biden believes the Green New Deal is a crucial framework for meeting the climate challenges we face.”During Tuesday’s debate, Biden said, "No, I don't support the Green New Deal. I support the Biden plan I put forward, which is different than what he calls the radical Green New Deal."When pressed on the cost of his plan, Biden said his plan would add millions of jobs."We are going to be in a position where we can create good jobs by making sure the environment is clean and we are all in better shape," Biden said.2) A vaccine is coming, Trump saysTrump said that the US will see coronavirus vaccines faster than some public health experts say the country should expect to see them.“We have our military that delivers soldiers and they can do 200,000 a day,” Trump said.Trump said that the federal response to the coroanvirus has saved thousands of lives."We got the gowns, we got the masks, we made ventilators, you wouldn't have made ventilators, and now we are weeks away from the vaccine, we are doing therapeutics already, fewer people are dying when they get sick, far fewer people are dying. We've done a great job," Trump said.3) Biden won’t answer if he’d pack the Supreme CourtAs Senate Democrats have toyed with the idea of adding Supreme Court justices if he is elected along with a Democratic-majority Senate, Biden would not answer whether he would agree with the plan.“Whatever position I take on that, that will become the issue,” Biden said. “The issue is, the American people should speak. You should go out and vote. You're in voting now.”Trump then pressed Biden to answer the question, Biden responded, "Will you shut up, man?"4) Trump lacks specifics on health care planTrump was pressed by moderator Chris Wallace to explain how he would replace the Affordable Care Act if given a second term. Trump has been trying to get the remaining provisions of the act revoked in federal court after getting the individual mandate struck down.Trump signed an executive order in July to offer Medicare prescription drug rebates. The effects of that rebate are too early to tell.“I'm cutting drug prices into going,” Trump said, "which no president has encouraged to do because you are going against big pharma. At the prices, they will be coming down 80 to 90%. You could have done it during your 47 year period in government, but you didn't do it. Nobody has done it.”“He has no plan for healthcare,” Biden responded. “He sends out wishful thinking. He has executive orders that have no power. He hasn't lowered drug costs for anybody. He has been promising the plan since he got elected. He has none, almost like everything else he talks about. He does not have a plan.”5) Biden, Trump disagree on trusting election resultsWhile Biden said he would accept the results of the upcoming election once the votes are counted, Trump would not make the same declaration.“The fact is I will accept it and he will too. You know why? Because once the winner is declared after all the, all the ballots are counted, all the votes are counted. That'll be the end of it. That will be the end of it,” Biden said.Trump said that the Supreme Court might need to be involved with the election.“ I think I'm counting on them to look at the ballots, definitely. I don't think, well, I hope we don't need them in terms of the election itself, but for the ballots, I think so," Trump said. 3864

In a memo sent to all 32 NFL teams, the league said teams won't isolate players in a local bubble during the postseason.According to the memo, which was obtained by the Associated Press and NFL Network's Tom Pelissero, teams will only be allowed to require staff and players to stay at the team hotel the night before their game.Pelissero added that league officials and medical experts recommended the decision to forego local bubbles with the NFL Players Association, which was based on COVID-19 testing data. 519

