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NEW YORK (AP) — Citigroup's Jane Fraser will become the first woman ever to lead a Wall Street bank when she succeeds CEO Michael Corbat in February. The New York bank announced the succession Thursday. Fraser is currently head of Citi's global consumer banking division, a major part of the bank that oversees checking and savings accounts but also Citi's massive credit card business. For 16 years, Fraser has worked in various departments within Citi:- 2015-19: Chief Executive Officer of Citi’s Latin American region.- 2013-15: Chief Executive Officer of the U.S. Consumer and Commercial Banking and CitiMortgage. - 2009-13: Chief Executive Officer of Citi's Private Bank. - 2007-09: Global Head of Strategy and Mergers & Acquisitions.In 2004, she joined the company in its Corporate and Investment Banking division.She previously worked at McKinsey & Company, Goldman Sachs, and Asesores Bursátiles.Fraser also serves as a member of the Board of Dean’s Advisors at Harvard Business School and Stanford University’s Global Advisory Council. She's also a member of the Council on Foreign Relations.She earned her M.B.A. from Harvard Business School and an M.A. in economics from Cambridge University.Fraser's climb to the CEO role is a major accomplishment in an industry long dominated by men. Corbat led Citigroup for eight years, rebuilding the company after it nearly collapsed during the Great Recession and 2008 financial crisis.Corbat had been with the company for 37 years. 1500

New York City is painting the town…white! But the paint isn’t for aesthetics. The city is coating rooftops in order to reduce the internal temperature of a building by 30 percent."Painting a rooftop reflects the sun's radiant energy on the building,” explains Gregg Bishop, commissioner with NYC Small Business Services.Bishop says this reduces air conditioning costs.The initiative is called Cool Roofs. Officials say the initiative is helping to reduce the impact New York has on the climate, while lowering energy costs."Here in the city, we're facing temperatures that can be up to 22 degrees hotter than surrounding rural and suburban areas," says Jainey Bavishi, with the Mayor’s Office of Recovery and Resiliency.Since the program launched, they've covered 9 million square feet of rooftops.A similar initiative launched recently in Los Angeles, where they're testing reflective streets. The trend is growing. Academic research shows reflective surfaces do make a difference."What some of my own work has found out is that cool roofs are actually very effective at decreasing, for example, summertime temperatures, on the order of 1 to 3 degrees which is quite significant," explains Dr. Matei Georgescu, with the Global Institute of Sustainability at Arizona State University.While there are definitely benefits to making surfaces like this rooftop reflective, researchers say there may be some downsides as well."If you deploy highly reflective roofs, you're now assuming high reflectivity during the entire winter,” says Dr. Georgescu. “In other words, you're making things a lot colder than normally they would have been.”Dr. Georgescu studies reflective surfaces and says it could mean higher heating costs in the winter."We don't wanna give back 50 percent of these benefits during the winter."He says a possible solution might be reflective covers that would be removable during cold months.The city says any higher heating bills in the winter have been negligible. For now, officials have no plans to cool down the Cool Roofs program. 2067

NEWTOWN, Connecticut — Elementary students at a Connecticut school where a mass shooting took the lives of 20 students and six adults in 2012 went home early today because of a bomb threat.Police said they believe the threat made toward Sandy Hook Elementary in Newtown was a hoax but cleared the school as a precaution. They did not report who was behind the threat, according to courant.com.Newtown Police said they received a call about the threat at 9 a.m. local time today — one day after email threats of bombs were sent to businesses, hospitals and other places across the U.S. and three other countries.The Sandy Hook mass shooting happened exactly 6 years ago on Dec. 14. The students killed were first graders, and the adults were educators. 764

NOGALES, Ariz. -- Towns on the border of the United States and Mexico face a double-edged sword. International trade continues, with only small impacts from COVID-19. But these border towns are feeling a strain from the lack of visitors.“We thought 30 days, then we thought 60 days, then we thought 90 days,” Bruce Bracker said, reflecting on the past five months since a national emergency was declared over COVID-19.The town of Nogales, hugging the Mexico-Arizona border, historically sees plenty of visitors.“It was bustling to the point where if we needed to walk from one building to the other, you wouldn't walk on the sidewalk because it was too crowded,” Bracker explained. Bracker worked in the family business, a store near the border that opened in 1924. He said he worked there for about 30 years, before he said they had to close it.While the bustle has slowed over the decades, COVID-19 and non-essential travel bans halted foot traffic altogether.“Our customers are 95 percent from Mexico, so they closed the border. We can't do nothing,” business owner Frank Baek said. Baek had stopped by his store that day, even though the doors were closed to any possible customers.Very few stores on the main shopping stretch next to the border in Nogales were open.“Everybody is just kind of concerned and worried about how and when and if we’re going to move forward past this,” Tim Carter, a manager at Oasis Cinema, said.Most tourism-based communities share the same sentiment. But what makes border towns unique is that they’re also essential, thanks to international trade.“You saw a lot of people all over the country no longer go to work or work from home, in this community that didn't happen,” Jaime Chamberlain, president of Chamberlain Distributing, said. “Almost all of our citizens were deemed essential workers because you had to...the food supply chain is so important.” Chamberlain Distributing works with farmers in Mexico, importing their crops and distributing to wholesalers, retailers, and foodservice.“We market and distribute that product for them in North America,” said Chamberlain, whose business may have slowed down a bit, but it never stopped.“As the rest of the United States slowed down, Nogales kept on doing exactly what we were doing before COVID,” he said. “The efficient flow of trade is extremely important to this community.”Right now, his warehouse is pretty empty. Not because of demand, but because of the time in the season.“We've imported Mexican fruits and vegetables through here for over a century, so we feel a tremendous responsibility to our country...to have the available supply,” he said.That holds true for most border towns.“Major flows of products that are shipped or trucks and trains and cars, are still crossing and so that trade is down a little bit but not much,” said Robert Grosse, a professor of international business at Arizona State University.Grosse said we haven’t seen anything on this scale since the short downturn with the financial crisis in 2008.As trade continues, Bracker and other business owners wait for the news that the border can reopen to non-essential travel as well.“It’s going to be really interesting to see if there's a pent up demand or really what's going on,” Bracker said.“We’re 22,000 people here in Nogales, Arizona, but on a daily basis our city grows between 50,000 and 55,000 people,” Chamberlain said.And it's the people that help fuel their economy. “The majority of our sales tax comes from Mexican shoppers coming over to shop on the American side,” Chamberlain said. “All of our budget is based on sales tax, the majority of it.” 3645

NEWARK, N.Y. (AP) — The U.S. Women's national team has arrived home following their World Cup win against the Netherlands.The soccer team, which won its record fourth Women's World Cup title, touched down at Newark Liberty International Airport at about 4:30 p.m. Monday where they were met with cheers and a banner saying "Congratulations Team USA!"The team members gathered on the tarmac for a toast and posed for pictures as they sang "We Are The Champions."The Americans beat the Netherlands 2-0 Sunday when Megan Rapinoe converted a penalty kick in the second half and Rose Lavelle added a goal.On Wednesday, the team will be showered with a ticker-tape parade up lower Manhattan's Canyon of Heroes. It's the city's first ticker-tape parade since the women's team won the 2015 Cup. 794

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