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So the seemingly endless month of Black Friday sales is finally over.But don't worry if you haven't found everything you need: we head into December now with more days to find deals, through Christmas Eve.Just like Black Friday stretched into a weeks of deals, Cyber Monday is now Cyber Week. And it seems there are new sales every other day.So when will you find the best deals from now till Christmas?The savings site DealNews.com says:Cyber Week is a great time for electronics and home and kitchen gadgets, with many things that sold out during Thanksgiving back in stock again. This is when you want to hunt online for those hardest-to-find items like the Xbox Series X and PlayStation 5.Green Monday, December 7th or 14th, depending on the retailer, is a great time to order from smaller online merchants and local stores.Free Shipping Day is December 14th, the last day for guaranteed Christmas delivery (at no surcharge) from hundreds of web retailers.December 15th is not an official sale day, but is traditionally when toy prices start to drop, according to DealNews.com.December 20th is when prices on winter clothing and jewelry that hasn't sold starts to get slashed.Christmas Eve sales usually start a couple of days before Christmas Eve, and are a last-ditch attempt to clean out unsold gifts, clothing, and other items. You can find some incredible deals 48 hours before Christmas.Why you shouldn't wait much longerBut from the doesn't that stink file, is the risk this year of waiting too long to order online.DealNews.com says this year has seen many shipping delays, and with so many people ordering online, supply lines could bog down again by mid month.After free shipping day in mid December, you are pushing your luck ordering online, unless you are willing to pay for or more for priority shipping.That late you may want to put your mask on and head to the mall.With online shopping up 30% this pandemic year, Amazon, FedEx, and UPS are expecting a crush of orders.So shop early, so you don't waste your money.__________________________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2371

Some crazy lucky ticket holder is about to cash in on the biggest Mega Millions jackpot in history -- .537 billion.But anyone trying to take advantage of the winner — perhaps as a long-lost relative or a newfound friend — will be out of luck.That's because the fortuitous ticket was bought in South Carolina, where lottery winners can stay anonymous if they want to.South Carolina is one of seven states that don't require lottery winners to be publicly identified, CNN affiliate WIS reported. 503

Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

SEOUL, South Korea — South Korea's spy agency has told lawmakers that North Korea executed at least two people, banned fishing at sea and locked down its capital as part of frantic anti-coronavirus steps.South Korean lawmakers cited the country's National Intelligence Service as saying that North Korea executed two top officials earlier this year. One of those killed was a high-profile money changer who North Korean leader Kim Jong Un held responsible for a falling exchange rate amid the pandemic. The second official was executed for violating government regulations that restrict goods being brought into the country from abroad.In addition, Kim recently placed Pyongyang and Jagang province under lockdown as COVID-19 spreads in the country. He's also banned fishing and salt production at sea to "prevent seawater from being infected with the virus," lawmakers said.Kim has also ordered diplomats overseas to refrain from any acts that could provoke the United States because it is worried about President-elect Joe Biden's expected new approach toward the North.One lawmaker cited the agency as saying North Korean leader Kim Jong Un is displaying excessive anger and taking irrational measures over the pandemic and its economic impact. 1255

SPRING VALLEY, Calif. (KGTV) -- A driver was arrested Monday morning after hitting several parked vehicles and shearing a fire hydrant in Spring Valley, sending water towards nearby homes and a church.According to the California Highway Patrol, the incident happened at around 5:15 a.m. in the 9100 block of Akard Street.CHP officials said the man struck at least two parked vehicles, hit a fire hydrant and then lost control, causing his truck to flip over.The driver crawled out of his truck and tried to run away, but officers captured him a few blocks away.When the truck slammed into the fire hydrant, it caused a geyser that reached up to 40 feet in the air and flooded nearby homes and the Grace Covenant Church.Most of the water damage affected the WOW Christian Preschool at the church. School director Sally Gutierrez said both of the classrooms sustained heavy water damage, as well as the playground areas."The floor, the carpets, it all got pretty wet," said Gutierrez. "There's even water dripping down the walls from upstairs."Water crews were able to shut off the geyser after about 20 minutes.The preschool reopened in May after closing during the coronavirus pandemic. Only 10 students were enrolled, but they had planned to expand to 30 students in the fall to start the new school year."We don't really know how long we'll be closed now," said Gutierrez. "Everything's on hold. The car that crashed, it affected to many of the neighbors, but it affected us as well, and all of our families."The driver, who was placed under arrest, was taken to the hospital to be evaluated for minor injuries. No one else was hurt. 1643

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