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ATLANTA (AP) — Rapper and actor T.I. has settled civil charges with the U.S. Securities and Exchange Commission that he helped promote a fraudulent cryptocurrency. T.I., whose real name is Clifford Harris, agreed to a civil settlement with the SEC that was announced Friday. He's paying a ,000 fine and agreeing not to sell or market similar securities for at least five years. A representative for T.I. did not immediately respond to an email seeking comment on Monday. The charges against Harris were part of a larger enforcement action against others including film producer Ryan Felton, who faces wire fraud and other charges in a 28-count indictment unsealed Wednesday. 685

Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

As the counting of ballots continue, one trend is emerging: the final result will be close. A potential consequence of that will be a recount. Perhaps in one state or in multiple states. RECOUNT RULESEach state handles recounts differently. For example, in Arizona, an automatic recount is triggered if the margin between candidates is less than or equal to 0.1 percent of the votes cast. In Georgia, candidates can request recounts if the margin is no more than .5 percent of total votes cast.DO RECOUNTS CHANGE ANYTHINGAccording to FairVote.org, recounts rarely change races. Since 1980, there have been 5,778 statewide elections.There have only been 31 completed statewide recounts.Only three have been overturned because of a recount.Perhaps the most famous recount of all was in Florida in 2000.But the 2000 Florida Recount only shifted the final margins by 1,247 votes or 0.02%In a recount in Wisconsin in the 2016 Presidential race, the final margin only changed by 571 votes. "I believe recounts in themselves are not in favor of those who have lost a race unless it's a very close margin," Dr. Eric Claville, a political scientist with Norfolk State University said. 1183

At a Monday afternoon hearing regarding records from the Florida Department of Children and Families, a judge ruled a three-page confidential investigative summary and 19 pages of background materials could be released regarding Nikolas Cruz.FULL COVERAGE: Parkland school shootingNames of non-DCF employees listed in those pages will be redacted, but their titles won't be.The records were released later Monday, showing the following: ?       DCF Adult Protective Services was called on Sept. 28, 2016 to investigate allegations that Nikolas Cruz was being victimized by his caregiver -- his adoptive mother.?       Following an investigation involving mental health counselors, school personnel, and law enforcement who had contact with Cruz, DCF found no indicators of abuse or neglect as alleged; 854

At least 18 people were killed -- most of them teenagers -- and about 50 more injured following an attack in Russian-annexed Crimea, according to Russia.Russia's National Anti-Terrorism Committee told CNN in a statement that a blast was caused by an "unidentified explosive device" at a college in the city of Kerch -- where a new 19-kilometer bridge links Crimea to Russia.Russia's Investigative Committee said in a statement: "According to preliminary data, an unidentified explosive device packed with metal objects went off today in the dining room of the Kerch Polytechnic College."It said information on the victims is being clarified and that "most of them are teenagers."Sergey Aksyonov, the head of the Crimean government, said the suspected perpetrator of the attack had taken his own life, according to remarks carried on Russian state television. 866

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