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BEVERLY HILLS, Calif. — A restaurant in Beverly Hills is facing criticism for trying to plan a “discreet” New Year’s Eve dinner violating California’s coronavirus restrictions.Indoor and outdoor dining have been banned in the Southern California region after the area reached ICU bed capacity earlier this month according to the state’s health department.A journalist in the Los Angeles area tweeted an image of the invitation, which allegedly were inserted into to-go bags from La Scala. The dinner was supposed to have a 1920s prohibition/speakeasy theme. 565
BETHESDA, Md. (AP) — President Trump was administered supplemental oxygen at the White House before going to hospital, a source tells the Associated PressA source also told the Associated Press that Trump began exhibiting 'clinical indications' of COVID-19 on Thursday afternoon, earlier than known.The news was reported in the hours after Trump’s physician said at a news conference that the President is doing “very well.”Navy Commander Dr. Sean Conley said Trump has been fever-free for 24 hours as he updates the nation on the president's condition from the hospital Saturday morning.Trump was admitted Friday after testing positive for the coronavirus. 665

BLOOMINGTON, Minn. (AP) — The Trump administration has removed gray wolves in most of the U.S. from the endangered species list. Thursday’s action ends longstanding federal safeguards for the predators in the Lower 48 states, except for a small population of Mexican gray wolves in the Southwest. The announcement just days ahead of the election could allow hunting of the animals to resume in Great Lakes states -- a battleground region in the presidential race between President Donald Trump and former Vice President Joe Biden. Gray wolves have recovered from near extinction in parts of the country but remain absent from much of their historical range. Biologists who reviewed the administration’s plan to strip protection from wolves say it lacked scientific justification. 787
Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587
BRANSON, Mo. -- Branson, Missouri, draws tens of thousands of visitors each year for its museums, rides, live shows and family activities. But behind the attractions and the flashing lights, families struggle to get by.“It’s a company town, and the company is tourism,” said Kevin Huddleston of Christian Action Ministries. “Everyone works for tourism in some way. They’re not really jobs that people can raise a family on, but that’s what people are trying to do.” Huddleston runs a food bank that helps many of Branson’s families, especially through the winter months when many attractions are closed and most tourists are gone.“Our unemployment spikes to 20%,” said Bryan Stallings of the lack of jobs during the off-season in Branson. Stallings helps run the non-profit Elevate Branson, which helps families get jobs and services they need.The tourists usually come back with the warmer weather, but this year, COVID-19 came instead, skyrocketing hunger higher than ever before.“Just at the time when people were getting their callbacks to work or expecting to get their callbacks to work, they got their layoff notices this year,” said Huddleston. “So it was a double whammy.”Huddleston said his group normally serves food to about 4,000 families per month, but during the pandemic, they’ve seen more than 5,000 and 6,000 families per month. “The demand for service was unprecedented,” he said. “It was so high we had never seen the numbers we were seeing.”Aaron Taylor has visited Christian Action Ministries several times for assistance. He said standing in line is a painful reminder of his reality.“The coronavirus has completely destroyed what I came to Branson for,” said Taylor. “I came to Branson to get sober.” Taylor worked with a local hotel chain doing construction, hoping he could start a new chapter.“The day that coronavirus hit, I was laid off,” he said. “After losing my job, became homeless, lost the kids to state custody because I wasn’t able to take care of them. My kids deserve better than that.” He said places like the food bank have kept his family afloat, but now, he said he feels like he’s drowning.“It’s taken me a depression level and a shame level where I’m no longer sober, and I, for the last month, I haven’t even had the desire to be sober,” said Taylor.His struggle is not the only pain in the parking lot.“It’s gotten hard on us because there’s not a lot of income coming into the household,” said Jonathan Wayne Robinette Sr. who lives in Branson and works at a local hotel.“We have no public transpiration, we are 1,300 units short of having affordable housing, and we’re seasonal low-wage jobs because it’s based on seasonal jobs and tourism so it kind of creates this perfect storm of poverty,” said Stallings.For some, there is hope. “God willing, it gets better,” said Robinette Sr. “We just take it one day at a time.” Yet, for many in the tourist town, this pandemic has shown no mercy. “I don’t necessarily understand communities like Branson,” said Taylor. “It’s probably time for me to leave.” 3056
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