If you’re fortunate enough to be able to donate money this year, plenty of causes need your attention.In a year like 2020, choosing where to direct your dollars is like picking your favorite child. Should your money go toward nonprofits providing basic needs, organizations fighting for social justice or a campaign to help local small businesses stay afloat? If you prefer donating your time, how do you give back when volunteer events are limited by the pandemic?Here’s a guide to prioritizing your donations, taking advantage of special tax deductions for 2020 giving and using your holiday spending to make a difference.Tax benefits of giving during the pandemicThis year, in addition to helping those in need, you may be eligible to receive added tax benefits for your donations.As part of the Coronavirus Aid, Relief and Economic Security Act, taxpayers who take the standard deduction are allowed an additional deduction of up to 0 for charitable donations made in cash. Previously, charitable contributions could only be deducted if taxpayers itemized.Taxpayers who itemize can deduct up to 100% of their adjusted gross income for cash donations (up from 60%) made in 2020.These incentives don’t apply to all contributions — only those made to qualifying public organizations, which the IRS defines as “those that are religious, charitable, educational, scientific or literary in purpose.” Contributions to donor-advised funds, nonoperating private foundations and support organizations don’t qualify for the deduction.The IRS website has a tool to look up tax-exempt organizations.Use your values to inform your givingChoosing which cause to support is deeply personal. If you haven’t already, make a list of your values and what you’re grateful for. This list is the basis for your giving plan that can help you determine which causes to prioritize and which ones you can say no to, says Jeannie Sager, director of the Women’s Philanthropy Institute at Indiana University.Sager says you can also use a giving plan to frame your actions outside of hitting the “donate” button.“What kind of volunteerism are you doing? What messages are you sending as you retweet or share things on social media? How does that tie into your philanthropy and your values?” she suggests asking yourself.Early in the pandemic, you may have committed small acts of generosity such as buying gift cards to support your local coffee shop or paying your hairstylist when the salon was shut down.Keep the community spirit going, says Eileen Heisman, president and CEO of National Philanthropic Trust, a public charity that manages donor-advised funds and is based in Jenkintown, Pennsylvania. “I’m a big fan of small grassroots charities,” she says. “A lot of everyday neighborhood arts organizations, small ones, are disappearing.”Research by the Women’s Philanthropy Institute during the early months of the pandemic showed that organizations dedicated to basic needs and health fared better than those focused on religion, and especially better than those serving all other purposes, such as education, the arts and the environment.Resources such as Charity Navigator and GuideStar help you research a charity’s financial health, tax-exempt status and practices. Your local community foundation website can also give you an idea of nonprofits to support.“We encourage people to give deeply to a few causes rather than spreading money out to many causes,” says Grace Chiang Nicolette, vice president of programming and external relations at the Center for Effective Philanthropy in Cambridge, Massachusetts.Unrestricted gifts are typically the most useful to charities, Nicolette says, referring to donations that don’t come with requirements on how the money can be used.Give back while shoppingThis holiday season, 65% of Americans say the pandemic will have an impact on the way they plan to give gifts. At least, 3 in 10 Americans (30%) say they’ll send money or gift cards, and 28% say they’ll ship gifts to loved ones they typically give gifts to in person, according to NerdWallet’s 2020 Holiday Shopping Report.Around 1 in 8 Americans plan to spend more on charitable donations, and almost 1 in 5 plan on spending less on donations in 2020 than they did in 2019, the report says.If you cannot set aside money for donations, use your online holiday purchases to give back. Many online retailers make it easy to donate as you’re checking out or buying gift cards, such as through the Paypal Giving Fund or Amazon Smile program.Heisman suggests using apps that round up your purchases and donate the difference to charity. Boomerang Giving, ChangeUp For Charity and GiveTide are some examples.You can also donate your unused airline miles or credit card rewards to charity, but be aware of the downsides. The charity may not always receive the full amount of your donation and you cannot apply this contribution toward the CARES Act tax deduction.This column was provided to The Associated Press by the personal finance website NerdWallet.More From NerdWalletHow to Maximize Your Online Donation to CharityTax Deductible Donations: Rules for Giving to Charity, How to Get a Deduction & 3 Tips to SaveSmart Money Podcast: The Holiday Shopping EpisodeAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 5348

In a tweet on Monday, President Donald Trump said wearing a face mask is "patriotic."The president took to Twitter to encourage people to wear masks during the coronavirus pandemic."We are United in our effort to defeat the Invisible China Virus, and many people say that it is Patriotic to wear a face mask when you can’t socially distance. There is nobody more Patriotic than me, your favorite President! 414

If you're on the hunt for a bike rack and can't find one, you're not alone. Bike racks are currently low stock, out of stock or backordered as bike sales soar amid the novel coronavirus pandemic.High demand for bike racks and installation is putting it lightly.“U-Haul is the number one installer of after-market hitches in the entire U.S., so we’ve got a hitch professional installing hitches, bike racks, trailer hitches, just about everything else you can imagine at almost all of our 2,000 company-owned stores, said Jeff Lockridge, with U-Haul International.“There’s enough customers asking for them to where the primary manufacturers have a backlog and that was the very reason that our hitch manager decided to expand our product line and go out and sign up more bike rack manufacturers to make sure we’ve got product quicker.”In fact, so many people want bike racks and hitches, June 2020 saw the biggest sales month in U-Haul’s 75-year history. Those June sales broke the May sales, which were also record-high. It also sent the U-Haul sales team looking for more companies to deliver more product.“We are understandably handcuffed a little bit by how quickly manufacturers can get product to us so that we can take care of our customers because people are wanting to get out and ride their bikes now,” Lockridge said.They expanded and now offering racks from 15 different companies.Also in high demand: U-Haul’s "contactless" system.“They can rent a truck, pick it up, entirely on their cell phone without having contact with our team members,” explained Lockridge. 1583