粉丝主页推广的方式(抖音信息流广告入口) (今日更新中)

The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737

The FIFA Women's World Cup is finally here, which means a few glorious weeks of top-tier soccer binge watching. Even if you're not into soccer, or hate that we're calling it soccer and not football like the rest of the world, the Women's World Cup should definitely be appointment viewing. Your Netflix queue can wait for another day.Here are all the reasons you should deck yourself out in your country's colors, grab a few friends and a responsibly portioned beverage, and give in to the soccer madness:The United States is actually IN this one -- and they're favored to win it all (again)The USWNT are a) the defending World Cup champs, b) stacked to the rafters with household names and returning stars, and c) 727

The Democratic National Committee's Rules and Bylaws Committee voted to remove "virtual caucusing" from Iowa's and Nevada's 2020 caucus plans on Friday, giving the states about two weeks to form an alternative proposal.The move leaves Iowa -- which had planned to use only the vote-by-phone method to comply with the Democratic Party's rules to expand voting access in the caucus states -- in a particularly tough position.Nevada's plans included in-person early voting, meaning the committee could find the state's plan in compliance without that element.Last week, DNC Chairman Tom Perez issued a statement with the committee's co-chairs saying the vote-by-phone method didn't meet security standards set to avoid hacking or tampering."While today's decision is not unexpected, we are still disappointed," Iowa Democratic Party Chairman Troy Price said in a statement after the vote. "We continue to have confidence in the abilities of our vendors to enact this process, but if the DNC does not believe the virtual caucus can be secure, then we cannot go forward. With less than five months to go, we are continuing to explore as quickly as possible what alternatives may exist in order to securely expand accessibility for the 2020 caucuses."Price, who's in New Hampshire for that state's Democratic Party convention, has been meeting with officials to find a way to include early voting in the caucus process.At issue is the use of paper ballots for Iowa, which is firmly opposed by New Hampshire, as that could seem too much like a primary to officials intent on keeping the New England state as the first in the nation primary. Should Iowa institute paper ballots in 2020, there is a possibility that New Hampshire will move its primary date before Iowa's caucuses.The DNC established new rules for caucuses last year, which included requiring an absentee option for voters who couldn't attend the regular caucus. Seven states that used party-run caucuses in 2016 will instead hold primaries in 2020."It is unfortunate the DNC won't allow us to go forward with the virtual caucus in 2020," Nevada State Democratic Party Chair William McCurdy II said in a statement. "Despite this change with less than six months to go before our February caucus, NV Dems is committed to continuing engaging new Democrats, bringing more voices into this critically important process and hosting multiple options to participate in our caucus."Rules committee members lamented their vote against virtual caucusing, citing their desire to expand voting in the primary process."I want to applaud both our state Democratic parties -- both Iowa and Nevada -- for getting as far as they did without any real, tangible guidance from either this committee or the DNC," Artie Blanco, a Nevada member of the rules committee, said ahead of the decision.Accusing Republicans of failing to protect voting from adversaries, Blanco said that "it is impossible to find a technology secure enough for our virtual caucus to protect against hacking attempts."Multiple rules committee members echoed the accusation against the Republican Party of failing to protect voting. While no member mentioned the 2016 Russian hacks of the DNC at this meeting, the issue has reverberated throughout their deliberations over these plans."These states are working hard with the assistance of DHS and the FBI. Frankly, they're not getting a lot of help from President Trump or from Senator Mitch McConnell, who are in fact trying to impede this," former Clinton White House official and committee member Elaine Kamarck said. "Nevertheless, the federal government has civil servants that are still working to try and help the state officials in those states make a safer process."Rules committee Chairman James Roosevelt Jr., recognizing the difficult position the caucus states were in, announced that Chairman Perez endorsed his plan to work with DNC leadership to find a way to make virtual caucusing work in the future."This time the effort was left to the states because that's the way the plans are normally developed," Roosevelt said. "I think we recognize now that this is bigger than any one state's problem. I'm going to urge the DNC leadership to lead this effort following the general election, so that we have three years to deal with it."The committee will meet again within two weeks to vote on final proposals from each state. Should Iowa not be able to come up with a plan in compliance, the committee could issue a waiver of the rules in 2020, which is considered a last resort. 4562

The House on Thursday passed a health care package that included several bipartisan bills to lower drug costs, but without the support of most Republicans because it also included legislation to strengthen Obamacare.The vote was 234-183. Five Republicans voted to approve the package.Republican representatives, most of whom would have likely supported the drug pricing bills if they were brought up alone, cried foul, saying Democratic leaders had attached the Obamacare legislation as a poison pill that forced a tough vote for the GOP."Instead of delivering a victory for the American people today -- making prescription drugs more affordable -- Democrats are back at it, playing gotcha politics," said Energy and Commerce Committee Republican leader Greg Walden of Oregon.Democrats, meanwhile, argued they were simply delivering on their campaign promises to lower drug costs while bolstering Obamacare and protecting those with preexisting conditions.The Senate is not expected to take up the legislation.While the two parties have been working together on measures to address drug costs, House Democrats are also seeking to reverse many of Trump administration's moves to undermine the Affordable Care Act.The goal of the drug price bills is to make it easier for generic medication to come to market by ending some of the roadblocks that brand name manufacturers erect. For instance, it would ban brand name drug makers from paying generic rivals to delay bringing their lower-cost products to market and would make it easier for generic drug makers to get the samples they need to make their versions.But the legislation would also reverse President Donald Trump's extension of short-term insurance plans, which don't have to adhere to all of Obamacare's rules, so they can reject people with preexisting conditions or charge them higher premiums. The administration last year made these policies more attractive by extending their terms to just under a year, instead of three months. Also included is a measure to restore funding for outreach and assistance during Obamacare's open enrollment period that the President has slashed since taking office.The drug reform bills passed the committee with unanimous bipartisan votes, but the Obamacare provisions were approved on strict party-line votes, according to a senior Republican House aide.The White House also took issue with the combined bills, noting in a statement of administration policy that it contains "positive steps called for by the President to lower drug prices" but also measures that would limit Americans' health insurance choices and coverage. White House advisors would recommend the President veto the bill if it remains in its current form.Thursday's vote comes a week after 2768

TEMPLE, Texas — Temple police want to know who threw a rock off a railroad overpass Saturday night, resulting in the death of a 33-year old woman in Texas.Investigators say it happened just before 9 p.m. Saturday night as Keila Ruby Flores and her family of five traveled northbound on Interstate 35 between exits 303 and 305 in Texas.Police say someone threw a rock from the overpass to the interstate below, hitting Flores' car, breaking the windshield and hitting Flores, who sat in the front passenger seat.Officers responded to an unknown injury call near the 2600 block of I-35 and Belair Drive where they found Flores and her family.Paramedics took Flores to Baylor, Scott and White Hospital, where she died of her injuries at 10:32 a.m. on Sunday. An autopsy will determine her exact cause of death.Detectives have no information on a suspect and ask anyone who may have seen anything to call Temple police, or Bell County Crime Stoppers. 959

来源：资阳报